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Side-by-side financial comparison of NSTS Bancorp, Inc. (NSTS) and XTI Aerospace, Inc. (XTIA). Click either name above to swap in a different company.

NSTS Bancorp, Inc. is the larger business by last-quarter revenue ($2.5M vs $2.5M, roughly 1.0× XTI Aerospace, Inc.). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -541.3%, a 755.6% gap on every dollar of revenue. On growth, XTI Aerospace, Inc. posted the faster year-over-year revenue change (170.6% vs 3.0%). NSTS Bancorp, Inc. produced more free cash flow last quarter ($3.9M vs $-8.4M).

NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.

Nextant Aerospace is a United States–based company specializing in the remanufacturing of business jets. Founded in 2007, Nextant is the first company to introduce the concept of aircraft remanufacturing to the business jet market.

NSTS vs XTIA — Head-to-Head

Bigger by revenue
NSTS
NSTS
1.0× larger
NSTS
$2.5M
$2.5M
XTIA
Growing faster (revenue YoY)
XTIA
XTIA
+167.6% gap
XTIA
170.6%
3.0%
NSTS
Higher net margin
NSTS
NSTS
755.6% more per $
NSTS
214.3%
-541.3%
XTIA
More free cash flow
NSTS
NSTS
$12.3M more FCF
NSTS
$3.9M
$-8.4M
XTIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
NSTS
NSTS
XTIA
XTIA
Revenue
$2.5M
$2.5M
Net Profit
$135.0K
$-13.4M
Gross Margin
43.4%
Operating Margin
-596.2%
Net Margin
214.3%
-541.3%
Revenue YoY
3.0%
170.6%
Net Profit YoY
393.5%
-203.2%
EPS (diluted)
$-0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NSTS
NSTS
XTIA
XTIA
Q4 25
$2.5M
Q3 25
$2.5M
$2.5M
Q2 25
$2.5M
$600.0K
Q1 25
$2.2M
$484.0K
Q4 24
$2.4M
$1.0M
Q3 24
$2.3M
$918.0K
Q2 24
$2.3M
$1.0M
Q1 24
$2.0M
Net Profit
NSTS
NSTS
XTIA
XTIA
Q4 25
$135.0K
Q3 25
$65.0K
$-13.4M
Q2 25
$-258.0K
$-20.9M
Q1 25
$-328.0K
$-12.9M
Q4 24
$-46.0K
Q3 24
$-171.0K
$-4.4M
Q2 24
$-326.0K
$-14.7M
Q1 24
$-246.0K
Gross Margin
NSTS
NSTS
XTIA
XTIA
Q4 25
Q3 25
43.4%
Q2 25
80.5%
Q1 25
69.2%
Q4 24
54.7%
Q3 24
56.6%
Q2 24
64.2%
Q1 24
Operating Margin
NSTS
NSTS
XTIA
XTIA
Q4 25
Q3 25
2.6%
-596.2%
Q2 25
-10.1%
-1855.0%
Q1 25
-15.2%
-2149.2%
Q4 24
-71.9%
Q3 24
-7.6%
-459.3%
Q2 24
-14.2%
-1350.8%
Q1 24
-12.2%
Net Margin
NSTS
NSTS
XTIA
XTIA
Q4 25
214.3%
Q3 25
2.6%
-541.3%
Q2 25
-10.1%
-3476.3%
Q1 25
-15.2%
-2659.5%
Q4 24
-71.9%
Q3 24
-7.6%
-483.1%
Q2 24
-14.2%
-1426.8%
Q1 24
-12.2%
EPS (diluted)
NSTS
NSTS
XTIA
XTIA
Q4 25
Q3 25
$0.01
$-0.61
Q2 25
$-2.93
Q1 25
$-3.80
Q4 24
Q3 24
$-0.03
$-33.40
Q2 24
$-261.99
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NSTS
NSTS
XTIA
XTIA
Cash + ST InvestmentsLiquidity on hand
$34.0M
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$10.5M
Total Assets
$266.6M
$47.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NSTS
NSTS
XTIA
XTIA
Q4 25
$34.0M
Q3 25
$34.1M
$32.2M
Q2 25
$47.5M
$20.0M
Q1 25
$57.5M
$8.0M
Q4 24
$53.5M
$4.0M
Q3 24
$34.6M
$511.0K
Q2 24
$32.4M
$5.8M
Q1 24
$36.4M
Total Debt
NSTS
NSTS
XTIA
XTIA
Q4 25
Q3 25
Q2 25
$65.0K
Q1 25
$65.0K
Q4 24
$65.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NSTS
NSTS
XTIA
XTIA
Q4 25
$80.0M
Q3 25
$78.9M
$10.5M
Q2 25
$77.8M
$12.4M
Q1 25
$77.5M
$13.9M
Q4 24
$76.5M
$6.6M
Q3 24
$78.4M
$6.9M
Q2 24
$76.5M
$10.6M
Q1 24
$77.0M
Total Assets
NSTS
NSTS
XTIA
XTIA
Q4 25
$266.6M
Q3 25
$269.8M
$47.9M
Q2 25
$276.0M
$35.4M
Q1 25
$282.7M
$27.1M
Q4 24
$278.7M
$24.3M
Q3 24
$268.4M
$29.3M
Q2 24
$265.9M
$34.0M
Q1 24
$265.6M
Debt / Equity
NSTS
NSTS
XTIA
XTIA
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NSTS
NSTS
XTIA
XTIA
Operating Cash FlowLast quarter
$4.1M
$-8.4M
Free Cash FlowOCF − Capex
$3.9M
$-8.4M
FCF MarginFCF / Revenue
156.9%
-338.0%
Capex IntensityCapex / Revenue
4.1%
0.9%
Cash ConversionOCF / Net Profit
30.01×
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$-52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NSTS
NSTS
XTIA
XTIA
Q4 25
$4.1M
Q3 25
$2.9M
$-8.4M
Q2 25
$655.0K
$-6.7M
Q1 25
$-2.7M
$-15.2M
Q4 24
$9.4M
$-22.3M
Q3 24
$1.6M
$-6.1M
Q2 24
$-1.6M
$-5.6M
Q1 24
$92.0K
Free Cash Flow
NSTS
NSTS
XTIA
XTIA
Q4 25
$3.9M
Q3 25
$2.9M
$-8.4M
Q2 25
$616.0K
$-6.8M
Q1 25
$-2.7M
$-15.3M
Q4 24
$9.1M
$-22.4M
Q3 24
$1.6M
$-6.2M
Q2 24
$-1.7M
$-5.7M
Q1 24
$76.0K
FCF Margin
NSTS
NSTS
XTIA
XTIA
Q4 25
156.9%
Q3 25
113.9%
-338.0%
Q2 25
24.2%
-1133.2%
Q1 25
-126.1%
-3158.5%
Q4 24
373.1%
-2166.0%
Q3 24
69.3%
-670.0%
Q2 24
-76.4%
-548.0%
Q1 24
3.8%
Capex Intensity
NSTS
NSTS
XTIA
XTIA
Q4 25
4.1%
Q3 25
0.1%
0.9%
Q2 25
1.5%
9.7%
Q1 25
2.5%
9.3%
Q4 24
13.1%
6.6%
Q3 24
2.3%
3.9%
Q2 24
5.1%
1.1%
Q1 24
0.8%
Cash Conversion
NSTS
NSTS
XTIA
XTIA
Q4 25
30.01×
Q3 25
44.03×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NSTS
NSTS

Segment breakdown not available.

XTIA
XTIA

Short Term Contract With Customer$2.1M85%
Other$374.0K15%

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