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Side-by-side financial comparison of NexPoint Real Estate Finance, Inc. (NREF) and YORK WATER CO (YORW). Click either name above to swap in a different company.
YORK WATER CO is the larger business by last-quarter revenue ($19.4M vs $11.1M, roughly 1.7× NexPoint Real Estate Finance, Inc.). NexPoint Real Estate Finance, Inc. runs the higher net margin — 216.6% vs 26.7%, a 189.9% gap on every dollar of revenue. On growth, YORK WATER CO posted the faster year-over-year revenue change (3.2% vs -48.8%).
NexPoint Real Estate Finance, Inc. is a US-based commercial real estate finance firm that offers structured financing solutions for multifamily, office, industrial, and hospitality properties. It focuses on originating, managing and servicing a diversified portfolio of mortgage loans and real estate-related investments to deliver stable risk-adjusted returns to stakeholders.
The York Water Company is an investor-owned, public utility company based in York, Pennsylvania and operating throughout Pennsylvania. The company was founded in 1816 by a group of local businessmen concerned about fire protection.
NREF vs YORW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $11.1M | $19.4M |
| Net Profit | $24.0M | $5.2M |
| Gross Margin | — | — |
| Operating Margin | — | 33.2% |
| Net Margin | 216.6% | 26.7% |
| Revenue YoY | -48.8% | 3.2% |
| Net Profit YoY | 58.7% | 0.5% |
| EPS (diluted) | $0.47 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $11.1M | $19.4M | ||
| Q3 25 | $12.5M | $20.2M | ||
| Q2 25 | $12.1M | $19.1M | ||
| Q1 25 | $11.5M | $18.3M | ||
| Q4 24 | $21.7M | $18.8M | ||
| Q3 24 | $12.5M | $19.6M | ||
| Q2 24 | $6.7M | $18.6M | ||
| Q1 24 | $-12.8M | $17.5M |
| Q4 25 | $24.0M | $5.2M | ||
| Q3 25 | $50.9M | $6.2M | ||
| Q2 25 | $22.3M | $5.1M | ||
| Q1 25 | $26.0M | $3.6M | ||
| Q4 24 | $15.2M | $5.1M | ||
| Q3 24 | $23.3M | $5.9M | ||
| Q2 24 | $12.1M | $5.0M | ||
| Q1 24 | $-14.6M | $4.3M |
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 39.1% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 34.3% | ||
| Q4 24 | — | 35.8% | ||
| Q3 24 | — | 41.1% | ||
| Q2 24 | — | 37.9% | ||
| Q1 24 | — | 35.5% |
| Q4 25 | 216.6% | 26.7% | ||
| Q3 25 | 407.0% | 30.6% | ||
| Q2 25 | 184.5% | 26.5% | ||
| Q1 25 | 225.6% | 19.8% | ||
| Q4 24 | 69.9% | 27.4% | ||
| Q3 24 | 186.4% | 29.9% | ||
| Q2 24 | 179.7% | 26.8% | ||
| Q1 24 | 114.3% | 24.7% |
| Q4 25 | $0.47 | $0.36 | ||
| Q3 25 | $1.14 | $0.43 | ||
| Q2 25 | $0.54 | $0.35 | ||
| Q1 25 | $0.70 | $0.25 | ||
| Q4 24 | $0.71 | $0.36 | ||
| Q3 24 | $0.74 | $0.41 | ||
| Q2 24 | $0.40 | $0.35 | ||
| Q1 24 | $-0.83 | $0.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.1M | $1.0K |
| Total DebtLower is stronger | $771.2M | — |
| Stockholders' EquityBook value | $388.0M | $240.3M |
| Total Assets | $5.3B | $680.9M |
| Debt / EquityLower = less leverage | 1.99× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.1M | $1.0K | ||
| Q3 25 | $17.9M | $1.0K | ||
| Q2 25 | $9.1M | $1.0K | ||
| Q1 25 | $19.2M | $1.0K | ||
| Q4 24 | $3.9M | $1.0K | ||
| Q3 24 | $34.7M | $1.0K | ||
| Q2 24 | $4.3M | $1.0K | ||
| Q1 24 | $13.5M | $3.3M |
| Q4 25 | $771.2M | — | ||
| Q3 25 | $720.9M | — | ||
| Q2 25 | $815.6M | — | ||
| Q1 25 | $831.5M | — | ||
| Q4 24 | $799.3M | — | ||
| Q3 24 | $815.5M | — | ||
| Q2 24 | $861.0M | — | ||
| Q1 24 | $843.3M | — |
| Q4 25 | $388.0M | $240.3M | ||
| Q3 25 | $375.4M | $238.0M | ||
| Q2 25 | $348.2M | $234.6M | ||
| Q1 25 | $343.7M | $232.1M | ||
| Q4 24 | $336.5M | $231.2M | ||
| Q3 24 | $335.8M | $228.7M | ||
| Q2 24 | $327.5M | $225.4M | ||
| Q1 24 | $327.1M | $222.9M |
| Q4 25 | $5.3B | $680.9M | ||
| Q3 25 | $5.3B | $667.1M | ||
| Q2 25 | $5.4B | $653.7M | ||
| Q1 25 | $5.4B | $641.8M | ||
| Q4 24 | $5.4B | $633.5M | ||
| Q3 24 | $5.7B | $621.4M | ||
| Q2 24 | $6.6B | $610.4M | ||
| Q1 24 | $7.1B | $602.3M |
| Q4 25 | 1.99× | — | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 2.34× | — | ||
| Q1 25 | 2.42× | — | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 2.43× | — | ||
| Q2 24 | 2.63× | — | ||
| Q1 24 | 2.58× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-4.5M | $8.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | -0.19× | 1.63× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-4.5M | $8.4M | ||
| Q3 25 | $8.1M | $7.8M | ||
| Q2 25 | $3.3M | $7.6M | ||
| Q1 25 | $16.0M | $6.0M | ||
| Q4 24 | $4.4M | $10.2M | ||
| Q3 24 | $14.7M | $7.5M | ||
| Q2 24 | $-7.5M | $6.7M | ||
| Q1 24 | $17.7M | $6.1M |
| Q4 25 | -0.19× | 1.63× | ||
| Q3 25 | 0.16× | 1.26× | ||
| Q2 25 | 0.15× | 1.50× | ||
| Q1 25 | 0.62× | 1.65× | ||
| Q4 24 | 0.29× | 1.98× | ||
| Q3 24 | 0.63× | 1.29× | ||
| Q2 24 | -0.62× | 1.34× | ||
| Q1 24 | — | 1.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
