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Side-by-side financial comparison of Neptune Insurance Holdings Inc. (NP) and PRIMEENERGY RESOURCES CORP (PNRG). Click either name above to swap in a different company.

PRIMEENERGY RESOURCES CORP is the larger business by last-quarter revenue ($51.0M vs $37.8M, roughly 1.4× Neptune Insurance Holdings Inc.). PRIMEENERGY RESOURCES CORP runs the higher net margin — 6.6% vs 0.1%, a 6.5% gap on every dollar of revenue. On growth, Neptune Insurance Holdings Inc. posted the faster year-over-year revenue change (28.8% vs -15.7%).

Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.

PrimeEnergy Resources Corp is an independent energy firm focused on the exploration, development, and production of oil and natural gas. It primarily operates across onshore resource basins in the United States, serving regional energy markets to meet industrial and consumer demand for reliable energy supplies.

NP vs PNRG — Head-to-Head

Bigger by revenue
PNRG
PNRG
1.4× larger
PNRG
$51.0M
$37.8M
NP
Growing faster (revenue YoY)
NP
NP
+44.4% gap
NP
28.8%
-15.7%
PNRG
Higher net margin
PNRG
PNRG
6.5% more per $
PNRG
6.6%
0.1%
NP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
NP
NP
PNRG
PNRG
Revenue
$37.8M
$51.0M
Net Profit
$50.0K
$3.4M
Gross Margin
97.9%
Operating Margin
3.2%
Net Margin
0.1%
6.6%
Revenue YoY
28.8%
-15.7%
Net Profit YoY
0.0%
48.7%
EPS (diluted)
$0.05
$1.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NP
NP
PNRG
PNRG
Q1 26
$37.8M
Q4 25
$51.0M
Q3 25
$44.4M
$46.0M
Q2 25
$42.0M
Q1 25
$50.1M
Q4 24
$60.5M
Q3 24
$33.8M
$69.5M
Q2 24
$64.8M
Net Profit
NP
NP
PNRG
PNRG
Q1 26
$50.0K
Q4 25
$3.4M
Q3 25
$11.5M
$10.6M
Q2 25
$3.2M
Q1 25
$9.1M
Q4 24
$2.3M
Q3 24
$12.1M
$22.1M
Q2 24
$19.7M
Gross Margin
NP
NP
PNRG
PNRG
Q1 26
Q4 25
97.9%
Q3 25
95.6%
Q2 25
97.1%
Q1 25
96.3%
Q4 24
98.8%
Q3 24
95.5%
Q2 24
96.2%
Operating Margin
NP
NP
PNRG
PNRG
Q1 26
Q4 25
3.2%
Q3 25
46.7%
28.9%
Q2 25
10.0%
Q1 25
22.7%
Q4 24
6.8%
Q3 24
58.6%
40.4%
Q2 24
38.1%
Net Margin
NP
NP
PNRG
PNRG
Q1 26
0.1%
Q4 25
6.6%
Q3 25
25.9%
23.0%
Q2 25
7.7%
Q1 25
18.2%
Q4 24
3.8%
Q3 24
35.8%
31.8%
Q2 24
30.4%
EPS (diluted)
NP
NP
PNRG
PNRG
Q1 26
$0.05
Q4 25
$1.43
Q3 25
$0.06
$4.38
Q2 25
$1.33
Q1 25
$3.72
Q4 24
$0.97
Q3 24
$0.06
$8.80
Q2 24
$7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NP
NP
PNRG
PNRG
Cash + ST InvestmentsLiquidity on hand
$7.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$215.7M
Total Assets
$323.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NP
NP
PNRG
PNRG
Q1 26
Q4 25
$7.4M
Q3 25
$12.2M
$3.7M
Q2 25
$2.4M
Q1 25
$2.1M
Q4 24
$2.5M
Q3 24
$1.6M
Q2 24
$2.0M
Total Debt
NP
NP
PNRG
PNRG
Q1 26
Q4 25
Q3 25
$247.6M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
NP
NP
PNRG
PNRG
Q1 26
Q4 25
$215.7M
Q3 25
$-509.5M
$213.8M
Q2 25
$205.2M
Q1 25
$205.0M
Q4 24
$202.9M
Q3 24
$-374.3M
$203.8M
Q2 24
$186.3M
Total Assets
NP
NP
PNRG
PNRG
Q1 26
Q4 25
$323.9M
Q3 25
$89.6M
$332.0M
Q2 25
$343.0M
Q1 25
$339.3M
Q4 24
$324.6M
Q3 24
$345.6M
Q2 24
$334.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NP
NP
PNRG
PNRG
Operating Cash FlowLast quarter
$12.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.60×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NP
NP
PNRG
PNRG
Q1 26
Q4 25
$12.2M
Q3 25
$38.9M
$54.7M
Q2 25
$-8.3M
Q1 25
$38.2M
Q4 24
$23.9M
Q3 24
$50.8M
Q2 24
$-1.9M
Cash Conversion
NP
NP
PNRG
PNRG
Q1 26
Q4 25
3.60×
Q3 25
3.38×
5.18×
Q2 25
-2.58×
Q1 25
4.18×
Q4 24
10.50×
Q3 24
2.30×
Q2 24
-0.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NP
NP

Segment breakdown not available.

PNRG
PNRG

Oil Sales$43.1M84%
Natural Gas Liquid$5.5M11%
Oil And Gas Service$2.0M4%

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