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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $91.6M, roughly 1.1× Scienjoy Holding Corp).

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

OBK vs SJ — Head-to-Head

Bigger by revenue
OBK
OBK
1.1× larger
OBK
$104.0M
$91.6M
SJ

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
OBK
OBK
SJ
SJ
Revenue
$104.0M
$91.6M
Net Profit
$27.7M
Gross Margin
Operating Margin
Net Margin
26.6%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
SJ
SJ
Q1 26
$104.0M
Q4 25
$103.4M
Q3 25
$109.8M
Q2 25
$83.5M
$91.6M
Q1 25
$94.1M
Q4 24
$78.3M
Q3 24
$90.8M
Q2 24
$96.4M
Net Profit
OBK
OBK
SJ
SJ
Q1 26
$27.7M
Q4 25
$29.5M
Q3 25
$8.6M
Q2 25
$14.6M
Q1 25
$22.4M
Q4 24
$14.3M
Q3 24
$18.6M
Q2 24
$21.0M
Operating Margin
OBK
OBK
SJ
SJ
Q1 26
Q4 25
36.2%
Q3 25
10.0%
Q2 25
22.3%
Q1 25
30.4%
Q4 24
23.0%
Q3 24
26.1%
Q2 24
27.7%
Net Margin
OBK
OBK
SJ
SJ
Q1 26
26.6%
Q4 25
28.5%
Q3 25
7.9%
Q2 25
17.5%
Q1 25
23.8%
Q4 24
18.2%
Q3 24
20.5%
Q2 24
21.8%
EPS (diluted)
OBK
OBK
SJ
SJ
Q1 26
$0.89
Q4 25
$0.95
Q3 25
$0.27
Q2 25
$0.47
Q1 25
$0.71
Q4 24
$0.45
Q3 24
$0.60
Q2 24
$0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$170.2M
Total Assets
$10.2B
$199.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
SJ
SJ
Q1 26
Q4 25
$424.2M
Q3 25
$626.9M
Q2 25
$334.1M
$913.0K
Q1 25
$486.2M
Q4 24
$470.2M
Q3 24
$321.2M
Q2 24
$288.1M
Stockholders' Equity
OBK
OBK
SJ
SJ
Q1 26
$1.3B
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
$170.2M
Q1 25
$1.2B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.1B
Total Assets
OBK
OBK
SJ
SJ
Q1 26
$10.2B
Q4 25
$9.7B
Q3 25
$9.8B
Q2 25
$9.7B
$199.9M
Q1 25
$9.8B
Q4 24
$9.7B
Q3 24
$10.0B
Q2 24
$9.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBK
OBK
SJ
SJ
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBK
OBK
SJ
SJ
Q1 26
Q4 25
$158.9M
Q3 25
$59.3M
Q2 25
$20.6M
$7.1M
Q1 25
$35.6M
Q4 24
$108.5M
Q3 24
$39.6M
Q2 24
$11.9M
Free Cash Flow
OBK
OBK
SJ
SJ
Q1 26
Q4 25
$151.1M
Q3 25
$56.8M
Q2 25
$19.6M
$7.1M
Q1 25
$34.8M
Q4 24
$86.4M
Q3 24
$32.2M
Q2 24
$6.5M
FCF Margin
OBK
OBK
SJ
SJ
Q1 26
Q4 25
146.0%
Q3 25
51.7%
Q2 25
23.5%
7.7%
Q1 25
37.0%
Q4 24
110.3%
Q3 24
35.5%
Q2 24
6.8%
Capex Intensity
OBK
OBK
SJ
SJ
Q1 26
Q4 25
7.6%
Q3 25
2.3%
Q2 25
1.2%
0.0%
Q1 25
0.8%
Q4 24
28.1%
Q3 24
8.1%
Q2 24
5.6%
Cash Conversion
OBK
OBK
SJ
SJ
Q1 26
Q4 25
5.38×
Q3 25
6.88×
Q2 25
1.41×
Q1 25
1.59×
Q4 24
7.60×
Q3 24
2.13×
Q2 24
0.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

SJ
SJ

Segment breakdown not available.

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