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Side-by-side financial comparison of Orange County Bancorp, Inc. (OBT) and Plymouth Industrial REIT, Inc. (PLYM). Click either name above to swap in a different company.
Plymouth Industrial REIT, Inc. is the larger business by last-quarter revenue ($51.2M vs $33.0M, roughly 1.5× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -106.3%, a 143.9% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -1.4%). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs 0.4%).
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.
OBT vs PLYM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $33.0M | $51.2M |
| Net Profit | $12.4M | $-54.4M |
| Gross Margin | — | — |
| Operating Margin | 41.4% | -102.5% |
| Net Margin | 37.6% | -106.3% |
| Revenue YoY | 20.6% | -1.4% |
| Net Profit YoY | 73.5% | -248.5% |
| EPS (diluted) | $0.94 | $-1.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $33.0M | — | ||
| Q3 25 | $33.7M | $51.2M | ||
| Q2 25 | $32.5M | $47.2M | ||
| Q1 25 | $28.0M | $45.6M | ||
| Q4 24 | $27.4M | $47.6M | ||
| Q3 24 | $27.1M | $51.9M | ||
| Q2 24 | $27.9M | $48.7M | ||
| Q1 24 | $25.3M | $50.2M |
| Q4 25 | $12.4M | — | ||
| Q3 25 | $10.0M | $-54.4M | ||
| Q2 25 | $10.5M | $-6.1M | ||
| Q1 25 | $8.7M | $5.8M | ||
| Q4 24 | $7.2M | $147.4M | ||
| Q3 24 | $3.2M | $-15.6M | ||
| Q2 24 | $8.2M | $1.3M | ||
| Q1 24 | $9.3M | $6.2M |
| Q4 25 | 41.4% | — | ||
| Q3 25 | 38.6% | -102.5% | ||
| Q2 25 | 41.9% | -10.3% | ||
| Q1 25 | 40.3% | — | ||
| Q4 24 | 32.8% | — | ||
| Q3 24 | 14.8% | -29.6% | ||
| Q2 24 | 36.6% | 2.7% | ||
| Q1 24 | 45.9% | — |
| Q4 25 | 37.6% | — | ||
| Q3 25 | 29.7% | -106.3% | ||
| Q2 25 | 32.2% | -12.9% | ||
| Q1 25 | 31.1% | 12.8% | ||
| Q4 24 | 26.2% | 309.9% | ||
| Q3 24 | 11.8% | -30.1% | ||
| Q2 24 | 29.4% | 2.7% | ||
| Q1 24 | 36.7% | 12.4% |
| Q4 25 | $0.94 | — | ||
| Q3 25 | $0.75 | $-1.23 | ||
| Q2 25 | $0.87 | $-0.14 | ||
| Q1 25 | $0.77 | $0.13 | ||
| Q4 24 | $0.64 | $3.24 | ||
| Q3 24 | $0.28 | $-0.35 | ||
| Q2 24 | $0.73 | $0.03 | ||
| Q1 24 | $0.82 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $284.4M | $470.1M |
| Total Assets | $2.7B | $1.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $646.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $284.4M | — | ||
| Q3 25 | $270.1M | $470.1M | ||
| Q2 25 | $252.6M | $539.6M | ||
| Q1 25 | $201.3M | $571.0M | ||
| Q4 24 | $185.5M | $579.5M | ||
| Q3 24 | $193.1M | $436.5M | ||
| Q2 24 | $177.5M | $475.2M | ||
| Q1 24 | $168.7M | $484.6M |
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.6B | $1.6B | ||
| Q2 25 | $2.6B | $1.6B | ||
| Q1 25 | $2.6B | $1.4B | ||
| Q4 24 | $2.5B | $1.4B | ||
| Q3 24 | $2.5B | $1.5B | ||
| Q2 24 | $2.5B | $1.4B | ||
| Q1 24 | $2.5B | $1.4B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.12× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $43.8M | $20.0M |
| Free Cash FlowOCF − Capex | $41.3M | — |
| FCF MarginFCF / Revenue | 125.1% | — |
| Capex IntensityCapex / Revenue | 7.6% | — |
| Cash ConversionOCF / Net Profit | 3.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $69.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $43.8M | — | ||
| Q3 25 | $30.2M | $20.0M | ||
| Q2 25 | $-5.0M | $23.4M | ||
| Q1 25 | $4.8M | $15.6M | ||
| Q4 24 | $34.6M | $96.1M | ||
| Q3 24 | $10.2M | $17.6M | ||
| Q2 24 | $9.3M | $19.9M | ||
| Q1 24 | $2.3M | $16.6M |
| Q4 25 | $41.3M | — | ||
| Q3 25 | $29.6M | — | ||
| Q2 25 | $-5.7M | — | ||
| Q1 25 | $4.3M | — | ||
| Q4 24 | $32.9M | — | ||
| Q3 24 | $10.0M | — | ||
| Q2 24 | $9.2M | — | ||
| Q1 24 | $2.0M | — |
| Q4 25 | 125.1% | — | ||
| Q3 25 | 87.8% | — | ||
| Q2 25 | -17.5% | — | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 120.0% | — | ||
| Q3 24 | 36.7% | — | ||
| Q2 24 | 32.8% | — | ||
| Q1 24 | 7.9% | — |
| Q4 25 | 7.6% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 6.3% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 1.0% | — |
| Q4 25 | 3.53× | — | ||
| Q3 25 | 3.01× | — | ||
| Q2 25 | -0.47× | — | ||
| Q1 25 | 0.56× | 2.67× | ||
| Q4 24 | 4.83× | 0.65× | ||
| Q3 24 | 3.19× | — | ||
| Q2 24 | 1.13× | 15.12× | ||
| Q1 24 | 0.24× | 2.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
