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Side-by-side financial comparison of NERDWALLET, INC. (NRDS) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
NERDWALLET, INC. is the larger business by last-quarter revenue ($225.4M vs $151.1M, roughly 1.5× STURM RUGER & CO INC). On growth, NERDWALLET, INC. posted the faster year-over-year revenue change (22.6% vs 3.6%). NERDWALLET, INC. produced more free cash flow last quarter ($38.6M vs $12.3M). Over the past eight quarters, NERDWALLET, INC.'s revenue compounded faster (18.0% CAGR vs 5.1%).
NerdWallet is an American personal finance company, founded in 2009 by Tim Chen and Jacob Gibson. It has a website and app that earns money by promoting financial products to its users.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
NRDS vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $225.4M | $151.1M |
| Net Profit | $14.0M | — |
| Gross Margin | 94.0% | 17.8% |
| Operating Margin | 8.6% | 2.3% |
| Net Margin | 6.2% | — |
| Revenue YoY | 22.6% | 3.6% |
| Net Profit YoY | -63.7% | — |
| EPS (diluted) | $0.19 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $225.4M | $151.1M | ||
| Q3 25 | $215.1M | $126.8M | ||
| Q2 25 | $186.9M | $132.5M | ||
| Q1 25 | $209.2M | $135.7M | ||
| Q4 24 | $183.8M | $145.8M | ||
| Q3 24 | $191.3M | $122.3M | ||
| Q2 24 | $150.6M | $130.8M | ||
| Q1 24 | $161.9M | $136.8M |
| Q4 25 | $14.0M | — | ||
| Q3 25 | $26.3M | $1.6M | ||
| Q2 25 | $8.2M | $-17.2M | ||
| Q1 25 | $200.0K | $7.8M | ||
| Q4 24 | $38.6M | — | ||
| Q3 24 | $100.0K | $4.7M | ||
| Q2 24 | $-9.4M | $8.3M | ||
| Q1 24 | $1.1M | $7.1M |
| Q4 25 | 94.0% | 17.8% | ||
| Q3 25 | 92.9% | 15.1% | ||
| Q2 25 | 91.1% | 3.9% | ||
| Q1 25 | 91.3% | 22.0% | ||
| Q4 24 | 90.9% | 22.8% | ||
| Q3 24 | 90.7% | 18.5% | ||
| Q2 24 | 90.1% | 22.3% | ||
| Q1 24 | 91.2% | 21.5% |
| Q4 25 | 8.6% | 2.3% | ||
| Q3 25 | 16.0% | -2.7% | ||
| Q2 25 | 5.7% | -15.6% | ||
| Q1 25 | 0.3% | 6.2% | ||
| Q4 24 | 4.7% | 7.8% | ||
| Q3 24 | 3.5% | 3.1% | ||
| Q2 24 | -6.4% | 6.9% | ||
| Q1 24 | 2.3% | 5.5% |
| Q4 25 | 6.2% | — | ||
| Q3 25 | 12.2% | 1.2% | ||
| Q2 25 | 4.4% | -13.0% | ||
| Q1 25 | 0.1% | 5.7% | ||
| Q4 24 | 21.0% | — | ||
| Q3 24 | 0.1% | 3.9% | ||
| Q2 24 | -6.2% | 6.3% | ||
| Q1 24 | 0.7% | 5.2% |
| Q4 25 | $0.19 | $0.22 | ||
| Q3 25 | $0.34 | $0.10 | ||
| Q2 25 | $0.11 | $-1.05 | ||
| Q1 25 | $0.00 | $0.46 | ||
| Q4 24 | $0.49 | $0.62 | ||
| Q3 24 | $0.00 | $0.28 | ||
| Q2 24 | $-0.12 | $0.47 | ||
| Q1 24 | $0.01 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $98.3M | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $374.5M | $283.8M |
| Total Assets | $461.1M | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $98.3M | $92.5M | ||
| Q3 25 | $120.6M | $80.8M | ||
| Q2 25 | $105.3M | $101.4M | ||
| Q1 25 | $92.2M | $108.3M | ||
| Q4 24 | $66.3M | $105.5M | ||
| Q3 24 | $71.7M | $96.0M | ||
| Q2 24 | $113.8M | $105.6M | ||
| Q1 24 | $110.9M | $115.3M |
| Q4 25 | $374.5M | $283.8M | ||
| Q3 25 | $402.4M | $279.6M | ||
| Q2 25 | $390.0M | $289.3M | ||
| Q1 25 | $371.6M | $321.5M | ||
| Q4 24 | $364.2M | $319.6M | ||
| Q3 24 | $322.4M | $314.9M | ||
| Q2 24 | $379.4M | $321.5M | ||
| Q1 24 | $378.7M | $332.0M |
| Q4 25 | $461.1M | $342.0M | ||
| Q3 25 | $492.8M | $342.3M | ||
| Q2 25 | $476.0M | $349.5M | ||
| Q1 25 | $475.0M | $379.0M | ||
| Q4 24 | $437.6M | $384.0M | ||
| Q3 24 | $402.4M | $373.5M | ||
| Q2 24 | $446.2M | $376.7M | ||
| Q1 24 | $446.1M | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $15.5M |
| Free Cash FlowOCF − Capex | $38.6M | $12.3M |
| FCF MarginFCF / Revenue | 17.1% | 8.2% |
| Capex IntensityCapex / Revenue | 0.1% | 2.1% |
| Cash ConversionOCF / Net Profit | 2.78× | — |
| TTM Free Cash FlowTrailing 4 quarters | $130.3M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $15.5M | ||
| Q3 25 | $48.5M | $12.9M | ||
| Q2 25 | $17.5M | $14.7M | ||
| Q1 25 | $26.7M | $11.1M | ||
| Q4 24 | $9.9M | $20.0M | ||
| Q3 24 | $29.0M | $9.4M | ||
| Q2 24 | $10.2M | $18.7M | ||
| Q1 24 | $22.7M | $7.3M |
| Q4 25 | $38.6M | $12.3M | ||
| Q3 25 | $48.4M | $7.0M | ||
| Q2 25 | $16.8M | $9.1M | ||
| Q1 25 | $26.5M | $10.0M | ||
| Q4 24 | $9.7M | $16.4M | ||
| Q3 24 | $28.9M | $2.6M | ||
| Q2 24 | $9.9M | $10.1M | ||
| Q1 24 | — | $5.6M |
| Q4 25 | 17.1% | 8.2% | ||
| Q3 25 | 22.5% | 5.5% | ||
| Q2 25 | 9.0% | 6.9% | ||
| Q1 25 | 12.7% | 7.4% | ||
| Q4 24 | 5.3% | 11.2% | ||
| Q3 24 | 15.1% | 2.1% | ||
| Q2 24 | 6.6% | 7.7% | ||
| Q1 24 | — | 4.1% |
| Q4 25 | 0.1% | 2.1% | ||
| Q3 25 | 0.0% | 4.6% | ||
| Q2 25 | 0.4% | 4.2% | ||
| Q1 25 | 0.1% | 0.8% | ||
| Q4 24 | 0.1% | 2.5% | ||
| Q3 24 | 0.1% | 5.5% | ||
| Q2 24 | 0.2% | 6.6% | ||
| Q1 24 | 0.0% | 1.3% |
| Q4 25 | 2.78× | — | ||
| Q3 25 | 1.84× | 8.15× | ||
| Q2 25 | 2.13× | — | ||
| Q1 25 | 133.50× | 1.43× | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 290.00× | 1.98× | ||
| Q2 24 | — | 2.27× | ||
| Q1 24 | 20.64× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NRDS
| Insurance | $81.2M | 36% |
| Emerging Verticals | $52.9M | 23% |
| Loans | $42.3M | 19% |
| Credit Card | $26.5M | 12% |
| SMB Products | $22.5M | 10% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
