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Side-by-side financial comparison of NORTHPOINTE BANCSHARES INC (NPB) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

NORTHPOINTE BANCSHARES INC is the larger business by last-quarter revenue ($63.4M vs $49.0M, roughly 1.3× Quipt Home Medical Corp.). NORTHPOINTE BANCSHARES INC runs the higher net margin — 34.9% vs -2.1%, a 37.1% gap on every dollar of revenue.

Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

NPB vs QIPT — Head-to-Head

Bigger by revenue
NPB
NPB
1.3× larger
NPB
$63.4M
$49.0M
QIPT
Higher net margin
NPB
NPB
37.1% more per $
NPB
34.9%
-2.1%
QIPT

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
NPB
NPB
QIPT
QIPT
Revenue
$63.4M
$49.0M
Net Profit
$22.2M
$-1.1M
Gross Margin
53.5%
Operating Margin
2.1%
Net Margin
34.9%
-2.1%
Revenue YoY
32.3%
Net Profit YoY
2.9%
EPS (diluted)
$0.62
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NPB
NPB
QIPT
QIPT
Q1 26
$63.4M
Q4 25
$43.5M
$49.0M
Q3 25
$40.3M
$39.8M
Q2 25
$36.5M
$35.1M
Q1 25
$30.4M
$33.3M
Q4 24
$37.1M
Net Profit
NPB
NPB
QIPT
QIPT
Q1 26
$22.2M
Q4 25
$23.6M
$-1.1M
Q3 25
$22.2M
$-3.5M
Q2 25
$20.3M
$-3.0M
Q1 25
$17.2M
$-3.0M
Q4 24
$-1.1M
Gross Margin
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Operating Margin
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
73.5%
2.1%
Q3 25
72.3%
-3.6%
Q2 25
73.0%
-5.2%
Q1 25
74.4%
-3.0%
Q4 24
1.2%
Net Margin
NPB
NPB
QIPT
QIPT
Q1 26
34.9%
Q4 25
54.4%
-2.1%
Q3 25
55.0%
-8.9%
Q2 25
55.7%
-8.6%
Q1 25
56.8%
-9.1%
Q4 24
-2.9%
EPS (diluted)
NPB
NPB
QIPT
QIPT
Q1 26
$0.62
Q4 25
$0.54
$-0.02
Q3 25
$0.57
$-0.07
Q2 25
$0.51
$-0.07
Q1 25
$0.49
$-0.07
Q4 24
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NPB
NPB
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$487.6M
$10.5M
Total DebtLower is stronger
$84.0M
Stockholders' EquityBook value
$590.0M
$113.0M
Total Assets
$7.4B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NPB
NPB
QIPT
QIPT
Q1 26
$487.6M
Q4 25
$496.5M
$10.5M
Q3 25
$419.2M
$12.9M
Q2 25
$415.7M
$11.3M
Q1 25
$321.5M
$17.1M
Q4 24
$15.5M
Total Debt
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
$84.0M
Q3 25
$87.6M
Q2 25
$66.0M
Q1 25
$71.5M
Q4 24
$70.6M
Stockholders' Equity
NPB
NPB
QIPT
QIPT
Q1 26
$590.0M
Q4 25
$569.0M
$113.0M
Q3 25
$623.5M
$112.1M
Q2 25
$604.3M
$102.5M
Q1 25
$586.5M
$103.6M
Q4 24
$106.3M
Total Assets
NPB
NPB
QIPT
QIPT
Q1 26
$7.4B
Q4 25
$7.0B
$280.7M
Q3 25
$6.8B
$283.3M
Q2 25
$6.4B
$236.1M
Q1 25
$5.9B
$244.6M
Q4 24
$242.8M
Debt / Equity
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
0.74×
Q3 25
0.78×
Q2 25
0.64×
Q1 25
0.69×
Q4 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NPB
NPB
QIPT
QIPT
Operating Cash FlowLast quarter
$8.9M
Free Cash FlowOCF − Capex
$6.9M
FCF MarginFCF / Revenue
14.0%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
$-28.3M
$8.9M
Q3 25
$90.4M
$9.8M
Q2 25
$-72.3M
$9.7M
Q1 25
$54.4M
$8.9M
Q4 24
$9.3M
Free Cash Flow
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
$-28.8M
$6.9M
Q3 25
$89.6M
$8.0M
Q2 25
$-73.4M
$4.4M
Q1 25
$54.1M
$7.3M
Q4 24
$5.6M
FCF Margin
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
-66.1%
14.0%
Q3 25
222.3%
20.0%
Q2 25
-201.1%
12.6%
Q1 25
178.0%
22.0%
Q4 24
15.2%
Capex Intensity
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
1.2%
4.2%
Q3 25
2.0%
4.6%
Q2 25
3.1%
14.9%
Q1 25
1.1%
4.8%
Q4 24
9.9%
Cash Conversion
NPB
NPB
QIPT
QIPT
Q1 26
Q4 25
-1.20×
Q3 25
4.08×
Q2 25
-3.55×
Q1 25
3.16×
Q4 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NPB
NPB

Net Interest Income$41.3M65%
Noninterest Income$22.1M35%

QIPT
QIPT

Segment breakdown not available.

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