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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $104.0M, roughly 1.2× Origin Bancorp, Inc.). PagerDuty, Inc. runs the higher net margin — 129.7% vs 26.6%, a 103.1% gap on every dollar of revenue. Over the past eight quarters, PagerDuty, Inc.'s revenue compounded faster (5.9% CAGR vs 3.9%).

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

OBK vs PD — Head-to-Head

Bigger by revenue
PD
PD
1.2× larger
PD
$124.5M
$104.0M
OBK
Higher net margin
PD
PD
103.1% more per $
PD
129.7%
26.6%
OBK
Faster 2-yr revenue CAGR
PD
PD
Annualised
PD
5.9%
3.9%
OBK

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
OBK
OBK
PD
PD
Revenue
$104.0M
$124.5M
Net Profit
$27.7M
$161.6M
Gross Margin
85.3%
Operating Margin
6.5%
Net Margin
26.6%
129.7%
Revenue YoY
4.7%
Net Profit YoY
2827.7%
EPS (diluted)
$0.89
$1.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
PD
PD
Q1 26
$104.0M
Q4 25
$103.4M
$124.5M
Q3 25
$109.8M
$123.4M
Q2 25
$83.5M
$119.8M
Q1 25
$94.1M
$121.4M
Q4 24
$78.3M
$118.9M
Q3 24
$90.8M
$115.9M
Q2 24
$96.4M
$111.2M
Net Profit
OBK
OBK
PD
PD
Q1 26
$27.7M
Q4 25
$29.5M
$161.6M
Q3 25
$8.6M
$9.6M
Q2 25
$14.6M
$-7.2M
Q1 25
$22.4M
$-8.8M
Q4 24
$14.3M
$-5.9M
Q3 24
$18.6M
$-10.9M
Q2 24
$21.0M
$-17.1M
Gross Margin
OBK
OBK
PD
PD
Q1 26
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Operating Margin
OBK
OBK
PD
PD
Q1 26
Q4 25
36.2%
6.5%
Q3 25
10.0%
2.9%
Q2 25
22.3%
-8.6%
Q1 25
30.4%
-9.6%
Q4 24
23.0%
-8.7%
Q3 24
26.1%
-13.8%
Q2 24
27.7%
-19.5%
Net Margin
OBK
OBK
PD
PD
Q1 26
26.6%
Q4 25
28.5%
129.7%
Q3 25
7.9%
7.8%
Q2 25
17.5%
-6.0%
Q1 25
23.8%
-7.2%
Q4 24
18.2%
-5.0%
Q3 24
20.5%
-9.4%
Q2 24
21.8%
-15.4%
EPS (diluted)
OBK
OBK
PD
PD
Q1 26
$0.89
Q4 25
$0.95
$1.69
Q3 25
$0.27
$0.10
Q2 25
$0.47
$-0.07
Q1 25
$0.71
$-0.12
Q4 24
$0.45
$-0.07
Q3 24
$0.60
$-0.14
Q2 24
$0.67
$-0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
PD
PD
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$320.5M
Total Assets
$10.2B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
PD
PD
Q1 26
Q4 25
$424.2M
$547.8M
Q3 25
$626.9M
$567.9M
Q2 25
$334.1M
$597.1M
Q1 25
$486.2M
$570.8M
Q4 24
$470.2M
$542.2M
Q3 24
$321.2M
$599.3M
Q2 24
$288.1M
$592.8M
Total Debt
OBK
OBK
PD
PD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
$484.5M
Q4 24
Q3 24
Q2 24
Stockholders' Equity
OBK
OBK
PD
PD
Q1 26
$1.3B
Q4 25
$1.2B
$320.5M
Q3 25
$1.2B
$180.7M
Q2 25
$1.2B
$145.7M
Q1 25
$1.2B
$129.8M
Q4 24
$1.1B
$111.6M
Q3 24
$1.1B
$164.7M
Q2 24
$1.1B
$174.0M
Total Assets
OBK
OBK
PD
PD
Q1 26
$10.2B
Q4 25
$9.7B
$1.0B
Q3 25
$9.8B
$891.5M
Q2 25
$9.7B
$926.8M
Q1 25
$9.8B
$927.3M
Q4 24
$9.7B
$866.8M
Q3 24
$10.0B
$916.0M
Q2 24
$9.9B
$924.0M
Debt / Equity
OBK
OBK
PD
PD
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
3.73×
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBK
OBK
PD
PD
Operating Cash FlowLast quarter
$24.8M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
19.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
0.15×
TTM Free Cash FlowTrailing 4 quarters
$117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBK
OBK
PD
PD
Q1 26
Q4 25
$158.9M
$24.8M
Q3 25
$59.3M
$34.0M
Q2 25
$20.6M
$30.7M
Q1 25
$35.6M
$31.4M
Q4 24
$108.5M
$22.1M
Q3 24
$39.6M
$35.8M
Q2 24
$11.9M
$28.6M
Free Cash Flow
OBK
OBK
PD
PD
Q1 26
Q4 25
$151.1M
$24.1M
Q3 25
$56.8M
$33.1M
Q2 25
$19.6M
$30.2M
Q1 25
$34.8M
$30.3M
Q4 24
$86.4M
$21.5M
Q3 24
$32.2M
$35.1M
Q2 24
$6.5M
$28.2M
FCF Margin
OBK
OBK
PD
PD
Q1 26
Q4 25
146.0%
19.3%
Q3 25
51.7%
26.8%
Q2 25
23.5%
25.2%
Q1 25
37.0%
24.9%
Q4 24
110.3%
18.1%
Q3 24
35.5%
30.3%
Q2 24
6.8%
25.4%
Capex Intensity
OBK
OBK
PD
PD
Q1 26
Q4 25
7.6%
0.6%
Q3 25
2.3%
0.7%
Q2 25
1.2%
0.4%
Q1 25
0.8%
0.9%
Q4 24
28.1%
0.5%
Q3 24
8.1%
0.5%
Q2 24
5.6%
0.4%
Cash Conversion
OBK
OBK
PD
PD
Q1 26
Q4 25
5.38×
0.15×
Q3 25
6.88×
3.55×
Q2 25
1.41×
Q1 25
1.59×
Q4 24
7.60×
Q3 24
2.13×
Q2 24
0.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

PD
PD

US$88.8M71%
Non Us$35.7M29%

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