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Side-by-side financial comparison of Orange County Bancorp, Inc. (OBT) and ON24 INC. (ONTF). Click either name above to swap in a different company.
ON24 INC. is the larger business by last-quarter revenue ($34.6M vs $33.0M, roughly 1.0× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -18.8%, a 56.4% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -5.6%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $-2.2M). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs -4.2%).
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.
OBT vs ONTF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $33.0M | $34.6M |
| Net Profit | $12.4M | $-6.5M |
| Gross Margin | — | 74.9% |
| Operating Margin | 41.4% | -23.5% |
| Net Margin | 37.6% | -18.8% |
| Revenue YoY | 20.6% | -5.6% |
| Net Profit YoY | 73.5% | 26.8% |
| EPS (diluted) | $0.94 | $-0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $33.0M | $34.6M | ||
| Q3 25 | $33.7M | $34.6M | ||
| Q2 25 | $32.5M | $35.3M | ||
| Q1 25 | $28.0M | $34.7M | ||
| Q4 24 | $27.4M | $36.7M | ||
| Q3 24 | $27.1M | $36.3M | ||
| Q2 24 | $27.9M | $37.3M | ||
| Q1 24 | $25.3M | $37.7M |
| Q4 25 | $12.4M | $-6.5M | ||
| Q3 25 | $10.0M | $-6.4M | ||
| Q2 25 | $10.5M | $-7.3M | ||
| Q1 25 | $8.7M | $-8.7M | ||
| Q4 24 | $7.2M | $-8.9M | ||
| Q3 24 | $3.2M | $-11.4M | ||
| Q2 24 | $8.2M | $-11.2M | ||
| Q1 24 | $9.3M | $-10.7M |
| Q4 25 | — | 74.9% | ||
| Q3 25 | — | 74.7% | ||
| Q2 25 | — | 75.1% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 74.5% | ||
| Q3 24 | — | 74.3% | ||
| Q2 24 | — | 74.5% | ||
| Q1 24 | — | 74.1% |
| Q4 25 | 41.4% | -23.5% | ||
| Q3 25 | 38.6% | -23.1% | ||
| Q2 25 | 41.9% | -26.0% | ||
| Q1 25 | 40.3% | -30.1% | ||
| Q4 24 | 32.8% | -32.1% | ||
| Q3 24 | 14.8% | -36.7% | ||
| Q2 24 | 36.6% | -35.0% | ||
| Q1 24 | 45.9% | -33.1% |
| Q4 25 | 37.6% | -18.8% | ||
| Q3 25 | 29.7% | -18.4% | ||
| Q2 25 | 32.2% | -20.6% | ||
| Q1 25 | 31.1% | -25.1% | ||
| Q4 24 | 26.2% | -24.2% | ||
| Q3 24 | 11.8% | -31.4% | ||
| Q2 24 | 29.4% | -29.9% | ||
| Q1 24 | 36.7% | -28.4% |
| Q4 25 | $0.94 | $-0.15 | ||
| Q3 25 | $0.75 | $-0.15 | ||
| Q2 25 | $0.87 | $-0.17 | ||
| Q1 25 | $0.77 | $-0.21 | ||
| Q4 24 | $0.64 | $-0.21 | ||
| Q3 24 | $0.28 | $-0.27 | ||
| Q2 24 | $0.73 | $-0.27 | ||
| Q1 24 | $0.82 | $-0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $37.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $284.4M | $139.4M |
| Total Assets | $2.7B | $228.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $37.0M | ||
| Q3 25 | — | $47.2M | ||
| Q2 25 | — | $37.7M | ||
| Q1 25 | — | $26.8M | ||
| Q4 24 | — | $14.9M | ||
| Q3 24 | — | $11.0M | ||
| Q2 24 | — | $15.5M | ||
| Q1 24 | — | $18.3M |
| Q4 25 | $284.4M | $139.4M | ||
| Q3 25 | $270.1M | $144.3M | ||
| Q2 25 | $252.6M | $150.0M | ||
| Q1 25 | $201.3M | $153.7M | ||
| Q4 24 | $185.5M | $159.4M | ||
| Q3 24 | $193.1M | $164.9M | ||
| Q2 24 | $177.5M | $170.8M | ||
| Q1 24 | $168.7M | $174.4M |
| Q4 25 | $2.7B | $228.4M | ||
| Q3 25 | $2.6B | $224.8M | ||
| Q2 25 | $2.6B | $235.1M | ||
| Q1 25 | $2.6B | $245.8M | ||
| Q4 24 | $2.5B | $251.0M | ||
| Q3 24 | $2.5B | $250.9M | ||
| Q2 24 | $2.5B | $259.0M | ||
| Q1 24 | $2.5B | $269.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $43.8M | $-1.1M |
| Free Cash FlowOCF − Capex | $41.3M | $-2.2M |
| FCF MarginFCF / Revenue | 125.1% | -6.4% |
| Capex IntensityCapex / Revenue | 7.6% | 3.3% |
| Cash ConversionOCF / Net Profit | 3.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $69.6M | $4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $43.8M | $-1.1M | ||
| Q3 25 | $30.2M | $2.5M | ||
| Q2 25 | $-5.0M | $2.6M | ||
| Q1 25 | $4.8M | $3.4M | ||
| Q4 24 | $34.6M | $985.0K | ||
| Q3 24 | $10.2M | $295.0K | ||
| Q2 24 | $9.3M | $1.4M | ||
| Q1 24 | $2.3M | $2.1M |
| Q4 25 | $41.3M | $-2.2M | ||
| Q3 25 | $29.6M | $2.2M | ||
| Q2 25 | $-5.7M | $2.1M | ||
| Q1 25 | $4.3M | $1.9M | ||
| Q4 24 | $32.9M | $424.0K | ||
| Q3 24 | $10.0M | $143.0K | ||
| Q2 24 | $9.2M | $898.0K | ||
| Q1 24 | $2.0M | $1.1M |
| Q4 25 | 125.1% | -6.4% | ||
| Q3 25 | 87.8% | 6.2% | ||
| Q2 25 | -17.5% | 5.9% | ||
| Q1 25 | 15.5% | 5.6% | ||
| Q4 24 | 120.0% | 1.2% | ||
| Q3 24 | 36.7% | 0.4% | ||
| Q2 24 | 32.8% | 2.4% | ||
| Q1 24 | 7.9% | 2.9% |
| Q4 25 | 7.6% | 3.3% | ||
| Q3 25 | 1.8% | 1.1% | ||
| Q2 25 | 2.3% | 1.4% | ||
| Q1 25 | 1.8% | 4.2% | ||
| Q4 24 | 6.3% | 1.5% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 0.4% | 1.3% | ||
| Q1 24 | 1.0% | 2.8% |
| Q4 25 | 3.53× | — | ||
| Q3 25 | 3.01× | — | ||
| Q2 25 | -0.47× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 4.83× | — | ||
| Q3 24 | 3.19× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 0.24× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
