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Side-by-side financial comparison of NORTECH SYSTEMS INC (NSYS) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $30.3M, roughly 1.0× NORTECH SYSTEMS INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 3.0%, a 33.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 5.9%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $5.5M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -5.9%).
Nortech Systems Inc is a global electronics manufacturing services provider. It delivers end-to-end solutions covering product design, prototyping, full-scale production, and supply chain management for clients operating in medical technology, industrial automation, aerospace and defense, and transportation sectors. It specializes in high-reliability, regulatory-compliant electronic components and assemblies tailored to strict industry standards.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
NSYS vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.3M | $31.4M |
| Net Profit | $897.0K | $10.1M |
| Gross Margin | 16.7% | — |
| Operating Margin | 3.0% | 43.6% |
| Net Margin | 3.0% | 36.3% |
| Revenue YoY | 5.9% | 37.6% |
| Net Profit YoY | 160.7% | 245.6% |
| EPS (diluted) | $0.32 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.3M | $31.4M | ||
| Q3 25 | $30.5M | $26.7M | ||
| Q2 25 | $30.7M | $26.5M | ||
| Q1 25 | $26.9M | $24.6M | ||
| Q4 24 | $28.6M | $22.8M | ||
| Q3 24 | $31.4M | $20.2M | ||
| Q2 24 | $33.9M | $20.2M | ||
| Q1 24 | $34.2M | $20.5M |
| Q4 25 | $897.0K | $10.1M | ||
| Q3 25 | $-146.0K | $6.5M | ||
| Q2 25 | $313.0K | $6.1M | ||
| Q1 25 | $-1.3M | $6.0M | ||
| Q4 24 | $-1.5M | $2.9M | ||
| Q3 24 | $-739.0K | $2.4M | ||
| Q2 24 | $157.0K | $3.2M | ||
| Q1 24 | $765.0K | $2.4M |
| Q4 25 | 16.7% | — | ||
| Q3 25 | 16.5% | — | ||
| Q2 25 | 15.8% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 9.9% | — | ||
| Q3 24 | 12.2% | — | ||
| Q2 24 | 13.6% | — | ||
| Q1 24 | 15.9% | — |
| Q4 25 | 3.0% | 43.6% | ||
| Q3 25 | 3.1% | 32.8% | ||
| Q2 25 | 2.4% | 30.2% | ||
| Q1 25 | -6.0% | 32.5% | ||
| Q4 24 | -4.3% | 19.6% | ||
| Q3 24 | -1.5% | 15.2% | ||
| Q2 24 | 1.0% | 21.8% | ||
| Q1 24 | 3.4% | 18.3% |
| Q4 25 | 3.0% | 36.3% | ||
| Q3 25 | -0.5% | 24.3% | ||
| Q2 25 | 1.0% | 23.0% | ||
| Q1 25 | -4.9% | 24.2% | ||
| Q4 24 | -5.2% | 14.1% | ||
| Q3 24 | -2.4% | 12.1% | ||
| Q2 24 | 0.5% | 15.8% | ||
| Q1 24 | 2.2% | 11.8% |
| Q4 25 | $0.32 | $0.43 | ||
| Q3 25 | $-0.05 | $0.27 | ||
| Q2 25 | $0.12 | $0.25 | ||
| Q1 25 | $-0.48 | $0.25 | ||
| Q4 24 | $-0.51 | $0.11 | ||
| Q3 24 | $-0.27 | $0.10 | ||
| Q2 24 | $0.05 | $0.14 | ||
| Q1 24 | $0.26 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $34.5M | $541.5M |
| Total Assets | $71.9M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $126.2M | ||
| Q3 25 | $1.3M | $146.6M | ||
| Q2 25 | $652.0K | $126.6M | ||
| Q1 25 | $1.2M | $129.9M | ||
| Q4 24 | $916.0K | $139.8M | ||
| Q3 24 | $1.2M | $155.8M | ||
| Q2 24 | $1.5M | $103.2M | ||
| Q1 24 | $4.0M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $34.5M | $541.5M | ||
| Q3 25 | $33.4M | $529.8M | ||
| Q2 25 | $33.4M | $521.1M | ||
| Q1 25 | $32.8M | $513.9M | ||
| Q4 24 | $34.0M | $505.5M | ||
| Q3 24 | $35.7M | $504.6M | ||
| Q2 24 | $36.1M | $497.7M | ||
| Q1 24 | $36.0M | $493.7M |
| Q4 25 | $71.9M | $3.2B | ||
| Q3 25 | $74.8M | $3.2B | ||
| Q2 25 | $74.8M | $3.2B | ||
| Q1 25 | $73.5M | $3.1B | ||
| Q4 24 | $72.4M | $3.0B | ||
| Q3 24 | $77.0M | $3.0B | ||
| Q2 24 | $76.3M | $2.8B | ||
| Q1 24 | $75.5M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.6M | $55.6M |
| Free Cash FlowOCF − Capex | $5.5M | $54.6M |
| FCF MarginFCF / Revenue | 18.0% | 173.9% |
| Capex IntensityCapex / Revenue | 0.5% | 3.1% |
| Cash ConversionOCF / Net Profit | 6.25× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $2.1M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.6M | $55.6M | ||
| Q3 25 | $-92.0K | $1.4M | ||
| Q2 25 | $157.0K | $6.2M | ||
| Q1 25 | $-2.9M | $13.1M | ||
| Q4 24 | $793.0K | $7.2M | ||
| Q3 24 | $-1.6M | $-14.6M | ||
| Q2 24 | $-4.3M | $-2.6M | ||
| Q1 24 | $2.8M | $1.5M |
| Q4 25 | $5.5M | $54.6M | ||
| Q3 25 | $-242.0K | $786.0K | ||
| Q2 25 | $58.0K | $5.9M | ||
| Q1 25 | $-3.2M | $12.9M | ||
| Q4 24 | $503.0K | $4.5M | ||
| Q3 24 | $-1.6M | $-15.0M | ||
| Q2 24 | $-4.6M | $-2.6M | ||
| Q1 24 | $2.1M | $-315.0K |
| Q4 25 | 18.0% | 173.9% | ||
| Q3 25 | -0.8% | 2.9% | ||
| Q2 25 | 0.2% | 22.4% | ||
| Q1 25 | -11.9% | 52.6% | ||
| Q4 24 | 1.8% | 19.7% | ||
| Q3 24 | -5.2% | -74.1% | ||
| Q2 24 | -13.5% | -13.0% | ||
| Q1 24 | 6.1% | -1.5% |
| Q4 25 | 0.5% | 3.1% | ||
| Q3 25 | 0.5% | 2.3% | ||
| Q2 25 | 0.3% | 1.0% | ||
| Q1 25 | 1.0% | 0.6% | ||
| Q4 24 | 1.0% | 11.9% | ||
| Q3 24 | 0.1% | 2.0% | ||
| Q2 24 | 0.8% | 0.3% | ||
| Q1 24 | 2.2% | 8.7% |
| Q4 25 | 6.25× | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | 0.50× | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | -27.30× | -0.80× | ||
| Q1 24 | 3.70× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NSYS
| Medical Imaging | $11.4M | 37% |
| Medical Device | $8.0M | 26% |
| Industrial | $7.3M | 24% |
| Aerospace And Defense | $3.7M | 12% |
PDLB
Segment breakdown not available.
