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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and Oil-Dri Corp of America (ODC). Click either name above to swap in a different company.

Oil-Dri Corp of America is the larger business by last-quarter revenue ($120.5M vs $104.0M, roughly 1.2× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 12.8%, a 13.8% gap on every dollar of revenue. Over the past eight quarters, Oil-Dri Corp of America's revenue compounded faster (6.8% CAGR vs 3.9%).

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

Oil-Dri Corporation of America is a leading manufacturer and marketer of specialty sorbent and clay-based products. Its offerings include industrial spill cleanup absorbents, pet care goods such as cat litter, agricultural soil amendments, and sports field conditioning materials, serving customers across North America and other global commercial markets.

OBK vs ODC — Head-to-Head

Bigger by revenue
ODC
ODC
1.2× larger
ODC
$120.5M
$104.0M
OBK
Higher net margin
OBK
OBK
13.8% more per $
OBK
26.6%
12.8%
ODC
Faster 2-yr revenue CAGR
ODC
ODC
Annualised
ODC
6.8%
3.9%
OBK

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
OBK
OBK
ODC
ODC
Revenue
$104.0M
$120.5M
Net Profit
$27.7M
$15.5M
Gross Margin
29.5%
Operating Margin
14.1%
Net Margin
26.6%
12.8%
Revenue YoY
-5.8%
Net Profit YoY
-5.6%
EPS (diluted)
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
ODC
ODC
Q1 26
$104.0M
Q4 25
$103.4M
$120.5M
Q3 25
$109.8M
$125.2M
Q2 25
$83.5M
$115.5M
Q1 25
$94.1M
$116.9M
Q4 24
$78.3M
$127.9M
Q3 24
$90.8M
$113.7M
Q2 24
$96.4M
$106.8M
Net Profit
OBK
OBK
ODC
ODC
Q1 26
$27.7M
Q4 25
$29.5M
$15.5M
Q3 25
$8.6M
$13.1M
Q2 25
$14.6M
$11.6M
Q1 25
$22.4M
$12.9M
Q4 24
$14.3M
$16.4M
Q3 24
$18.6M
$8.5M
Q2 24
$21.0M
$7.8M
Gross Margin
OBK
OBK
ODC
ODC
Q1 26
Q4 25
29.5%
Q3 25
27.8%
Q2 25
28.6%
Q1 25
29.5%
Q4 24
31.9%
Q3 24
29.0%
Q2 24
28.2%
Operating Margin
OBK
OBK
ODC
ODC
Q1 26
Q4 25
36.2%
14.1%
Q3 25
10.0%
12.5%
Q2 25
22.3%
12.0%
Q1 25
30.4%
15.0%
Q4 24
23.0%
16.6%
Q3 24
26.1%
11.3%
Q2 24
27.7%
9.8%
Net Margin
OBK
OBK
ODC
ODC
Q1 26
26.6%
Q4 25
28.5%
12.8%
Q3 25
7.9%
10.4%
Q2 25
17.5%
10.1%
Q1 25
23.8%
11.1%
Q4 24
18.2%
12.8%
Q3 24
20.5%
7.5%
Q2 24
21.8%
7.3%
EPS (diluted)
OBK
OBK
ODC
ODC
Q1 26
$0.89
Q4 25
$0.95
Q3 25
$0.27
Q2 25
$0.47
Q1 25
$0.71
Q4 24
$0.45
Q3 24
$0.60
Q2 24
$0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
ODC
ODC
Cash + ST InvestmentsLiquidity on hand
$42.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$266.5M
Total Assets
$10.2B
$380.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
ODC
ODC
Q1 26
Q4 25
$424.2M
$42.4M
Q3 25
$626.9M
$50.5M
Q2 25
$334.1M
$36.5M
Q1 25
$486.2M
$22.6M
Q4 24
$470.2M
$12.5M
Q3 24
$321.2M
$23.5M
Q2 24
$288.1M
$46.8M
Stockholders' Equity
OBK
OBK
ODC
ODC
Q1 26
$1.3B
Q4 25
$1.2B
$266.5M
Q3 25
$1.2B
$259.1M
Q2 25
$1.2B
$246.9M
Q1 25
$1.2B
$235.9M
Q4 24
$1.1B
$224.0M
Q3 24
$1.1B
$210.6M
Q2 24
$1.1B
$202.9M
Total Assets
OBK
OBK
ODC
ODC
Q1 26
$10.2B
Q4 25
$9.7B
$380.7M
Q3 25
$9.8B
$391.7M
Q2 25
$9.7B
$369.5M
Q1 25
$9.8B
$353.7M
Q4 24
$9.7B
$350.2M
Q3 24
$10.0B
$354.6M
Q2 24
$9.9B
$319.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBK
OBK
ODC
ODC
Operating Cash FlowLast quarter
$10.3M
Free Cash FlowOCF − Capex
$1.3M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
7.5%
Cash ConversionOCF / Net Profit
0.67×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBK
OBK
ODC
ODC
Q1 26
Q4 25
$158.9M
$10.3M
Q3 25
$59.3M
$25.2M
Q2 25
$20.6M
$22.7M
Q1 25
$35.6M
$21.4M
Q4 24
$108.5M
$10.9M
Q3 24
$39.6M
$23.4M
Q2 24
$11.9M
$19.0M
Free Cash Flow
OBK
OBK
ODC
ODC
Q1 26
Q4 25
$151.1M
$1.3M
Q3 25
$56.8M
$17.1M
Q2 25
$19.6M
$16.0M
Q1 25
$34.8M
$16.4M
Q4 24
$86.4M
$-1.9M
Q3 24
$32.2M
$15.1M
Q2 24
$6.5M
$10.8M
FCF Margin
OBK
OBK
ODC
ODC
Q1 26
Q4 25
146.0%
1.1%
Q3 25
51.7%
13.7%
Q2 25
23.5%
13.8%
Q1 25
37.0%
14.0%
Q4 24
110.3%
-1.5%
Q3 24
35.5%
13.3%
Q2 24
6.8%
10.1%
Capex Intensity
OBK
OBK
ODC
ODC
Q1 26
Q4 25
7.6%
7.5%
Q3 25
2.3%
6.5%
Q2 25
1.2%
5.8%
Q1 25
0.8%
4.3%
Q4 24
28.1%
10.0%
Q3 24
8.1%
7.3%
Q2 24
5.6%
7.7%
Cash Conversion
OBK
OBK
ODC
ODC
Q1 26
Q4 25
5.38×
0.67×
Q3 25
6.88×
1.93×
Q2 25
1.41×
1.95×
Q1 25
1.59×
1.66×
Q4 24
7.60×
0.67×
Q3 24
2.13×
2.74×
Q2 24
0.57×
2.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

ODC
ODC

Cat Litter$64.6M54%
Fluids Purification$26.7M22%
Agriculturaland Horticultural$12.9M11%
Industrialand Sports$11.6M10%
Animal Healthand Nutrition$4.7M4%

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