NERDWALLET, INC.NRDSEarnings & Financial Report
NerdWallet is an American personal finance company, founded in 2009 by Tim Chen and Jacob Gibson. It has a website and app that earns money by promoting financial products to its users.
NRDS Q1 FY2026 Key Financial Metrics
Revenue
$222.2M
Gross Profit
$208.6M
Operating Profit
$27.2M
Net Profit
$20.4M
Gross Margin
93.9%
Operating Margin
12.2%
Net Margin
9.2%
YoY Growth
-1.4%
EPS
$0.29
NERDWALLET, INC. Q1 FY2026 Financial Summary
NERDWALLET, INC. reported revenue of $222.2M (down 1.4% YoY) for Q1 FY2026, with a net profit of $20.4M (up 45.7% YoY) (9.2% margin). Cost of goods sold was $13.6M, operating expenses totaled $181.4M.
Key Financial Metrics
| Total Revenue | $222.2M |
|---|---|
| Net Profit | $20.4M |
| Gross Margin | 93.9% |
| Operating Margin | 12.2% |
| Report Period | Q1 FY2026 |
Revenue Breakdown
NERDWALLET, INC. Q1 FY2026 revenue of $222.2M breaks down across 2 segments, led by Consumer at $197.6M (88.9% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Consumer | $197.6M | 88.9% |
| SMB | $24.6M | 11.1% |
NERDWALLET, INC. Annual Revenue by Year
NERDWALLET, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $836.6M).
NERDWALLET, INC. Quarterly Revenue & Net Profit History
NERDWALLET, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $222.2M | -1.4% | $20.4M | 9.2% |
| Q4 FY2025 | $225.4M | +22.6% | $14.0M | 6.2% |
| Q3 FY2025 | $215.1M | +12.4% | $26.3M | 12.2% |
| Q2 FY2025 | $186.9M | +24.1% | $8.2M | 4.4% |
| Q1 FY2025 | $209.2M | +29.2% | $200.0K | 0.1% |
| Q4 FY2024 | $183.8M | +37.5% | $38.6M | 21.0% |
| Q3 FY2024 | $191.3M | +25.2% | $100.0K | 0.1% |
| Q2 FY2024 | $150.6M | +5.1% | $-9.4M | -6.2% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $150.6M | $191.3M | $183.8M | $209.2M | $186.9M | $215.1M | $225.4M | $222.2M |
| YoY Growth | 5.1% | 25.2% | 37.5% | 29.2% | 24.1% | 12.4% | 22.6% | -1.4% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $446.2M | $402.4M | $437.6M | $475.0M | $476.0M | $492.8M | $461.1M | $432.0M |
| Liabilities | $66.8M | $80.0M | $73.4M | $103.4M | $86.0M | $90.4M | $86.6M | $95.8M |
| Equity | $379.4M | $322.4M | $364.2M | $371.6M | $390.0M | $402.4M | $374.5M | $336.2M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $10.2M | $29.0M | $9.9M | $26.7M | $17.5M | $48.5M | $38.9M | $35.7M |