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Side-by-side financial comparison of Northwest Bancshares, Inc. (NWBI) and PAMT CORP (PAMT). Click either name above to swap in a different company.
Northwest Bancshares, Inc. is the larger business by last-quarter revenue ($175.1M vs $141.3M, roughly 1.2× PAMT CORP). Northwest Bancshares, Inc. runs the higher net margin — 28.9% vs -20.7%, a 49.6% gap on every dollar of revenue. Over the past eight quarters, Northwest Bancshares, Inc.'s revenue compounded faster (33.7% CAGR vs -12.0%).
Northwest Bank is a bank headquartered in Warren, Pennsylvania. It is the leading subsidiary of Northwest Bancshares, Inc., a bank holding company, and operates 151 branches in Pennsylvania, Western New York, Northeast Ohio, Appalachian Ohio, and Indiana.
NWBI vs PAMT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $175.1M | $141.3M |
| Net Profit | $50.5M | $-29.3M |
| Gross Margin | — | — |
| Operating Margin | — | -27.0% |
| Net Margin | 28.9% | -20.7% |
| Revenue YoY | — | -15.1% |
| Net Profit YoY | — | 7.4% |
| EPS (diluted) | $0.34 | $-1.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $175.1M | — | ||
| Q4 25 | $179.9M | $141.3M | ||
| Q3 25 | $168.2M | $150.3M | ||
| Q2 25 | $150.4M | $151.1M | ||
| Q1 25 | $156.2M | $155.3M | ||
| Q4 24 | $154.3M | $166.5M | ||
| Q3 24 | $139.1M | $182.6M | ||
| Q2 24 | $98.0M | $182.9M |
| Q1 26 | $50.5M | — | ||
| Q4 25 | — | $-29.3M | ||
| Q3 25 | $3.2M | $-5.6M | ||
| Q2 25 | $33.7M | $-9.6M | ||
| Q1 25 | $43.5M | $-8.1M | ||
| Q4 24 | — | $-31.6M | ||
| Q3 24 | $33.6M | $2.4M | ||
| Q2 24 | $4.7M | $-2.9M |
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | -27.0% | ||
| Q3 25 | 2.1% | -3.8% | ||
| Q2 25 | 29.3% | -7.3% | ||
| Q1 25 | 36.2% | -5.9% | ||
| Q4 24 | 27.5% | -22.6% | ||
| Q3 24 | 31.3% | 1.3% | ||
| Q2 24 | 6.1% | -0.4% |
| Q1 26 | 28.9% | — | ||
| Q4 25 | — | -20.7% | ||
| Q3 25 | 1.9% | -3.7% | ||
| Q2 25 | 22.4% | -6.4% | ||
| Q1 25 | 27.8% | -5.2% | ||
| Q4 24 | — | -19.0% | ||
| Q3 24 | 24.2% | 1.3% | ||
| Q2 24 | 4.8% | -1.6% |
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.30 | $-1.38 | ||
| Q3 25 | $0.02 | $-0.27 | ||
| Q2 25 | $0.26 | $-0.46 | ||
| Q1 25 | $0.34 | $-0.37 | ||
| Q4 24 | $0.26 | $-1.44 | ||
| Q3 24 | $0.26 | $0.11 | ||
| Q2 24 | $0.04 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $286.7M | $83.7M |
| Total DebtLower is stronger | — | $333.9M |
| Stockholders' EquityBook value | $1.9B | $210.5M |
| Total Assets | $16.9B | $697.9M |
| Debt / EquityLower = less leverage | — | 1.59× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $286.7M | — | ||
| Q4 25 | — | $83.7M | ||
| Q3 25 | — | $115.6M | ||
| Q2 25 | — | $117.3M | ||
| Q1 25 | — | $102.7M | ||
| Q4 24 | — | $110.7M | ||
| Q3 24 | — | $92.3M | ||
| Q2 24 | — | $114.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $333.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $325.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $210.5M | ||
| Q3 25 | $1.9B | $239.5M | ||
| Q2 25 | $1.6B | $244.9M | ||
| Q1 25 | $1.6B | $269.6M | ||
| Q4 24 | $1.6B | $277.5M | ||
| Q3 24 | $1.6B | $308.9M | ||
| Q2 24 | $1.6B | $306.7M |
| Q1 26 | $16.9B | — | ||
| Q4 25 | $16.8B | $697.9M | ||
| Q3 25 | $16.4B | $715.2M | ||
| Q2 25 | $14.5B | $707.9M | ||
| Q1 25 | $14.5B | $712.6M | ||
| Q4 24 | $14.4B | $741.7M | ||
| Q3 24 | $14.4B | $756.7M | ||
| Q2 24 | $14.4B | $733.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.59× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.8M |
| Free Cash FlowOCF − Capex | — | $-25.0M |
| FCF MarginFCF / Revenue | — | -17.7% |
| Capex IntensityCapex / Revenue | — | 13.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-23.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $153.4M | $-5.8M | ||
| Q3 25 | $41.9M | $5.9M | ||
| Q2 25 | $-2.3M | $12.2M | ||
| Q1 25 | $107.6M | $5.0M | ||
| Q4 24 | $127.7M | $15.2M | ||
| Q3 24 | $93.3M | $15.5M | ||
| Q2 24 | $40.7M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | $141.8M | $-25.0M | ||
| Q3 25 | $38.3M | $2.5M | ||
| Q2 25 | $-6.0M | $5.9M | ||
| Q1 25 | $105.8M | $-6.8M | ||
| Q4 24 | $125.4M | $-39.9M | ||
| Q3 24 | $93.2M | $-33.6M | ||
| Q2 24 | $37.2M | $4.1M |
| Q1 26 | — | — | ||
| Q4 25 | 78.8% | -17.7% | ||
| Q3 25 | 22.8% | 1.7% | ||
| Q2 25 | -4.0% | 3.9% | ||
| Q1 25 | 67.7% | -4.4% | ||
| Q4 24 | 81.3% | -24.0% | ||
| Q3 24 | 67.0% | -18.4% | ||
| Q2 24 | 37.9% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 13.6% | ||
| Q3 25 | 2.2% | 2.3% | ||
| Q2 25 | 2.4% | 4.2% | ||
| Q1 25 | 1.2% | 7.6% | ||
| Q4 24 | 1.5% | 33.1% | ||
| Q3 24 | 0.1% | 26.9% | ||
| Q2 24 | 3.6% | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 13.24× | — | ||
| Q2 25 | -0.07× | — | ||
| Q1 25 | 2.48× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.77× | 6.44× | ||
| Q2 24 | 8.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NWBI
| Net Interest Income | $142.5M | 81% |
| Noninterest Income | $32.6M | 19% |
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
