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Side-by-side financial comparison of NextPlat Corp (NXPL) and Richmond Mutual Bancorporation, Inc. (RMBI). Click either name above to swap in a different company.
Richmond Mutual Bancorporation, Inc. is the larger business by last-quarter revenue ($13.1M vs $12.8M, roughly 1.0× NextPlat Corp). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -40.2%, a 66.3% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -21.1%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-339.0K). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs -14.4%).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
NXPL vs RMBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $12.8M | $13.1M |
| Net Profit | $-5.1M | $3.4M |
| Gross Margin | 14.3% | — |
| Operating Margin | -28.9% | — |
| Net Margin | -40.2% | 26.1% |
| Revenue YoY | -21.1% | 18.1% |
| Net Profit YoY | -70.6% | 37.7% |
| EPS (diluted) | — | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $12.8M | $13.1M | ||
| Q3 25 | $13.8M | $12.6M | ||
| Q2 25 | $13.2M | $11.8M | ||
| Q1 25 | $14.5M | $11.4M | ||
| Q4 24 | $16.2M | $11.1M | ||
| Q3 24 | $15.4M | $10.8M | ||
| Q2 24 | $17.0M | $10.7M | ||
| Q1 24 | $17.5M | $11.0M |
| Q4 25 | $-5.1M | $3.4M | ||
| Q3 25 | $-2.2M | $3.6M | ||
| Q2 25 | $-1.8M | $2.6M | ||
| Q1 25 | $-1.3M | $2.0M | ||
| Q4 24 | $-3.0M | $2.5M | ||
| Q3 24 | $-4.2M | $2.5M | ||
| Q2 24 | $-5.3M | $2.1M | ||
| Q1 24 | $-1.5M | $2.4M |
| Q4 25 | 14.3% | — | ||
| Q3 25 | 19.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 23.8% | — | ||
| Q4 24 | 16.8% | — | ||
| Q3 24 | 23.2% | — | ||
| Q2 24 | 34.5% | — | ||
| Q1 24 | 27.8% | — |
| Q4 25 | -28.9% | — | ||
| Q3 25 | -14.5% | — | ||
| Q2 25 | -13.8% | — | ||
| Q1 25 | -10.2% | — | ||
| Q4 24 | -14.1% | — | ||
| Q3 24 | -52.1% | — | ||
| Q2 24 | -64.1% | — | ||
| Q1 24 | -10.5% | — |
| Q4 25 | -40.2% | 26.1% | ||
| Q3 25 | -15.9% | 28.6% | ||
| Q2 25 | -13.5% | 22.0% | ||
| Q1 25 | -9.2% | 17.2% | ||
| Q4 24 | -18.6% | 22.4% | ||
| Q3 24 | -27.4% | 23.0% | ||
| Q2 24 | -31.3% | 19.3% | ||
| Q1 24 | -8.5% | 21.6% |
| Q4 25 | — | $0.35 | ||
| Q3 25 | — | $0.36 | ||
| Q2 25 | — | $0.26 | ||
| Q1 25 | $-0.05 | $0.20 | ||
| Q4 24 | — | $0.25 | ||
| Q3 24 | $-0.22 | $0.24 | ||
| Q2 24 | — | $0.20 | ||
| Q1 24 | $-0.08 | $0.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $13.7M | $33.1M |
| Total DebtLower is stronger | $1.3M | — |
| Stockholders' EquityBook value | $17.3M | $145.8M |
| Total Assets | $27.5M | $1.5B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.7M | $33.1M | ||
| Q3 25 | $13.9M | $34.3M | ||
| Q2 25 | $16.6M | $27.2M | ||
| Q1 25 | $17.7M | $27.0M | ||
| Q4 24 | $20.0M | $21.8M | ||
| Q3 24 | $20.4M | $19.6M | ||
| Q2 24 | $24.9M | $19.0M | ||
| Q1 24 | $23.5M | $20.3M |
| Q4 25 | $1.3M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $1.4M | — |
| Q4 25 | $17.3M | $145.8M | ||
| Q3 25 | $21.4M | $140.0M | ||
| Q2 25 | $23.5M | $132.3M | ||
| Q1 25 | $25.3M | $130.9M | ||
| Q4 24 | $27.3M | $132.9M | ||
| Q3 24 | $22.5M | $140.0M | ||
| Q2 24 | $26.5M | $131.1M | ||
| Q1 24 | $31.2M | $132.4M |
| Q4 25 | $27.5M | $1.5B | ||
| Q3 25 | $30.0M | $1.5B | ||
| Q2 25 | $31.0M | $1.5B | ||
| Q1 25 | $35.2M | $1.5B | ||
| Q4 24 | $37.1M | $1.5B | ||
| Q3 24 | $41.1M | $1.5B | ||
| Q2 24 | $51.5M | $1.5B | ||
| Q1 24 | $65.1M | $1.5B |
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | 0.05× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 0.05× | — | ||
| Q1 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-302.0K | $16.0M |
| Free Cash FlowOCF − Capex | $-339.0K | $14.6M |
| FCF MarginFCF / Revenue | -2.6% | 111.9% |
| Capex IntensityCapex / Revenue | 0.3% | 10.4% |
| Cash ConversionOCF / Net Profit | — | 4.68× |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-302.0K | $16.0M | ||
| Q3 25 | $-2.7M | $6.3M | ||
| Q2 25 | $-1.0M | $4.8M | ||
| Q1 25 | $-2.1M | $2.2M | ||
| Q4 24 | $-476.0K | $14.8M | ||
| Q3 24 | $-4.6M | $2.9M | ||
| Q2 24 | $2.3M | $2.9M | ||
| Q1 24 | $-2.7M | $2.2M |
| Q4 25 | $-339.0K | $14.6M | ||
| Q3 25 | — | $5.8M | ||
| Q2 25 | $-1.1M | $4.2M | ||
| Q1 25 | $-2.1M | $2.1M | ||
| Q4 24 | $-508.0K | $14.3M | ||
| Q3 24 | $-4.7M | $2.8M | ||
| Q2 24 | $2.2M | $2.8M | ||
| Q1 24 | $-2.7M | $2.0M |
| Q4 25 | -2.6% | 111.9% | ||
| Q3 25 | — | 46.2% | ||
| Q2 25 | -8.0% | 35.6% | ||
| Q1 25 | -14.3% | 18.4% | ||
| Q4 24 | -3.1% | 129.3% | ||
| Q3 24 | -30.6% | 25.7% | ||
| Q2 24 | 13.2% | 26.2% | ||
| Q1 24 | -15.7% | 18.7% |
| Q4 25 | 0.3% | 10.4% | ||
| Q3 25 | 0.0% | 3.7% | ||
| Q2 25 | 0.1% | 5.3% | ||
| Q1 25 | 0.2% | 0.7% | ||
| Q4 24 | 0.2% | 4.2% | ||
| Q3 24 | 0.6% | 1.1% | ||
| Q2 24 | 0.4% | 1.1% | ||
| Q1 24 | 0.4% | 1.1% |
| Q4 25 | — | 4.68× | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | — | 1.86× | ||
| Q1 25 | — | 1.11× | ||
| Q4 24 | — | 5.96× | ||
| Q3 24 | — | 1.17× | ||
| Q2 24 | — | 1.42× | ||
| Q1 24 | — | 0.91× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
RMBI
Segment breakdown not available.
