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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and Via Renewables, Inc. (VIASP). Click either name above to swap in a different company.

Via Renewables, Inc. is the larger business by last-quarter revenue ($127.8M vs $104.0M, roughly 1.2× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 5.4%, a 21.3% gap on every dollar of revenue. Over the past eight quarters, Via Renewables, Inc.'s revenue compounded faster (5.9% CAGR vs 3.9%).

Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".

EDF Power Solutions is a wholly owned subsidiary of the French utility EDF Group, specializing in renewable energy production. As an integrated operator, the Group develops and finances the construction of renewable energy facilities, and manages operations and maintenance for its own account and for third parties.

OBK vs VIASP — Head-to-Head

Bigger by revenue
VIASP
VIASP
1.2× larger
VIASP
$127.8M
$104.0M
OBK
Higher net margin
OBK
OBK
21.3% more per $
OBK
26.6%
5.4%
VIASP
Faster 2-yr revenue CAGR
VIASP
VIASP
Annualised
VIASP
5.9%
3.9%
OBK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
OBK
OBK
VIASP
VIASP
Revenue
$104.0M
$127.8M
Net Profit
$27.7M
$6.9M
Gross Margin
34.4%
Operating Margin
15.2%
Net Margin
26.6%
5.4%
Revenue YoY
22.5%
Net Profit YoY
-30.9%
EPS (diluted)
$0.89
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBK
OBK
VIASP
VIASP
Q1 26
$104.0M
Q4 25
$103.4M
$127.8M
Q3 25
$109.8M
$103.3M
Q2 25
$83.5M
$90.0M
Q1 25
$94.1M
$142.3M
Q4 24
$78.3M
$104.3M
Q3 24
$90.8M
$93.8M
Q2 24
$96.4M
$86.7M
Net Profit
OBK
OBK
VIASP
VIASP
Q1 26
$27.7M
Q4 25
$29.5M
$6.9M
Q3 25
$8.6M
$757.0K
Q2 25
$14.6M
$2.7M
Q1 25
$22.4M
$8.8M
Q4 24
$14.3M
$9.9M
Q3 24
$18.6M
$2.1M
Q2 24
$21.0M
$7.6M
Gross Margin
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
34.4%
Q3 25
23.1%
Q2 25
30.0%
Q1 25
32.9%
Q4 24
51.9%
Q3 24
26.8%
Q2 24
50.4%
Operating Margin
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
36.2%
15.2%
Q3 25
10.0%
3.1%
Q2 25
22.3%
6.7%
Q1 25
30.4%
17.5%
Q4 24
23.0%
31.5%
Q3 24
26.1%
5.3%
Q2 24
27.7%
23.8%
Net Margin
OBK
OBK
VIASP
VIASP
Q1 26
26.6%
Q4 25
28.5%
5.4%
Q3 25
7.9%
0.7%
Q2 25
17.5%
3.0%
Q1 25
23.8%
6.2%
Q4 24
18.2%
9.5%
Q3 24
20.5%
2.3%
Q2 24
21.8%
8.8%
EPS (diluted)
OBK
OBK
VIASP
VIASP
Q1 26
$0.89
Q4 25
$0.95
$1.19
Q3 25
$0.27
$-0.41
Q2 25
$0.47
$0.09
Q1 25
$0.71
$1.83
Q4 24
$0.45
$2.33
Q3 24
$0.60
$-0.17
Q2 24
$0.67
$1.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBK
OBK
VIASP
VIASP
Cash + ST InvestmentsLiquidity on hand
$41.8M
Total DebtLower is stronger
$120.0M
Stockholders' EquityBook value
$1.3B
$67.7M
Total Assets
$10.2B
$331.3M
Debt / EquityLower = less leverage
1.77×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
$424.2M
$41.8M
Q3 25
$626.9M
$53.6M
Q2 25
$334.1M
$62.1M
Q1 25
$486.2M
$64.7M
Q4 24
$470.2M
$53.1M
Q3 24
$321.2M
$66.6M
Q2 24
$288.1M
$53.6M
Total Debt
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
$120.0M
Q3 25
$105.0M
Q2 25
$100.0M
Q1 25
$101.0M
Q4 24
$106.0M
Q3 24
$89.0M
Q2 24
$93.0M
Stockholders' Equity
OBK
OBK
VIASP
VIASP
Q1 26
$1.3B
Q4 25
$1.2B
$67.7M
Q3 25
$1.2B
$63.7M
Q2 25
$1.2B
$68.2M
Q1 25
$1.2B
$72.7M
Q4 24
$1.1B
$66.7M
Q3 24
$1.1B
$58.2M
Q2 24
$1.1B
$58.3M
Total Assets
OBK
OBK
VIASP
VIASP
Q1 26
$10.2B
Q4 25
$9.7B
$331.3M
Q3 25
$9.8B
$304.8M
Q2 25
$9.7B
$316.3M
Q1 25
$9.8B
$347.4M
Q4 24
$9.7B
$344.9M
Q3 24
$10.0B
$298.4M
Q2 24
$9.9B
$299.7M
Debt / Equity
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
1.77×
Q3 25
1.65×
Q2 25
1.47×
Q1 25
1.39×
Q4 24
1.59×
Q3 24
1.53×
Q2 24
1.60×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBK
OBK
VIASP
VIASP
Operating Cash FlowLast quarter
$-4.2M
Free Cash FlowOCF − Capex
$-4.8M
FCF MarginFCF / Revenue
-3.7%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
-0.61×
TTM Free Cash FlowTrailing 4 quarters
$39.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
$158.9M
$-4.2M
Q3 25
$59.3M
$2.4M
Q2 25
$20.6M
$19.0M
Q1 25
$35.6M
$24.9M
Q4 24
$108.5M
$2.0M
Q3 24
$39.6M
$20.1M
Q2 24
$11.9M
$11.2M
Free Cash Flow
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
$151.1M
$-4.8M
Q3 25
$56.8M
$1.9M
Q2 25
$19.6M
$18.4M
Q1 25
$34.8M
$23.5M
Q4 24
$86.4M
$1.6M
Q3 24
$32.2M
$19.7M
Q2 24
$6.5M
$10.9M
FCF Margin
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
146.0%
-3.7%
Q3 25
51.7%
1.9%
Q2 25
23.5%
20.5%
Q1 25
37.0%
16.5%
Q4 24
110.3%
1.5%
Q3 24
35.5%
21.0%
Q2 24
6.8%
12.6%
Capex Intensity
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
7.6%
0.4%
Q3 25
2.3%
0.4%
Q2 25
1.2%
0.6%
Q1 25
0.8%
1.0%
Q4 24
28.1%
0.4%
Q3 24
8.1%
0.4%
Q2 24
5.6%
0.3%
Cash Conversion
OBK
OBK
VIASP
VIASP
Q1 26
Q4 25
5.38×
-0.61×
Q3 25
6.88×
3.12×
Q2 25
1.41×
6.94×
Q1 25
1.59×
2.84×
Q4 24
7.60×
0.20×
Q3 24
2.13×
9.41×
Q2 24
0.57×
1.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBK
OBK

Net Interest Income$87.2M84%
Noninterest Income$16.8M16%

VIASP
VIASP

Retail Electricity$79.7M62%
Retail Natural Gas$48.9M38%

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