vs
Side-by-side financial comparison of INSPERITY, INC. (NSP) and StoneX Group Inc. (SNEX). Click either name above to swap in a different company.
INSPERITY, INC. is the larger business by last-quarter revenue ($1.7B vs $1.2B, roughly 1.4× StoneX Group Inc.). On growth, StoneX Group Inc. posted the faster year-over-year revenue change (81.0% vs 3.4%). INSPERITY, INC. produced more free cash flow last quarter ($246.0M vs $-1.3B). Over the past eight quarters, StoneX Group Inc.'s revenue compounded faster (53.5% CAGR vs -3.8%).
Insperity, Inc., previously known as Administaff, Inc., is a professional employer organization (PEO) headquartered in Kingwood, an area of Houston, Texas, USA. Insperity provides human resources and administrative services to small and medium-sized businesses. Since 2004, the company has been title sponsor of a professional golf tournament on the Champions Tour, previously known as the Administaff Small Business Classic.
StoneX Group Inc. is an American financial services company. The company operates in six areas: commercial hedging, global payments, securities, physical commodities, foreign exchange and clearing and execution services (CES).
NSP vs SNEX — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.7B | $1.2B |
| Net Profit | — | $139.0M |
| Gross Margin | 10.3% | — |
| Operating Margin | -2.8% | 15.4% |
| Net Margin | — | 11.6% |
| Revenue YoY | 3.4% | 81.0% |
| Net Profit YoY | — | 63.3% |
| EPS (diluted) | $-0.87 | $2.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.7B | $1.2B | ||
| Q3 25 | $1.6B | $32.7B | ||
| Q2 25 | $1.7B | $851.2M | ||
| Q1 25 | $1.9B | $820.4M | ||
| Q4 24 | $1.6B | $663.1M | ||
| Q3 24 | $1.6B | $31.1B | ||
| Q2 24 | $1.6B | $571.8M | ||
| Q1 24 | $1.8B | $509.2M |
| Q4 25 | — | $139.0M | ||
| Q3 25 | $-20.0M | $85.7M | ||
| Q2 25 | $-5.0M | $63.4M | ||
| Q1 25 | $51.0M | $71.7M | ||
| Q4 24 | — | $85.1M | ||
| Q3 24 | $3.0M | $76.7M | ||
| Q2 24 | $18.0M | $61.9M | ||
| Q1 24 | $79.0M | $53.1M |
| Q4 25 | 10.3% | — | ||
| Q3 25 | 12.0% | 3.7% | ||
| Q2 25 | 13.4% | — | ||
| Q1 25 | 16.6% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | 14.7% | 3.0% | ||
| Q2 24 | 16.2% | — | ||
| Q1 24 | 19.1% | — |
| Q4 25 | -2.8% | 15.4% | ||
| Q3 25 | -1.5% | 0.3% | ||
| Q2 25 | -0.4% | -1.3% | ||
| Q1 25 | 3.7% | -1.0% | ||
| Q4 24 | -0.9% | -3.2% | ||
| Q3 24 | 0.1% | -0.0% | ||
| Q2 24 | 1.4% | -4.7% | ||
| Q1 24 | 6.0% | -2.5% |
| Q4 25 | — | 11.6% | ||
| Q3 25 | -1.2% | 0.3% | ||
| Q2 25 | -0.3% | 7.4% | ||
| Q1 25 | 2.7% | 8.7% | ||
| Q4 24 | — | 12.8% | ||
| Q3 24 | 0.2% | 0.2% | ||
| Q2 24 | 1.1% | 10.8% | ||
| Q1 24 | 4.4% | 10.4% |
| Q4 25 | $-0.87 | $2.50 | ||
| Q3 25 | $-0.53 | $0.72 | ||
| Q2 25 | $-0.14 | $1.22 | ||
| Q1 25 | $1.35 | $1.41 | ||
| Q4 24 | $-0.21 | $1.69 | ||
| Q3 24 | $0.07 | $2.32 | ||
| Q2 24 | $0.48 | $1.25 | ||
| Q1 24 | $2.08 | $1.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $682.0M | $1.6B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $46.0M | $2.5B |
| Total Assets | $2.2B | $47.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $682.0M | $1.6B | ||
| Q3 25 | $521.0M | $1.6B | ||
| Q2 25 | $511.0M | $1.3B | ||
| Q1 25 | $684.0M | $1.3B | ||
| Q4 24 | $1.2B | $1.4B | ||
| Q3 24 | $596.0M | $1.3B | ||
| Q2 24 | $850.0M | $1.2B | ||
| Q1 24 | $801.0M | $1.3B |
| Q4 25 | $46.0M | $2.5B | ||
| Q3 25 | $87.0M | $2.4B | ||
| Q2 25 | $112.0M | $2.0B | ||
| Q1 25 | $119.0M | $1.9B | ||
| Q4 24 | $97.0M | $1.8B | ||
| Q3 24 | $125.0M | $1.7B | ||
| Q2 24 | $142.0M | $1.6B | ||
| Q1 24 | $140.0M | $1.5B |
| Q4 25 | $2.2B | $47.8B | ||
| Q3 25 | $2.0B | $45.3B | ||
| Q2 25 | $2.0B | $34.3B | ||
| Q1 25 | $2.1B | $31.3B | ||
| Q4 24 | $2.6B | $29.6B | ||
| Q3 24 | $1.9B | $27.5B | ||
| Q2 24 | $2.1B | $25.9B | ||
| Q1 24 | $2.1B | $25.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $255.0M | $-1.3B |
| Free Cash FlowOCF − Capex | $246.0M | $-1.3B |
| FCF MarginFCF / Revenue | 14.7% | -106.4% |
| Capex IntensityCapex / Revenue | 0.5% | 1.3% |
| Cash ConversionOCF / Net Profit | — | -9.08× |
| TTM Free Cash FlowTrailing 4 quarters | $-309.0M | $3.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $255.0M | $-1.3B | ||
| Q3 25 | $-11.0M | $3.5B | ||
| Q2 25 | $-79.0M | $1.5B | ||
| Q1 25 | $-443.0M | $-154.5M | ||
| Q4 24 | $619.0M | $-477.8M | ||
| Q3 24 | $-150.0M | $192.6M | ||
| Q2 24 | $20.0M | $-622.1M | ||
| Q1 24 | $31.0M | $784.0M |
| Q4 25 | $246.0M | $-1.3B | ||
| Q3 25 | $-20.0M | $3.5B | ||
| Q2 25 | $-86.0M | $1.5B | ||
| Q1 25 | $-449.0M | $-169.8M | ||
| Q4 24 | $606.0M | $-491.4M | ||
| Q3 24 | $-164.0M | $175.9M | ||
| Q2 24 | $14.0M | $-640.5M | ||
| Q1 24 | $26.0M | $766.6M |
| Q4 25 | 14.7% | -106.4% | ||
| Q3 25 | -1.2% | 10.7% | ||
| Q2 25 | -5.2% | 173.3% | ||
| Q1 25 | -24.1% | -20.7% | ||
| Q4 24 | 37.6% | -74.1% | ||
| Q3 24 | -10.5% | 0.6% | ||
| Q2 24 | 0.9% | -112.0% | ||
| Q1 24 | 1.4% | 150.5% |
| Q4 25 | 0.5% | 1.3% | ||
| Q3 25 | 0.6% | 0.1% | ||
| Q2 25 | 0.4% | 1.9% | ||
| Q1 25 | 0.3% | 1.9% | ||
| Q4 24 | 0.8% | 2.1% | ||
| Q3 24 | 0.9% | 0.1% | ||
| Q2 24 | 0.4% | 3.2% | ||
| Q1 24 | 0.3% | 3.4% |
| Q4 25 | — | -9.08× | ||
| Q3 25 | — | 41.18× | ||
| Q2 25 | — | 23.52× | ||
| Q1 25 | -8.69× | -2.15× | ||
| Q4 24 | — | -5.61× | ||
| Q3 24 | -50.00× | 2.51× | ||
| Q2 24 | 1.11× | -10.05× | ||
| Q1 24 | 0.39× | 14.76× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NSP
| Northeast | $455.0M | 27% |
| West | $339.0M | 20% |
| Southwest | $317.0M | 19% |
| Central | $299.0M | 18% |
| Southeast | $241.0M | 14% |
| Other Revenues | $17.0M | 1% |
SNEX
Segment breakdown not available.
