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Side-by-side financial comparison of NORTHPOINTE BANCSHARES INC (NPB) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

NORTHPOINTE BANCSHARES INC is the larger business by last-quarter revenue ($63.4M vs $46.7M, roughly 1.4× OR Royalties Inc.).

Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

NPB vs OR — Head-to-Head

Bigger by revenue
NPB
NPB
1.4× larger
NPB
$63.4M
$46.7M
OR

Income Statement — Q1 FY2026 vs Q2 FY2022

Metric
NPB
NPB
OR
OR
Revenue
$63.4M
$46.7M
Net Profit
$22.2M
Gross Margin
Operating Margin
Net Margin
34.9%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NPB
NPB
OR
OR
Q1 26
$63.4M
Q4 25
$43.5M
Q3 25
$40.3M
Q2 25
$36.5M
Q1 25
$30.4M
Q2 22
$46.7M
Q1 22
$43.4M
Net Profit
NPB
NPB
OR
OR
Q1 26
$22.2M
Q4 25
$23.6M
Q3 25
$22.2M
Q2 25
$20.3M
Q1 25
$17.2M
Q2 22
Q1 22
Operating Margin
NPB
NPB
OR
OR
Q1 26
Q4 25
73.5%
Q3 25
72.3%
Q2 25
73.0%
Q1 25
74.4%
Q2 22
Q1 22
Net Margin
NPB
NPB
OR
OR
Q1 26
34.9%
Q4 25
54.4%
Q3 25
55.0%
Q2 25
55.7%
Q1 25
56.8%
Q2 22
Q1 22
EPS (diluted)
NPB
NPB
OR
OR
Q1 26
$0.62
Q4 25
$0.54
Q3 25
$0.57
Q2 25
$0.51
Q1 25
$0.49
Q2 22
Q1 22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NPB
NPB
OR
OR
Cash + ST InvestmentsLiquidity on hand
$487.6M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$590.0M
$1.3B
Total Assets
$7.4B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NPB
NPB
OR
OR
Q1 26
$487.6M
Q4 25
$496.5M
Q3 25
$419.2M
Q2 25
$415.7M
Q1 25
$321.5M
Q2 22
Q1 22
Total Debt
NPB
NPB
OR
OR
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q2 22
$222.8M
Q1 22
$302.5M
Stockholders' Equity
NPB
NPB
OR
OR
Q1 26
$590.0M
Q4 25
$569.0M
Q3 25
$623.5M
Q2 25
$604.3M
Q1 25
$586.5M
Q2 22
$1.3B
Q1 22
$1.3B
Total Assets
NPB
NPB
OR
OR
Q1 26
$7.4B
Q4 25
$7.0B
Q3 25
$6.8B
Q2 25
$6.4B
Q1 25
$5.9B
Q2 22
Q1 22
Debt / Equity
NPB
NPB
OR
OR
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q2 22
0.17×
Q1 22
0.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NPB
NPB

Net Interest Income$41.3M65%
Noninterest Income$22.1M35%

OR
OR

Segment breakdown not available.

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