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Side-by-side financial comparison of OFG BANCORP (OFG) and UNIVERSAL DISPLAY CORP \PA\ (OLED). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $172.9M, roughly 1.1× UNIVERSAL DISPLAY CORP \PA\). UNIVERSAL DISPLAY CORP \PA\ runs the higher net margin — 38.4% vs 30.3%, a 8.0% gap on every dollar of revenue. On growth, UNIVERSAL DISPLAY CORP \PA\ posted the faster year-over-year revenue change (6.6% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $15.1M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs 2.3%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.
OFG vs OLED — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $172.9M |
| Net Profit | $55.9M | $66.3M |
| Gross Margin | — | 76.1% |
| Operating Margin | 25.7% | 38.9% |
| Net Margin | 30.3% | 38.4% |
| Revenue YoY | 0.9% | 6.6% |
| Net Profit YoY | 11.0% | 44.2% |
| EPS (diluted) | $1.27 | $1.40 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $172.9M | ||
| Q3 25 | $186.2M | $139.6M | ||
| Q2 25 | $182.4M | $171.8M | ||
| Q1 25 | $178.6M | $166.3M | ||
| Q4 24 | $182.7M | $162.3M | ||
| Q3 24 | $174.7M | $161.6M | ||
| Q2 24 | $179.8M | $158.5M | ||
| Q1 24 | $174.4M | $165.3M |
| Q4 25 | $55.9M | $66.3M | ||
| Q3 25 | $51.8M | $44.0M | ||
| Q2 25 | $51.8M | $67.3M | ||
| Q1 25 | $45.6M | $64.4M | ||
| Q4 24 | $50.3M | $46.0M | ||
| Q3 24 | $47.0M | $66.9M | ||
| Q2 24 | $51.1M | $52.3M | ||
| Q1 24 | $49.7M | $56.9M |
| Q4 25 | — | 76.1% | ||
| Q3 25 | — | 74.6% | ||
| Q2 25 | — | 77.2% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 77.0% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 75.8% | ||
| Q1 24 | — | 77.6% |
| Q4 25 | 25.7% | 38.9% | ||
| Q3 25 | 33.0% | 30.9% | ||
| Q2 25 | 36.1% | 39.9% | ||
| Q1 25 | 33.3% | 41.9% | ||
| Q4 24 | 28.9% | 32.3% | ||
| Q3 24 | 35.4% | 41.5% | ||
| Q2 24 | 39.6% | 35.6% | ||
| Q1 24 | 38.9% | 38.0% |
| Q4 25 | 30.3% | 38.4% | ||
| Q3 25 | 27.8% | 31.5% | ||
| Q2 25 | 28.4% | 39.2% | ||
| Q1 25 | 25.5% | 38.8% | ||
| Q4 24 | 27.6% | 28.4% | ||
| Q3 24 | 26.9% | 41.4% | ||
| Q2 24 | 28.4% | 33.0% | ||
| Q1 24 | 28.5% | 34.4% |
| Q4 25 | $1.27 | $1.40 | ||
| Q3 25 | $1.16 | $0.92 | ||
| Q2 25 | $1.15 | $1.41 | ||
| Q1 25 | $1.00 | $1.35 | ||
| Q4 24 | $1.10 | $0.96 | ||
| Q3 24 | $1.00 | $1.40 | ||
| Q2 24 | $1.08 | $1.10 | ||
| Q1 24 | $1.05 | $1.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $602.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $1.8B |
| Total Assets | $12.5B | $2.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $602.4M | ||
| Q3 25 | $740.3M | $603.0M | ||
| Q2 25 | $851.8M | $525.2M | ||
| Q1 25 | $710.6M | $571.3M | ||
| Q4 24 | $591.1M | $492.7M | ||
| Q3 24 | $680.6M | $551.6M | ||
| Q2 24 | $740.4M | $530.5M | ||
| Q1 24 | $754.4M | $539.3M |
| Q4 25 | $1.4B | $1.8B | ||
| Q3 25 | $1.4B | $1.7B | ||
| Q2 25 | $1.3B | $1.7B | ||
| Q1 25 | $1.3B | $1.7B | ||
| Q4 24 | $1.3B | $1.6B | ||
| Q3 24 | $1.3B | $1.6B | ||
| Q2 24 | $1.2B | $1.5B | ||
| Q1 24 | $1.2B | $1.5B |
| Q4 25 | $12.5B | $2.0B | ||
| Q3 25 | $12.2B | $1.9B | ||
| Q2 25 | $12.2B | $1.9B | ||
| Q1 25 | $11.7B | $1.9B | ||
| Q4 24 | $11.5B | $1.8B | ||
| Q3 24 | $11.5B | $1.8B | ||
| Q2 24 | $11.3B | $1.8B | ||
| Q1 24 | $11.2B | $1.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $31.1M |
| Free Cash FlowOCF − Capex | $199.3M | $15.1M |
| FCF MarginFCF / Revenue | 108.1% | 8.7% |
| Capex IntensityCapex / Revenue | 10.0% | 9.3% |
| Cash ConversionOCF / Net Profit | 3.90× | 0.47× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $154.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $31.1M | ||
| Q3 25 | $39.5M | $97.2M | ||
| Q2 25 | $35.9M | $51.9M | ||
| Q1 25 | $83.1M | $30.6M | ||
| Q4 24 | $252.5M | $34.7M | ||
| Q3 24 | $58.1M | $79.9M | ||
| Q2 24 | $95.1M | $67.0M | ||
| Q1 24 | $61.0M | $72.2M |
| Q4 25 | $199.3M | $15.1M | ||
| Q3 25 | $35.5M | $84.3M | ||
| Q2 25 | $31.8M | $37.5M | ||
| Q1 25 | $78.7M | $17.5M | ||
| Q4 24 | $231.2M | $22.0M | ||
| Q3 24 | $51.8M | $66.2M | ||
| Q2 24 | $90.4M | $57.9M | ||
| Q1 24 | $54.8M | $65.0M |
| Q4 25 | 108.1% | 8.7% | ||
| Q3 25 | 19.1% | 60.4% | ||
| Q2 25 | 17.4% | 21.8% | ||
| Q1 25 | 44.1% | 10.5% | ||
| Q4 24 | 126.5% | 13.6% | ||
| Q3 24 | 29.6% | 41.0% | ||
| Q2 24 | 50.3% | 36.5% | ||
| Q1 24 | 31.4% | 39.3% |
| Q4 25 | 10.0% | 9.3% | ||
| Q3 25 | 2.1% | 9.2% | ||
| Q2 25 | 2.3% | 8.4% | ||
| Q1 25 | 2.4% | 7.9% | ||
| Q4 24 | 11.7% | 7.8% | ||
| Q3 24 | 3.6% | 8.4% | ||
| Q2 24 | 2.6% | 5.8% | ||
| Q1 24 | 3.5% | 4.4% |
| Q4 25 | 3.90× | 0.47× | ||
| Q3 25 | 0.76× | 2.21× | ||
| Q2 25 | 0.69× | 0.77× | ||
| Q1 25 | 1.82× | 0.47× | ||
| Q4 24 | 5.02× | 0.75× | ||
| Q3 24 | 1.24× | 1.19× | ||
| Q2 24 | 1.86× | 1.28× | ||
| Q1 24 | 1.23× | 1.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
OLED
| Material Sales | $95.5M | 55% |
| Other | $72.6M | 42% |
| Contract Research Services | $4.8M | 3% |
