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Side-by-side financial comparison of NELNET INC (NNI) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.
NELNET INC is the larger business by last-quarter revenue ($33.5M vs $22.7M, roughly 1.5× R F INDUSTRIES LTD). NELNET INC runs the higher net margin — 172.3% vs 0.8%, a 171.5% gap on every dollar of revenue. On growth, NELNET INC posted the faster year-over-year revenue change (79.6% vs 22.9%). NELNET INC produced more free cash flow last quarter ($396.7M vs $2.0M). Over the past eight quarters, NELNET INC's revenue compounded faster (62.0% CAGR vs 29.8%).
Nelnet, Inc. is a United States–based conglomerate that primarily focuses on financial services including student and consumer loan origination and servicing. Additionally, the company operates an investing arm, an internet bank and has a 26% stake in Allo Fiber, a cable and internet provider. The company is headquartered in Lincoln, Nebraska.
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
NNI vs RFIL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $33.5M | $22.7M |
| Net Profit | $57.8M | $173.0K |
| Gross Margin | 50.5% | 36.8% |
| Operating Margin | — | 4.0% |
| Net Margin | 172.3% | 0.8% |
| Revenue YoY | 79.6% | 22.9% |
| Net Profit YoY | -8.5% | 172.7% |
| EPS (diluted) | $1.62 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $33.5M | $22.7M | ||
| Q3 25 | $23.2M | $19.8M | ||
| Q2 25 | $26.1M | $18.9M | ||
| Q1 25 | $24.7M | $19.2M | ||
| Q4 24 | $18.7M | $18.5M | ||
| Q3 24 | $16.6M | $16.8M | ||
| Q2 24 | $14.9M | $16.1M | ||
| Q1 24 | $12.8M | $13.5M |
| Q4 25 | $57.8M | $173.0K | ||
| Q3 25 | $106.7M | $392.0K | ||
| Q2 25 | $181.5M | $-245.0K | ||
| Q1 25 | $82.6M | $-245.0K | ||
| Q4 24 | $63.2M | $-238.0K | ||
| Q3 24 | $2.4M | $-705.0K | ||
| Q2 24 | $45.1M | $-4.3M | ||
| Q1 24 | $73.4M | $-1.4M |
| Q4 25 | 50.5% | 36.8% | ||
| Q3 25 | 29.6% | 34.0% | ||
| Q2 25 | 29.8% | 31.5% | ||
| Q1 25 | 30.5% | 29.8% | ||
| Q4 24 | 13.7% | 31.3% | ||
| Q3 24 | 0.1% | 29.5% | ||
| Q2 24 | 27.3% | 29.9% | ||
| Q1 24 | 15.3% | 24.5% |
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | 97.7% | 0.5% | ||
| Q3 24 | -13.4% | -2.5% | ||
| Q2 24 | 88.0% | -2.6% | ||
| Q1 24 | — | -15.5% |
| Q4 25 | 172.3% | 0.8% | ||
| Q3 25 | 460.5% | 2.0% | ||
| Q2 25 | 694.9% | -1.3% | ||
| Q1 25 | 334.4% | -1.3% | ||
| Q4 24 | 338.2% | -1.3% | ||
| Q3 24 | 14.4% | -4.2% | ||
| Q2 24 | 303.6% | -26.7% | ||
| Q1 24 | 574.4% | -10.1% |
| Q4 25 | $1.62 | $0.01 | ||
| Q3 25 | $2.94 | $0.04 | ||
| Q2 25 | $4.97 | $-0.02 | ||
| Q1 25 | $2.26 | $-0.02 | ||
| Q4 24 | $1.74 | $-0.02 | ||
| Q3 24 | $0.07 | $-0.07 | ||
| Q2 24 | $1.23 | $-0.41 | ||
| Q1 24 | $1.98 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $296.0M | $5.1M |
| Total DebtLower is stronger | $7.8B | — |
| Stockholders' EquityBook value | $3.7B | $35.2M |
| Total Assets | $14.1B | $73.0M |
| Debt / EquityLower = less leverage | 2.11× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $296.0M | $5.1M | ||
| Q3 25 | $216.4M | $3.0M | ||
| Q2 25 | $225.8M | $3.6M | ||
| Q1 25 | $220.5M | $1.3M | ||
| Q4 24 | $194.5M | $839.0K | ||
| Q3 24 | $219.7M | $1.8M | ||
| Q2 24 | $145.5M | $1.4M | ||
| Q1 24 | $179.7M | $4.5M |
| Q4 25 | $7.8B | — | ||
| Q3 25 | $7.8B | — | ||
| Q2 25 | $7.9B | — | ||
| Q1 25 | $8.7B | — | ||
| Q4 24 | $8.3B | — | ||
| Q3 24 | $8.9B | — | ||
| Q2 24 | $9.6B | — | ||
| Q1 24 | $10.6B | — |
| Q4 25 | $3.7B | $35.2M | ||
| Q3 25 | $3.7B | $34.8M | ||
| Q2 25 | $3.6B | $34.2M | ||
| Q1 25 | $3.4B | $34.2M | ||
| Q4 24 | $3.3B | $34.1M | ||
| Q3 24 | $3.3B | $34.1M | ||
| Q2 24 | $3.3B | $34.6M | ||
| Q1 24 | $3.3B | $38.7M |
| Q4 25 | $14.1B | $73.0M | ||
| Q3 25 | $13.9B | $73.2M | ||
| Q2 25 | $13.7B | $72.7M | ||
| Q1 25 | $14.2B | $70.4M | ||
| Q4 24 | $13.8B | $71.0M | ||
| Q3 24 | $14.1B | $71.9M | ||
| Q2 24 | $14.5B | $72.8M | ||
| Q1 24 | $15.4B | $79.1M |
| Q4 25 | 2.11× | — | ||
| Q3 25 | 2.14× | — | ||
| Q2 25 | 2.21× | — | ||
| Q1 25 | 2.53× | — | ||
| Q4 24 | 2.48× | — | ||
| Q3 24 | 2.72× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | 3.20× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $423.0M | $2.1M |
| Free Cash FlowOCF − Capex | $396.7M | $2.0M |
| FCF MarginFCF / Revenue | 1183.0% | 9.0% |
| Capex IntensityCapex / Revenue | 78.2% | 0.3% |
| Cash ConversionOCF / Net Profit | 7.32× | 12.13× |
| TTM Free Cash FlowTrailing 4 quarters | $663.4M | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $423.0M | $2.1M | ||
| Q3 25 | $112.4M | $-311.0K | ||
| Q2 25 | $81.8M | $2.2M | ||
| Q1 25 | $91.2M | $601.0K | ||
| Q4 24 | $662.9M | $-244.0K | ||
| Q3 24 | $137.0M | $2.4M | ||
| Q2 24 | $133.8M | $197.0K | ||
| Q1 24 | $211.6M | $840.0K |
| Q4 25 | $396.7M | $2.0M | ||
| Q3 25 | $100.8M | $-419.0K | ||
| Q2 25 | $78.1M | $2.2M | ||
| Q1 25 | $87.8M | $574.0K | ||
| Q4 24 | $642.0M | $-418.0K | ||
| Q3 24 | $132.6M | $2.1M | ||
| Q2 24 | $123.1M | $28.0K | ||
| Q1 24 | $188.3M | $697.0K |
| Q4 25 | 1183.0% | 9.0% | ||
| Q3 25 | 435.0% | -2.1% | ||
| Q2 25 | 299.0% | 11.4% | ||
| Q1 25 | 355.6% | 3.0% | ||
| Q4 24 | 3438.0% | -2.3% | ||
| Q3 24 | 797.9% | 12.6% | ||
| Q2 24 | 829.2% | 0.2% | ||
| Q1 24 | 1473.7% | 5.2% |
| Q4 25 | 78.2% | 0.3% | ||
| Q3 25 | 50.4% | 0.5% | ||
| Q2 25 | 14.2% | 0.2% | ||
| Q1 25 | 13.7% | 0.1% | ||
| Q4 24 | 111.9% | 0.9% | ||
| Q3 24 | 26.7% | 1.5% | ||
| Q2 24 | 71.5% | 1.0% | ||
| Q1 24 | 181.7% | 1.1% |
| Q4 25 | 7.32× | 12.13× | ||
| Q3 25 | 1.05× | -0.79× | ||
| Q2 25 | 0.45× | — | ||
| Q1 25 | 1.10× | — | ||
| Q4 24 | 10.50× | — | ||
| Q3 24 | 57.39× | — | ||
| Q2 24 | 2.97× | — | ||
| Q1 24 | 2.88× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NNI
Segment breakdown not available.
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
