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Side-by-side financial comparison of Orange County Bancorp, Inc. (OBT) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $25.1M, roughly 1.3× Snail, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -3.4%, a 41.1% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 14.3%).

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

OBT vs SNAL — Head-to-Head

Bigger by revenue
OBT
OBT
1.3× larger
OBT
$33.0M
$25.1M
SNAL
Growing faster (revenue YoY)
OBT
OBT
+24.8% gap
OBT
20.6%
-4.2%
SNAL
Higher net margin
OBT
OBT
41.1% more per $
OBT
37.6%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
14.3%
OBT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OBT
OBT
SNAL
SNAL
Revenue
$33.0M
$25.1M
Net Profit
$12.4M
$-862.2K
Gross Margin
38.3%
Operating Margin
41.4%
-6.0%
Net Margin
37.6%
-3.4%
Revenue YoY
20.6%
-4.2%
Net Profit YoY
73.5%
-177.0%
EPS (diluted)
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBT
OBT
SNAL
SNAL
Q4 25
$33.0M
$25.1M
Q3 25
$33.7M
$13.8M
Q2 25
$32.5M
$22.2M
Q1 25
$28.0M
$20.1M
Q4 24
$27.4M
$26.2M
Q3 24
$27.1M
$22.5M
Q2 24
$27.9M
$21.6M
Q1 24
$25.3M
$14.1M
Net Profit
OBT
OBT
SNAL
SNAL
Q4 25
$12.4M
$-862.2K
Q3 25
$10.0M
$-7.9M
Q2 25
$10.5M
$-16.6M
Q1 25
$8.7M
$-1.9M
Q4 24
$7.2M
$1.1M
Q3 24
$3.2M
$235.1K
Q2 24
$8.2M
$2.3M
Q1 24
$9.3M
$-1.8M
Gross Margin
OBT
OBT
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
OBT
OBT
SNAL
SNAL
Q4 25
41.4%
-6.0%
Q3 25
38.6%
-71.3%
Q2 25
41.9%
-8.2%
Q1 25
40.3%
-20.4%
Q4 24
32.8%
11.5%
Q3 24
14.8%
1.8%
Q2 24
36.6%
12.4%
Q1 24
45.9%
-15.6%
Net Margin
OBT
OBT
SNAL
SNAL
Q4 25
37.6%
-3.4%
Q3 25
29.7%
-56.9%
Q2 25
32.2%
-74.7%
Q1 25
31.1%
-9.7%
Q4 24
26.2%
4.3%
Q3 24
11.8%
1.0%
Q2 24
29.4%
10.4%
Q1 24
36.7%
-12.6%
EPS (diluted)
OBT
OBT
SNAL
SNAL
Q4 25
$0.94
Q3 25
$0.75
Q2 25
$0.87
$-0.44
Q1 25
$0.77
$-0.06
Q4 24
$0.64
$0.03
Q3 24
$0.28
$0.01
Q2 24
$0.73
$0.06
Q1 24
$0.82
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBT
OBT
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$284.4M
$-16.4M
Total Assets
$2.7B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBT
OBT
SNAL
SNAL
Q4 25
$8.6M
Q3 25
$12.3M
Q2 25
$7.9M
Q1 25
$9.4M
Q4 24
$7.3M
Q3 24
$10.6M
Q2 24
$15.5M
Q1 24
$16.1M
Total Debt
OBT
OBT
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
OBT
OBT
SNAL
SNAL
Q4 25
$284.4M
$-16.4M
Q3 25
$270.1M
$-15.6M
Q2 25
$252.6M
$-8.0M
Q1 25
$201.3M
$9.1M
Q4 24
$185.5M
$9.7M
Q3 24
$193.1M
$8.2M
Q2 24
$177.5M
$7.9M
Q1 24
$168.7M
$5.6M
Total Assets
OBT
OBT
SNAL
SNAL
Q4 25
$2.7B
$59.3M
Q3 25
$2.6B
$51.1M
Q2 25
$2.6B
$58.0M
Q1 25
$2.6B
$64.5M
Q4 24
$2.5B
$62.2M
Q3 24
$2.5B
$66.8M
Q2 24
$2.5B
$75.4M
Q1 24
$2.5B
$78.3M
Debt / Equity
OBT
OBT
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBT
OBT
SNAL
SNAL
Operating Cash FlowLast quarter
$43.8M
$-5.3M
Free Cash FlowOCF − Capex
$41.3M
FCF MarginFCF / Revenue
125.1%
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBT
OBT
SNAL
SNAL
Q4 25
$43.8M
$-5.3M
Q3 25
$30.2M
$6.6M
Q2 25
$-5.0M
$-3.2M
Q1 25
$4.8M
$764.5K
Q4 24
$34.6M
$-3.6M
Q3 24
$10.2M
$-5.0M
Q2 24
$9.3M
$206.6K
Q1 24
$2.3M
$6.8M
Free Cash Flow
OBT
OBT
SNAL
SNAL
Q4 25
$41.3M
Q3 25
$29.6M
Q2 25
$-5.7M
Q1 25
$4.3M
Q4 24
$32.9M
Q3 24
$10.0M
Q2 24
$9.2M
Q1 24
$2.0M
FCF Margin
OBT
OBT
SNAL
SNAL
Q4 25
125.1%
Q3 25
87.8%
Q2 25
-17.5%
Q1 25
15.5%
Q4 24
120.0%
Q3 24
36.7%
Q2 24
32.8%
Q1 24
7.9%
Capex Intensity
OBT
OBT
SNAL
SNAL
Q4 25
7.6%
Q3 25
1.8%
Q2 25
2.3%
Q1 25
1.8%
Q4 24
6.3%
Q3 24
1.1%
Q2 24
0.4%
Q1 24
1.0%
Cash Conversion
OBT
OBT
SNAL
SNAL
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
0.56×
Q4 24
4.83×
-3.21×
Q3 24
3.19×
-21.05×
Q2 24
1.13×
0.09×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OBT
OBT

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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