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Side-by-side financial comparison of OCEANFIRST FINANCIAL CORP (OCFC) and DOUGLAS DYNAMICS, INC (PLOW). Click either name above to swap in a different company.

DOUGLAS DYNAMICS, INC is the larger business by last-quarter revenue ($184.5M vs $104.7M, roughly 1.8× OCEANFIRST FINANCIAL CORP). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs 7.0%, a 5.6% gap on every dollar of revenue. On growth, DOUGLAS DYNAMICS, INC posted the faster year-over-year revenue change (28.6% vs 9.6%). DOUGLAS DYNAMICS, INC produced more free cash flow last quarter ($92.8M vs $79.5M). Over the past eight quarters, DOUGLAS DYNAMICS, INC's revenue compounded faster (38.9% CAGR vs 3.1%).

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

General Dynamics Corporation (GD) is an American industrial and technology company based in Reston, Virginia. It is primarily a developer and producer of advanced military equipment of a wide variety, such as nuclear submarines, main battle tanks, and armoured fighting vehicles. It is also the manufacturer of the civilian aviation Gulfstream business jets and a provider of information technology services. The company is the 3rd largest of the top 100 contractors of the U.S. federal government...

OCFC vs PLOW — Head-to-Head

Bigger by revenue
PLOW
PLOW
1.8× larger
PLOW
$184.5M
$104.7M
OCFC
Growing faster (revenue YoY)
PLOW
PLOW
+19.0% gap
PLOW
28.6%
9.6%
OCFC
Higher net margin
OCFC
OCFC
5.6% more per $
OCFC
12.5%
7.0%
PLOW
More free cash flow
PLOW
PLOW
$13.3M more FCF
PLOW
$92.8M
$79.5M
OCFC
Faster 2-yr revenue CAGR
PLOW
PLOW
Annualised
PLOW
38.9%
3.1%
OCFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OCFC
OCFC
PLOW
PLOW
Revenue
$104.7M
$184.5M
Net Profit
$13.1M
$12.8M
Gross Margin
26.1%
Operating Margin
16.1%
10.5%
Net Margin
12.5%
7.0%
Revenue YoY
9.6%
28.6%
Net Profit YoY
-40.2%
62.3%
EPS (diluted)
$0.24
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCFC
OCFC
PLOW
PLOW
Q4 25
$104.7M
$184.5M
Q3 25
$103.0M
$162.1M
Q2 25
$99.4M
$194.3M
Q1 25
$97.9M
$115.1M
Q4 24
$95.6M
$143.5M
Q3 24
$96.9M
$129.4M
Q2 24
$93.2M
$199.9M
Q1 24
$98.5M
$95.7M
Net Profit
OCFC
OCFC
PLOW
PLOW
Q4 25
$13.1M
$12.8M
Q3 25
$17.3M
$8.0M
Q2 25
$19.0M
$26.0M
Q1 25
$21.5M
$148.0K
Q4 24
$21.9M
$7.9M
Q3 24
$25.1M
$32.3M
Q2 24
$24.4M
$24.3M
Q1 24
$28.7M
$-8.4M
Gross Margin
OCFC
OCFC
PLOW
PLOW
Q4 25
26.1%
Q3 25
23.5%
Q2 25
31.0%
Q1 25
24.5%
Q4 24
24.9%
Q3 24
23.9%
Q2 24
30.7%
Q1 24
19.8%
Operating Margin
OCFC
OCFC
PLOW
PLOW
Q4 25
16.1%
10.5%
Q3 25
21.9%
8.7%
Q2 25
25.0%
19.0%
Q1 25
28.9%
2.8%
Q4 24
28.5%
9.0%
Q3 24
33.7%
35.4%
Q2 24
33.8%
18.2%
Q1 24
39.8%
-6.7%
Net Margin
OCFC
OCFC
PLOW
PLOW
Q4 25
12.5%
7.0%
Q3 25
16.8%
4.9%
Q2 25
19.2%
13.4%
Q1 25
22.0%
0.1%
Q4 24
22.9%
5.5%
Q3 24
25.9%
24.9%
Q2 24
26.1%
12.2%
Q1 24
29.1%
-8.7%
EPS (diluted)
OCFC
OCFC
PLOW
PLOW
Q4 25
$0.24
$0.54
Q3 25
$0.30
$0.33
Q2 25
$0.28
$1.09
Q1 25
$0.35
$0.00
Q4 24
$0.36
$0.35
Q3 24
$0.42
$1.36
Q2 24
$0.40
$1.02
Q1 24
$0.47
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCFC
OCFC
PLOW
PLOW
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$255.2M
$144.0M
Stockholders' EquityBook value
$1.7B
$281.4M
Total Assets
$14.6B
$626.7M
Debt / EquityLower = less leverage
0.15×
0.51×

8-quarter trend — quarters aligned by calendar period.

Total Debt
OCFC
OCFC
PLOW
PLOW
Q4 25
$255.2M
$144.0M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
$147.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OCFC
OCFC
PLOW
PLOW
Q4 25
$1.7B
$281.4M
Q3 25
$1.7B
$275.3M
Q2 25
$1.6B
$273.3M
Q1 25
$1.7B
$258.9M
Q4 24
$1.7B
$264.2M
Q3 24
$1.7B
$260.8M
Q2 24
$1.7B
$236.7M
Q1 24
$1.7B
$217.2M
Total Assets
OCFC
OCFC
PLOW
PLOW
Q4 25
$14.6B
$626.7M
Q3 25
$14.3B
$694.9M
Q2 25
$13.3B
$671.5M
Q1 25
$13.3B
$621.0M
Q4 24
$13.4B
$590.0M
Q3 24
$13.5B
$665.6M
Q2 24
$13.3B
$617.0M
Q1 24
$13.4B
$577.1M
Debt / Equity
OCFC
OCFC
PLOW
PLOW
Q4 25
0.15×
0.51×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
0.56×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCFC
OCFC
PLOW
PLOW
Operating Cash FlowLast quarter
$87.2M
$95.9M
Free Cash FlowOCF − Capex
$79.5M
$92.8M
FCF MarginFCF / Revenue
75.9%
50.3%
Capex IntensityCapex / Revenue
7.4%
1.7%
Cash ConversionOCF / Net Profit
6.66×
7.47×
TTM Free Cash FlowTrailing 4 quarters
$125.9M
$63.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCFC
OCFC
PLOW
PLOW
Q4 25
$87.2M
$95.9M
Q3 25
$24.4M
$-8.5M
Q2 25
$28.6M
$-11.4M
Q1 25
$-1.8M
$-1.3M
Q4 24
$92.2M
$74.4M
Q3 24
$-22.4M
$-14.2M
Q2 24
$23.7M
$2.5M
Q1 24
$46.1M
$-21.6M
Free Cash Flow
OCFC
OCFC
PLOW
PLOW
Q4 25
$79.5M
$92.8M
Q3 25
$22.8M
$-11.4M
Q2 25
$27.2M
$-14.3M
Q1 25
$-3.6M
$-3.5M
Q4 24
$84.7M
$70.2M
Q3 24
$-23.5M
$-15.2M
Q2 24
$19.5M
$836.0K
Q1 24
$45.4M
$-22.4M
FCF Margin
OCFC
OCFC
PLOW
PLOW
Q4 25
75.9%
50.3%
Q3 25
22.2%
-7.1%
Q2 25
27.4%
-7.4%
Q1 25
-3.7%
-3.0%
Q4 24
88.6%
48.9%
Q3 24
-24.2%
-11.8%
Q2 24
20.9%
0.4%
Q1 24
46.1%
-23.4%
Capex Intensity
OCFC
OCFC
PLOW
PLOW
Q4 25
7.4%
1.7%
Q3 25
1.5%
1.8%
Q2 25
1.4%
1.5%
Q1 25
1.9%
1.9%
Q4 24
7.9%
2.9%
Q3 24
1.1%
0.8%
Q2 24
4.5%
0.8%
Q1 24
0.7%
0.8%
Cash Conversion
OCFC
OCFC
PLOW
PLOW
Q4 25
6.66×
7.47×
Q3 25
1.41×
-1.07×
Q2 25
1.50×
-0.44×
Q1 25
-0.08×
-9.03×
Q4 24
4.21×
9.41×
Q3 24
-0.89×
-0.44×
Q2 24
0.97×
0.10×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OCFC
OCFC

Segment breakdown not available.

PLOW
PLOW

Work Truck Solutions$101.5M55%
Transferred At Point In Time$83.1M45%

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