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Side-by-side financial comparison of NORTHPOINTE BANCSHARES INC (NPB) and SYNCHRONOSS TECHNOLOGIES INC (SNCR). Click either name above to swap in a different company.

NORTHPOINTE BANCSHARES INC is the larger business by last-quarter revenue ($63.4M vs $42.0M, roughly 1.5× SYNCHRONOSS TECHNOLOGIES INC). NORTHPOINTE BANCSHARES INC runs the higher net margin — 34.9% vs 13.8%, a 21.1% gap on every dollar of revenue.

Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.

Synchronoss Technologies Inc develops cloud-based digital transformation, subscriber management and messaging solutions for global telecom operators and enterprise clients. Its core offerings support connectivity onboarding, IoT service enablement, with key markets spanning North America, Europe and Asia-Pacific.

NPB vs SNCR — Head-to-Head

Bigger by revenue
NPB
NPB
1.5× larger
NPB
$63.4M
$42.0M
SNCR
Higher net margin
NPB
NPB
21.1% more per $
NPB
34.9%
13.8%
SNCR

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
NPB
NPB
SNCR
SNCR
Revenue
$63.4M
$42.0M
Net Profit
$22.2M
$5.8M
Gross Margin
79.4%
Operating Margin
14.0%
Net Margin
34.9%
13.8%
Revenue YoY
-2.2%
Net Profit YoY
201.7%
EPS (diluted)
$0.62
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NPB
NPB
SNCR
SNCR
Q1 26
$63.4M
Q4 25
$43.5M
Q3 25
$40.3M
$42.0M
Q2 25
$36.5M
$42.5M
Q1 25
$30.4M
$42.2M
Q4 24
$44.2M
Q3 24
$43.0M
Q2 24
$43.5M
Net Profit
NPB
NPB
SNCR
SNCR
Q1 26
$22.2M
Q4 25
$23.6M
Q3 25
$22.2M
$5.8M
Q2 25
$20.3M
$-19.6M
Q1 25
$17.2M
$-3.8M
Q4 24
$7.9M
Q3 24
$-5.7M
Q2 24
$-494.0K
Gross Margin
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
Q3 25
79.4%
Q2 25
79.0%
Q1 25
79.4%
Q4 24
78.6%
Q3 24
79.1%
Q2 24
76.1%
Operating Margin
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
73.5%
Q3 25
72.3%
14.0%
Q2 25
73.0%
16.1%
Q1 25
74.4%
19.5%
Q4 24
16.5%
Q3 24
12.8%
Q2 24
9.9%
Net Margin
NPB
NPB
SNCR
SNCR
Q1 26
34.9%
Q4 25
54.4%
Q3 25
55.0%
13.8%
Q2 25
55.7%
-46.1%
Q1 25
56.8%
-9.0%
Q4 24
17.8%
Q3 24
-13.3%
Q2 24
-1.1%
EPS (diluted)
NPB
NPB
SNCR
SNCR
Q1 26
$0.62
Q4 25
$0.54
Q3 25
$0.57
$0.51
Q2 25
$0.51
$-1.87
Q1 25
$0.49
$-0.37
Q4 24
$0.75
Q3 24
$-0.56
Q2 24
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NPB
NPB
SNCR
SNCR
Cash + ST InvestmentsLiquidity on hand
$487.6M
$34.8M
Total DebtLower is stronger
$163.2M
Stockholders' EquityBook value
$590.0M
$55.4M
Total Assets
$7.4B
$278.2M
Debt / EquityLower = less leverage
2.95×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NPB
NPB
SNCR
SNCR
Q1 26
$487.6M
Q4 25
$496.5M
Q3 25
$419.2M
$34.8M
Q2 25
$415.7M
$24.6M
Q1 25
$321.5M
$29.1M
Q4 24
$33.4M
Q3 24
$25.2M
Q2 24
$23.6M
Total Debt
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
Q3 25
$163.2M
Q2 25
$186.2M
Q1 25
$187.0M
Q4 24
$186.7M
Q3 24
$186.4M
Q2 24
$186.2M
Stockholders' Equity
NPB
NPB
SNCR
SNCR
Q1 26
$590.0M
Q4 25
$569.0M
Q3 25
$623.5M
$55.4M
Q2 25
$604.3M
$49.4M
Q1 25
$586.5M
$35.4M
Q4 24
$29.8M
Q3 24
$35.3M
Q2 24
$30.6M
Total Assets
NPB
NPB
SNCR
SNCR
Q1 26
$7.4B
Q4 25
$7.0B
Q3 25
$6.8B
$278.2M
Q2 25
$6.4B
$291.4M
Q1 25
$5.9B
$293.3M
Q4 24
$293.8M
Q3 24
$299.7M
Q2 24
$295.7M
Debt / Equity
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
Q3 25
2.95×
Q2 25
3.77×
Q1 25
5.28×
Q4 24
6.27×
Q3 24
5.28×
Q2 24
6.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NPB
NPB
SNCR
SNCR
Operating Cash FlowLast quarter
$39.4M
Free Cash FlowOCF − Capex
$39.0M
FCF MarginFCF / Revenue
92.9%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
6.77×
TTM Free Cash FlowTrailing 4 quarters
$53.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
$-28.3M
Q3 25
$90.4M
$39.4M
Q2 25
$-72.3M
$2.3M
Q1 25
$54.4M
$293.0K
Q4 24
$13.1M
Q3 24
$3.4M
Q2 24
$11.3M
Free Cash Flow
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
$-28.8M
Q3 25
$89.6M
$39.0M
Q2 25
$-73.4M
$2.0M
Q1 25
$54.1M
$-31.0K
Q4 24
$12.2M
Q3 24
$3.2M
Q2 24
$10.9M
FCF Margin
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
-66.1%
Q3 25
222.3%
92.9%
Q2 25
-201.1%
4.6%
Q1 25
178.0%
-0.1%
Q4 24
27.6%
Q3 24
7.5%
Q2 24
25.2%
Capex Intensity
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
1.2%
Q3 25
2.0%
0.9%
Q2 25
3.1%
0.8%
Q1 25
1.1%
0.8%
Q4 24
1.9%
Q3 24
0.3%
Q2 24
0.9%
Cash Conversion
NPB
NPB
SNCR
SNCR
Q1 26
Q4 25
-1.20×
Q3 25
4.08×
6.77×
Q2 25
-3.55×
Q1 25
3.16×
Q4 24
1.66×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NPB
NPB

Net Interest Income$41.3M65%
Noninterest Income$22.1M35%

SNCR
SNCR

Subscription Services$39.4M94%
Professional Services$2.6M6%

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