vs

Side-by-side financial comparison of OFG BANCORP (OFG) and Perimeter Solutions, Inc. (PRM). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $102.8M, roughly 1.8× Perimeter Solutions, Inc.). OFG BANCORP runs the higher net margin — 30.3% vs -136.5%, a 166.8% gap on every dollar of revenue. On growth, Perimeter Solutions, Inc. posted the faster year-over-year revenue change (19.2% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $11.6M). Over the past eight quarters, Perimeter Solutions, Inc.'s revenue compounded faster (31.9% CAGR vs 2.8%).

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

Perimeter 81 is an Israeli cloud and network security company that develops secure remote networks, based on the zero trust architecture, for organizations. Its technology replaces legacy security appliances like VPNs and firewalls.

OFG vs PRM — Head-to-Head

Bigger by revenue
OFG
OFG
1.8× larger
OFG
$184.3M
$102.8M
PRM
Growing faster (revenue YoY)
PRM
PRM
+18.3% gap
PRM
19.2%
0.9%
OFG
Higher net margin
OFG
OFG
166.8% more per $
OFG
30.3%
-136.5%
PRM
More free cash flow
OFG
OFG
$187.7M more FCF
OFG
$199.3M
$11.6M
PRM
Faster 2-yr revenue CAGR
PRM
PRM
Annualised
PRM
31.9%
2.8%
OFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OFG
OFG
PRM
PRM
Revenue
$184.3M
$102.8M
Net Profit
$55.9M
$-140.2M
Gross Margin
45.2%
Operating Margin
25.7%
-160.7%
Net Margin
30.3%
-136.5%
Revenue YoY
0.9%
19.2%
Net Profit YoY
11.0%
-197.3%
EPS (diluted)
$1.27
$-0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OFG
OFG
PRM
PRM
Q4 25
$184.3M
$102.8M
Q3 25
$186.2M
$315.4M
Q2 25
$182.4M
$162.6M
Q1 25
$178.6M
$72.0M
Q4 24
$182.7M
$86.2M
Q3 24
$174.7M
$288.4M
Q2 24
$179.8M
$127.3M
Q1 24
$174.4M
$59.0M
Net Profit
OFG
OFG
PRM
PRM
Q4 25
$55.9M
$-140.2M
Q3 25
$51.8M
$-90.7M
Q2 25
$51.8M
$-32.2M
Q1 25
$45.6M
$56.7M
Q4 24
$50.3M
$144.2M
Q3 24
$47.0M
$-89.2M
Q2 24
$51.1M
$21.6M
Q1 24
$49.7M
$-82.6M
Gross Margin
OFG
OFG
PRM
PRM
Q4 25
45.2%
Q3 25
63.1%
Q2 25
62.4%
Q1 25
39.1%
Q4 24
48.6%
Q3 24
62.8%
Q2 24
57.6%
Q1 24
35.1%
Operating Margin
OFG
OFG
PRM
PRM
Q4 25
25.7%
-160.7%
Q3 25
33.0%
-27.7%
Q2 25
36.1%
-16.1%
Q1 25
33.3%
Q4 24
28.9%
71.1%
Q3 24
35.4%
-12.2%
Q2 24
39.6%
35.4%
Q1 24
38.9%
-126.8%
Net Margin
OFG
OFG
PRM
PRM
Q4 25
30.3%
-136.5%
Q3 25
27.8%
-28.7%
Q2 25
28.4%
-19.8%
Q1 25
25.5%
78.7%
Q4 24
27.6%
167.2%
Q3 24
26.9%
-30.9%
Q2 24
28.4%
17.0%
Q1 24
28.5%
-139.8%
EPS (diluted)
OFG
OFG
PRM
PRM
Q4 25
$1.27
$-0.89
Q3 25
$1.16
$-0.62
Q2 25
$1.15
$-0.22
Q1 25
$1.00
$0.36
Q4 24
$1.10
$1.00
Q3 24
$1.00
$-0.61
Q2 24
$1.08
$0.14
Q1 24
$1.05
$-0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OFG
OFG
PRM
PRM
Cash + ST InvestmentsLiquidity on hand
$1.0B
$325.9M
Total DebtLower is stronger
$669.1M
Stockholders' EquityBook value
$1.4B
$1.1B
Total Assets
$12.5B
$2.7B
Debt / EquityLower = less leverage
0.59×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OFG
OFG
PRM
PRM
Q4 25
$1.0B
$325.9M
Q3 25
$740.3M
$340.6M
Q2 25
$851.8M
$140.7M
Q1 25
$710.6M
$200.1M
Q4 24
$591.1M
$198.5M
Q3 24
$680.6M
$223.1M
Q2 24
$740.4M
$43.2M
Q1 24
$754.4M
$38.7M
Total Debt
OFG
OFG
PRM
PRM
Q4 25
$669.1M
Q3 25
$668.8M
Q2 25
$668.4M
Q1 25
$668.1M
Q4 24
$667.8M
Q3 24
$667.4M
Q2 24
$667.1M
Q1 24
$666.8M
Stockholders' Equity
OFG
OFG
PRM
PRM
Q4 25
$1.4B
$1.1B
Q3 25
$1.4B
$1.1B
Q2 25
$1.3B
$1.2B
Q1 25
$1.3B
$1.2B
Q4 24
$1.3B
$1.2B
Q3 24
$1.3B
$1.0B
Q2 24
$1.2B
$1.1B
Q1 24
$1.2B
$1.1B
Total Assets
OFG
OFG
PRM
PRM
Q4 25
$12.5B
$2.7B
Q3 25
$12.2B
$2.6B
Q2 25
$12.2B
$2.5B
Q1 25
$11.7B
$2.4B
Q4 24
$11.5B
$2.4B
Q3 24
$11.5B
$2.5B
Q2 24
$11.3B
$2.3B
Q1 24
$11.2B
$2.3B
Debt / Equity
OFG
OFG
PRM
PRM
Q4 25
0.59×
Q3 25
0.60×
Q2 25
0.57×
Q1 25
0.55×
Q4 24
0.58×
Q3 24
0.67×
Q2 24
0.62×
Q1 24
0.63×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OFG
OFG
PRM
PRM
Operating Cash FlowLast quarter
$217.7M
$18.6M
Free Cash FlowOCF − Capex
$199.3M
$11.6M
FCF MarginFCF / Revenue
108.1%
11.3%
Capex IntensityCapex / Revenue
10.0%
6.8%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M
$208.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OFG
OFG
PRM
PRM
Q4 25
$217.7M
$18.6M
Q3 25
$39.5M
$198.7M
Q2 25
$35.9M
$-2.9M
Q1 25
$83.1M
$23.7M
Q4 24
$252.5M
$-6.0M
Q3 24
$58.1M
$183.0M
Q2 24
$95.1M
$8.6M
Q1 24
$61.0M
$2.8M
Free Cash Flow
OFG
OFG
PRM
PRM
Q4 25
$199.3M
$11.6M
Q3 25
$35.5M
$193.6M
Q2 25
$31.8M
$-15.6M
Q1 25
$78.7M
$18.9M
Q4 24
$231.2M
$-12.4M
Q3 24
$51.8M
$179.1M
Q2 24
$90.4M
$5.0M
Q1 24
$54.8M
$1.2M
FCF Margin
OFG
OFG
PRM
PRM
Q4 25
108.1%
11.3%
Q3 25
19.1%
61.4%
Q2 25
17.4%
-9.6%
Q1 25
44.1%
26.3%
Q4 24
126.5%
-14.4%
Q3 24
29.6%
62.1%
Q2 24
50.3%
3.9%
Q1 24
31.4%
2.1%
Capex Intensity
OFG
OFG
PRM
PRM
Q4 25
10.0%
6.8%
Q3 25
2.1%
1.6%
Q2 25
2.3%
7.8%
Q1 25
2.4%
6.7%
Q4 24
11.7%
7.5%
Q3 24
3.6%
1.3%
Q2 24
2.6%
2.9%
Q1 24
3.5%
2.6%
Cash Conversion
OFG
OFG
PRM
PRM
Q4 25
3.90×
Q3 25
0.76×
Q2 25
0.69×
Q1 25
1.82×
0.42×
Q4 24
5.02×
-0.04×
Q3 24
1.24×
Q2 24
1.86×
0.40×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OFG
OFG

Segment breakdown not available.

PRM
PRM

Products$87.7M85%
Service And Other$14.8M14%

Related Comparisons