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Side-by-side financial comparison of OFG BANCORP (OFG) and Orla Mining Ltd. (ORLA). Click either name above to swap in a different company.

Orla Mining Ltd. is the larger business by last-quarter revenue ($251.2M vs $184.3M, roughly 1.4× OFG BANCORP).

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

Orla Mining Ltd. is a Canada-based mineral exploration and development firm focused on high-grade gold and precious metal assets in North and Central America, with core projects in Mexico and Nevada, U.S. It follows sustainable responsible mining practices, collaborates with local communities, and delivers long-term value to stakeholders.

OFG vs ORLA — Head-to-Head

Bigger by revenue
ORLA
ORLA
1.4× larger
ORLA
$251.2M
$184.3M
OFG

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OFG
OFG
ORLA
ORLA
Revenue
$184.3M
$251.2M
Net Profit
$55.9M
Gross Margin
Operating Margin
25.7%
Net Margin
30.3%
Revenue YoY
0.9%
Net Profit YoY
11.0%
EPS (diluted)
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OFG
OFG
ORLA
ORLA
Q4 25
$184.3M
Q3 25
$186.2M
$251.2M
Q2 25
$182.4M
$151.8M
Q1 25
$178.6M
Q4 24
$182.7M
Q3 24
$174.7M
$584.4M
Q2 24
$179.8M
$110.4M
Q1 24
$174.4M
Net Profit
OFG
OFG
ORLA
ORLA
Q4 25
$55.9M
Q3 25
$51.8M
Q2 25
$51.8M
Q1 25
$45.6M
Q4 24
$50.3M
Q3 24
$47.0M
$-368.9M
Q2 24
$51.1M
Q1 24
$49.7M
Operating Margin
OFG
OFG
ORLA
ORLA
Q4 25
25.7%
Q3 25
33.0%
Q2 25
36.1%
Q1 25
33.3%
Q4 24
28.9%
Q3 24
35.4%
Q2 24
39.6%
Q1 24
38.9%
Net Margin
OFG
OFG
ORLA
ORLA
Q4 25
30.3%
Q3 25
27.8%
Q2 25
28.4%
Q1 25
25.5%
Q4 24
27.6%
Q3 24
26.9%
-63.1%
Q2 24
28.4%
Q1 24
28.5%
EPS (diluted)
OFG
OFG
ORLA
ORLA
Q4 25
$1.27
Q3 25
$1.16
Q2 25
$1.15
Q1 25
$1.00
Q4 24
$1.10
Q3 24
$1.00
Q2 24
$1.08
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OFG
OFG
ORLA
ORLA
Cash + ST InvestmentsLiquidity on hand
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$1.4B
$507.4M
Total Assets
$12.5B
$598.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OFG
OFG
ORLA
ORLA
Q4 25
$1.0B
Q3 25
$740.3M
Q2 25
$851.8M
Q1 25
$710.6M
Q4 24
$591.1M
Q3 24
$680.6M
Q2 24
$740.4M
$96.6M
Q1 24
$754.4M
Stockholders' Equity
OFG
OFG
ORLA
ORLA
Q4 25
$1.4B
Q3 25
$1.4B
$507.4M
Q2 25
$1.3B
$507.4M
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
$968.6M
Q2 24
$1.2B
$400.5M
Q1 24
$1.2B
Total Assets
OFG
OFG
ORLA
ORLA
Q4 25
$12.5B
Q3 25
$12.2B
$598.3M
Q2 25
$12.2B
$598.3M
Q1 25
$11.7B
Q4 24
$11.5B
Q3 24
$11.5B
$1.3B
Q2 24
$11.3B
$535.8M
Q1 24
$11.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OFG
OFG
ORLA
ORLA
Operating Cash FlowLast quarter
$217.7M
$126.9M
Free Cash FlowOCF − Capex
$199.3M
FCF MarginFCF / Revenue
108.1%
Capex IntensityCapex / Revenue
10.0%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OFG
OFG
ORLA
ORLA
Q4 25
$217.7M
Q3 25
$39.5M
$126.9M
Q2 25
$35.9M
$74.9M
Q1 25
$83.1M
Q4 24
$252.5M
Q3 24
$58.1M
$92.4M
Q2 24
$95.1M
$22.4M
Q1 24
$61.0M
Free Cash Flow
OFG
OFG
ORLA
ORLA
Q4 25
$199.3M
Q3 25
$35.5M
Q2 25
$31.8M
Q1 25
$78.7M
Q4 24
$231.2M
Q3 24
$51.8M
Q2 24
$90.4M
Q1 24
$54.8M
FCF Margin
OFG
OFG
ORLA
ORLA
Q4 25
108.1%
Q3 25
19.1%
Q2 25
17.4%
Q1 25
44.1%
Q4 24
126.5%
Q3 24
29.6%
Q2 24
50.3%
Q1 24
31.4%
Capex Intensity
OFG
OFG
ORLA
ORLA
Q4 25
10.0%
Q3 25
2.1%
Q2 25
2.3%
Q1 25
2.4%
Q4 24
11.7%
Q3 24
3.6%
Q2 24
2.6%
Q1 24
3.5%
Cash Conversion
OFG
OFG
ORLA
ORLA
Q4 25
3.90×
Q3 25
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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