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Side-by-side financial comparison of NSTS Bancorp, Inc. (NSTS) and Virgin Galactic Holdings, Inc (SPCE). Click either name above to swap in a different company.

Virgin Galactic Holdings, Inc is the larger business by last-quarter revenue ($4.2M vs $2.5M, roughly 1.7× NSTS Bancorp, Inc.). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -2222.2%, a 2436.4% gap on every dollar of revenue. On growth, Virgin Galactic Holdings, Inc posted the faster year-over-year revenue change (125.5% vs 3.0%). NSTS Bancorp, Inc. produced more free cash flow last quarter ($3.9M vs $-113.5M).

NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.

Virgin Galactic Holdings, Inc. is a British-American spaceflight company founded by Richard Branson and the Virgin Group conglomerate, which retains an 11.9% stake through Virgin Investments Limited.

NSTS vs SPCE — Head-to-Head

Bigger by revenue
SPCE
SPCE
1.7× larger
SPCE
$4.2M
$2.5M
NSTS
Growing faster (revenue YoY)
SPCE
SPCE
+122.5% gap
SPCE
125.5%
3.0%
NSTS
Higher net margin
NSTS
NSTS
2436.4% more per $
NSTS
214.3%
-2222.2%
SPCE
More free cash flow
NSTS
NSTS
$117.5M more FCF
NSTS
$3.9M
$-113.5M
SPCE

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
NSTS
NSTS
SPCE
SPCE
Revenue
$2.5M
$4.2M
Net Profit
$135.0K
$-93.8M
Gross Margin
-546.6%
Operating Margin
-2412.1%
Net Margin
214.3%
-2222.2%
Revenue YoY
3.0%
125.5%
Net Profit YoY
393.5%
30.2%
EPS (diluted)
$-4.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NSTS
NSTS
SPCE
SPCE
Q4 25
$2.5M
Q3 25
$2.5M
Q2 25
$2.5M
Q1 25
$2.2M
Q4 24
$2.4M
Q3 24
$2.3M
Q2 24
$2.3M
$4.2M
Q1 24
$2.0M
$2.0M
Net Profit
NSTS
NSTS
SPCE
SPCE
Q4 25
$135.0K
Q3 25
$65.0K
Q2 25
$-258.0K
Q1 25
$-328.0K
Q4 24
$-46.0K
Q3 24
$-171.0K
Q2 24
$-326.0K
$-93.8M
Q1 24
$-246.0K
$-102.0M
Gross Margin
NSTS
NSTS
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
-546.6%
Q1 24
-1038.1%
Operating Margin
NSTS
NSTS
SPCE
SPCE
Q4 25
Q3 25
2.6%
Q2 25
-10.1%
Q1 25
-15.2%
Q4 24
-71.9%
Q3 24
-7.6%
Q2 24
-14.2%
-2412.1%
Q1 24
-12.2%
-5599.9%
Net Margin
NSTS
NSTS
SPCE
SPCE
Q4 25
214.3%
Q3 25
2.6%
Q2 25
-10.1%
Q1 25
-15.2%
Q4 24
-71.9%
Q3 24
-7.6%
Q2 24
-14.2%
-2222.2%
Q1 24
-12.2%
-5139.1%
EPS (diluted)
NSTS
NSTS
SPCE
SPCE
Q4 25
Q3 25
$0.01
Q2 25
Q1 25
Q4 24
Q3 24
$-0.03
Q2 24
$-4.36
Q1 24
$-5.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NSTS
NSTS
SPCE
SPCE
Cash + ST InvestmentsLiquidity on hand
$34.0M
$775.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$394.8M
Total Assets
$266.6M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NSTS
NSTS
SPCE
SPCE
Q4 25
$34.0M
Q3 25
$34.1M
Q2 25
$47.5M
Q1 25
$57.5M
Q4 24
$53.5M
Q3 24
$34.6M
Q2 24
$32.4M
$775.7M
Q1 24
$36.4M
$765.2M
Stockholders' Equity
NSTS
NSTS
SPCE
SPCE
Q4 25
$80.0M
Q3 25
$78.9M
Q2 25
$77.8M
Q1 25
$77.5M
Q4 24
$76.5M
Q3 24
$78.4M
Q2 24
$76.5M
$394.8M
Q1 24
$77.0M
$417.6M
Total Assets
NSTS
NSTS
SPCE
SPCE
Q4 25
$266.6M
Q3 25
$269.8M
Q2 25
$276.0M
Q1 25
$282.7M
Q4 24
$278.7M
Q3 24
$268.4M
Q2 24
$265.9M
$1.1B
Q1 24
$265.6M
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NSTS
NSTS
SPCE
SPCE
Operating Cash FlowLast quarter
$4.1M
$-79.1M
Free Cash FlowOCF − Capex
$3.9M
$-113.5M
FCF MarginFCF / Revenue
156.9%
-2690.7%
Capex IntensityCapex / Revenue
4.1%
815.5%
Cash ConversionOCF / Net Profit
30.01×
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$-458.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NSTS
NSTS
SPCE
SPCE
Q4 25
$4.1M
Q3 25
$2.9M
Q2 25
$655.0K
Q1 25
$-2.7M
Q4 24
$9.4M
Q3 24
$1.6M
Q2 24
$-1.6M
$-79.1M
Q1 24
$92.0K
$-113.2M
Free Cash Flow
NSTS
NSTS
SPCE
SPCE
Q4 25
$3.9M
Q3 25
$2.9M
Q2 25
$616.0K
Q1 25
$-2.7M
Q4 24
$9.1M
Q3 24
$1.6M
Q2 24
$-1.7M
$-113.5M
Q1 24
$76.0K
$-126.3M
FCF Margin
NSTS
NSTS
SPCE
SPCE
Q4 25
156.9%
Q3 25
113.9%
Q2 25
24.2%
Q1 25
-126.1%
Q4 24
373.1%
Q3 24
69.3%
Q2 24
-76.4%
-2690.7%
Q1 24
3.8%
-6362.8%
Capex Intensity
NSTS
NSTS
SPCE
SPCE
Q4 25
4.1%
Q3 25
0.1%
Q2 25
1.5%
Q1 25
2.5%
Q4 24
13.1%
Q3 24
2.3%
Q2 24
5.1%
815.5%
Q1 24
0.8%
658.5%
Cash Conversion
NSTS
NSTS
SPCE
SPCE
Q4 25
30.01×
Q3 25
44.03×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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