vs

Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and PEOPLES BANCORP INC (PEBO). Click either name above to swap in a different company.

PEOPLES BANCORP INC is the larger business by last-quarter revenue ($118.7M vs $104.0M, roughly 1.1× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 24.4%, a 2.2% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs 3.7%).

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

OBK vs PEBO — Head-to-Head

Bigger by revenue
PEBO
PEBO
1.1× larger
PEBO
$118.7M
$104.0M
OBK
Higher net margin
OBK
OBK
2.2% more per $
OBK
26.6%
24.4%
PEBO
Faster 2-yr revenue CAGR
OBK
OBK
Annualised
OBK
3.9%
3.7%
PEBO

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
OBK
OBK
PEBO
PEBO
Revenue
$104.0M
$118.7M
Net Profit
$27.7M
$29.0M
Gross Margin
Operating Margin
Net Margin
26.6%
24.4%
Revenue YoY
Net Profit YoY
-8.7%
EPS (diluted)
$0.89
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
PEBO
PEBO
Q1 26
$104.0M
$118.7M
Q4 25
$103.4M
$117.3M
Q3 25
$109.8M
$115.2M
Q2 25
$83.5M
$114.5M
Q1 25
$94.1M
$112.4M
Q4 24
$78.3M
$111.6M
Q3 24
$90.8M
$113.7M
Q2 24
$96.4M
$110.3M
Net Profit
OBK
OBK
PEBO
PEBO
Q1 26
$27.7M
$29.0M
Q4 25
$29.5M
$31.8M
Q3 25
$8.6M
$29.5M
Q2 25
$14.6M
$21.2M
Q1 25
$22.4M
$24.3M
Q4 24
$14.3M
$26.9M
Q3 24
$18.6M
$31.7M
Q2 24
$21.0M
$29.0M
Operating Margin
OBK
OBK
PEBO
PEBO
Q1 26
Q4 25
36.2%
32.4%
Q3 25
10.0%
33.0%
Q2 25
22.3%
24.0%
Q1 25
30.4%
27.9%
Q4 24
23.0%
31.2%
Q3 24
26.1%
36.0%
Q2 24
27.7%
32.5%
Net Margin
OBK
OBK
PEBO
PEBO
Q1 26
26.6%
24.4%
Q4 25
28.5%
27.1%
Q3 25
7.9%
25.6%
Q2 25
17.5%
18.5%
Q1 25
23.8%
21.7%
Q4 24
18.2%
24.1%
Q3 24
20.5%
27.9%
Q2 24
21.8%
26.3%
EPS (diluted)
OBK
OBK
PEBO
PEBO
Q1 26
$0.89
$0.81
Q4 25
$0.95
$0.89
Q3 25
$0.27
$0.83
Q2 25
$0.47
$0.59
Q1 25
$0.71
$0.68
Q4 24
$0.45
$0.76
Q3 24
$0.60
$0.89
Q2 24
$0.67
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
PEBO
PEBO
Cash + ST InvestmentsLiquidity on hand
$82.9M
Total DebtLower is stronger
$691.3M
Stockholders' EquityBook value
$1.3B
$1.2B
Total Assets
$10.2B
$9.6B
Debt / EquityLower = less leverage
0.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
PEBO
PEBO
Q1 26
$82.9M
Q4 25
$424.2M
$189.0M
Q3 25
$626.9M
$190.2M
Q2 25
$334.1M
$186.1M
Q1 25
$486.2M
$187.0M
Q4 24
$470.2M
$217.7M
Q3 24
$321.2M
$283.7M
Q2 24
$288.1M
$235.9M
Total Debt
OBK
OBK
PEBO
PEBO
Q1 26
$691.3M
Q4 25
$204.1M
Q3 25
$227.3M
Q2 25
$232.4M
Q1 25
$237.0M
Q4 24
$238.1M
Q3 24
$236.8M
Q2 24
$234.3M
Stockholders' Equity
OBK
OBK
PEBO
PEBO
Q1 26
$1.3B
$1.2B
Q4 25
$1.2B
$1.2B
Q3 25
$1.2B
$1.2B
Q2 25
$1.2B
$1.2B
Q1 25
$1.2B
$1.1B
Q4 24
$1.1B
$1.1B
Q3 24
$1.1B
$1.1B
Q2 24
$1.1B
$1.1B
Total Assets
OBK
OBK
PEBO
PEBO
Q1 26
$10.2B
$9.6B
Q4 25
$9.7B
$9.6B
Q3 25
$9.8B
$9.6B
Q2 25
$9.7B
$9.5B
Q1 25
$9.8B
$9.2B
Q4 24
$9.7B
$9.3B
Q3 24
$10.0B
$9.1B
Q2 24
$9.9B
$9.2B
Debt / Equity
OBK
OBK
PEBO
PEBO
Q1 26
0.57×
Q4 25
0.17×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.21×
Q4 24
0.21×
Q3 24
0.21×
Q2 24
0.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

PEBO
PEBO

Net Interest Income$90.4M76%
Noninterest Income$28.3M24%

Related Comparisons