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Side-by-side financial comparison of Osisko Development Corp. (ODV) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Pathfinder Bancorp, Inc. is the larger business by last-quarter revenue ($11.8M vs $10.4M, roughly 1.1× Osisko Development Corp.).

Osisko Development Corp. is a Canada-based mining exploration and development firm focused on high-grade gold and precious metal assets. It holds North American mineral projects, advancing them through exploration, feasibility study, and pre-production phases while adhering to sustainable mining standards.

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

ODV vs PBHC — Head-to-Head

Bigger by revenue
PBHC
PBHC
1.1× larger
PBHC
$11.8M
$10.4M
ODV

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
ODV
ODV
PBHC
PBHC
Revenue
$10.4M
$11.8M
Net Profit
$-5.6M
Gross Margin
3.2%
Operating Margin
-149.3%
-81.1%
Net Margin
-52.9%
Revenue YoY
-22.6%
Net Profit YoY
-242.4%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ODV
ODV
PBHC
PBHC
Q4 25
$11.8M
Q3 25
$13.1M
Q2 25
$9.3M
Q1 25
$12.6M
Q4 24
$15.3M
Q3 24
$10.4M
$13.4M
Q2 24
$10.8M
$10.7M
Q1 24
$11.1M
Net Profit
ODV
ODV
PBHC
PBHC
Q4 25
$-5.6M
Q3 25
$626.0K
Q2 25
$31.0K
Q1 25
$3.0M
Q4 24
$3.9M
Q3 24
$-4.6M
Q2 24
$2.0M
Q1 24
$2.1M
Gross Margin
ODV
ODV
PBHC
PBHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
3.2%
Q2 24
Q1 24
Operating Margin
ODV
ODV
PBHC
PBHC
Q4 25
-81.1%
Q3 25
5.1%
Q2 25
0.4%
Q1 25
29.5%
Q4 24
55.4%
Q3 24
-149.3%
-43.1%
Q2 24
-124.0%
23.3%
Q1 24
24.3%
Net Margin
ODV
ODV
PBHC
PBHC
Q4 25
-52.9%
Q3 25
4.8%
Q2 25
0.3%
Q1 25
23.6%
Q4 24
37.7%
Q3 24
-34.6%
Q2 24
18.7%
Q1 24
19.0%
EPS (diluted)
ODV
ODV
PBHC
PBHC
Q4 25
Q3 25
$0.47
Q2 25
$0.47
Q1 25
Q4 24
Q3 24
$0.41
Q2 24
$0.41
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ODV
ODV
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$122.5M
Total Assets
$1.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Total Debt
ODV
ODV
PBHC
PBHC
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
ODV
ODV
PBHC
PBHC
Q4 25
$122.5M
Q3 25
$126.3M
Q2 25
$124.4M
Q1 25
$124.9M
Q4 24
$121.5M
Q3 24
$120.2M
Q2 24
$123.3M
Q1 24
$121.8M
Total Assets
ODV
ODV
PBHC
PBHC
Q4 25
$1.4B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$1.5B
Debt / Equity
ODV
ODV
PBHC
PBHC
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ODV
ODV
PBHC
PBHC
Operating Cash FlowLast quarter
$11.7M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
88.1%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ODV
ODV
PBHC
PBHC
Q4 25
$11.7M
Q3 25
$7.0M
Q2 25
$-3.7M
Q1 25
$5.7M
Q4 24
$11.2M
Q3 24
$11.8M
Q2 24
$1.5M
Q1 24
$504.0K
Free Cash Flow
ODV
ODV
PBHC
PBHC
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
Q2 24
$637.0K
Q1 24
$274.0K
FCF Margin
ODV
ODV
PBHC
PBHC
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
40.1%
Q4 24
59.9%
Q3 24
84.3%
Q2 24
6.0%
Q1 24
2.5%
Capex Intensity
ODV
ODV
PBHC
PBHC
Q4 25
10.7%
Q3 25
1.0%
Q2 25
2.4%
Q1 25
5.1%
Q4 24
13.5%
Q3 24
3.8%
Q2 24
8.2%
Q1 24
2.1%
Cash Conversion
ODV
ODV
PBHC
PBHC
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ODV
ODV

Segment breakdown not available.

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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