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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $91.5M, roughly 1.1× Proficient Auto Logistics, Inc). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs -1.5%, a 28.1% gap on every dollar of revenue.

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

OBK vs PAL — Head-to-Head

Bigger by revenue
OBK
OBK
1.1× larger
OBK
$104.0M
$91.5M
PAL
Higher net margin
OBK
OBK
28.1% more per $
OBK
26.6%
-1.5%
PAL

Income Statement — Q1 FY2026 vs Q3 FY2024

Metric
OBK
OBK
PAL
PAL
Revenue
$104.0M
$91.5M
Net Profit
$27.7M
$-1.4M
Gross Margin
Operating Margin
-2.4%
Net Margin
26.6%
-1.5%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.89
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
PAL
PAL
Q1 26
$104.0M
Q4 25
$103.4M
Q3 25
$109.8M
Q2 25
$83.5M
Q1 25
$94.1M
Q4 24
$78.3M
Q3 24
$90.8M
$91.5M
Q2 24
$96.4M
Net Profit
OBK
OBK
PAL
PAL
Q1 26
$27.7M
Q4 25
$29.5M
Q3 25
$8.6M
Q2 25
$14.6M
Q1 25
$22.4M
Q4 24
$14.3M
Q3 24
$18.6M
$-1.4M
Q2 24
$21.0M
Operating Margin
OBK
OBK
PAL
PAL
Q1 26
Q4 25
36.2%
Q3 25
10.0%
Q2 25
22.3%
Q1 25
30.4%
Q4 24
23.0%
Q3 24
26.1%
-2.4%
Q2 24
27.7%
Net Margin
OBK
OBK
PAL
PAL
Q1 26
26.6%
Q4 25
28.5%
Q3 25
7.9%
Q2 25
17.5%
Q1 25
23.8%
Q4 24
18.2%
Q3 24
20.5%
-1.5%
Q2 24
21.8%
EPS (diluted)
OBK
OBK
PAL
PAL
Q1 26
$0.89
Q4 25
$0.95
Q3 25
$0.27
Q2 25
$0.47
Q1 25
$0.71
Q4 24
$0.45
Q3 24
$0.60
$-0.05
Q2 24
$0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$1.3B
$338.5M
Total Assets
$10.2B
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
PAL
PAL
Q1 26
Q4 25
$424.2M
Q3 25
$626.9M
Q2 25
$334.1M
Q1 25
$486.2M
Q4 24
$470.2M
Q3 24
$321.2M
$16.8M
Q2 24
$288.1M
Total Debt
OBK
OBK
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Stockholders' Equity
OBK
OBK
PAL
PAL
Q1 26
$1.3B
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.1B
Q3 24
$1.1B
$338.5M
Q2 24
$1.1B
Total Assets
OBK
OBK
PAL
PAL
Q1 26
$10.2B
Q4 25
$9.7B
Q3 25
$9.8B
Q2 25
$9.7B
Q1 25
$9.8B
Q4 24
$9.7B
Q3 24
$10.0B
$498.2M
Q2 24
$9.9B
Debt / Equity
OBK
OBK
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

PAL
PAL

Segment breakdown not available.

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