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Side-by-side financial comparison of OFG BANCORP (OFG) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.
QUINSTREET, INC is the larger business by last-quarter revenue ($287.8M vs $184.3M, roughly 1.6× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 17.4%, a 12.9% gap on every dollar of revenue. On growth, QUINSTREET, INC posted the faster year-over-year revenue change (1.9% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $20.7M). Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
QUINSTREET, INCQNSTEarnings & Financial Report
QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.
OFG vs QNST — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $287.8M |
| Net Profit | $55.9M | $50.2M |
| Gross Margin | — | 9.6% |
| Operating Margin | 25.7% | 0.4% |
| Net Margin | 30.3% | 17.4% |
| Revenue YoY | 0.9% | 1.9% |
| Net Profit YoY | 11.0% | 3342.5% |
| EPS (diluted) | $1.27 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $287.8M | ||
| Q3 25 | $186.2M | $285.9M | ||
| Q2 25 | $182.4M | — | ||
| Q1 25 | $178.6M | $269.8M | ||
| Q4 24 | $182.7M | $282.6M | ||
| Q3 24 | $174.7M | $279.2M | ||
| Q2 24 | $179.8M | $198.3M | ||
| Q1 24 | $174.4M | $168.6M |
| Q4 25 | $55.9M | $50.2M | ||
| Q3 25 | $51.8M | $4.5M | ||
| Q2 25 | $51.8M | — | ||
| Q1 25 | $45.6M | $4.4M | ||
| Q4 24 | $50.3M | $-1.5M | ||
| Q3 24 | $47.0M | $-1.4M | ||
| Q2 24 | $51.1M | $-2.2M | ||
| Q1 24 | $49.7M | $-7.0M |
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 8.5% |
| Q4 25 | 25.7% | 0.4% | ||
| Q3 25 | 33.0% | 1.7% | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 33.3% | 1.8% | ||
| Q4 24 | 28.9% | -0.5% | ||
| Q3 24 | 35.4% | -0.4% | ||
| Q2 24 | 39.6% | -0.7% | ||
| Q1 24 | 38.9% | -3.2% |
| Q4 25 | 30.3% | 17.4% | ||
| Q3 25 | 27.8% | 1.6% | ||
| Q2 25 | 28.4% | — | ||
| Q1 25 | 25.5% | 1.6% | ||
| Q4 24 | 27.6% | -0.5% | ||
| Q3 24 | 26.9% | -0.5% | ||
| Q2 24 | 28.4% | -1.1% | ||
| Q1 24 | 28.5% | -4.2% |
| Q4 25 | $1.27 | $0.87 | ||
| Q3 25 | $1.16 | $0.08 | ||
| Q2 25 | $1.15 | — | ||
| Q1 25 | $1.00 | $0.08 | ||
| Q4 24 | $1.10 | $-0.03 | ||
| Q3 24 | $1.00 | $-0.02 | ||
| Q2 24 | $1.08 | $-0.04 | ||
| Q1 24 | $1.05 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $107.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $294.4M |
| Total Assets | $12.5B | $493.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $107.0M | ||
| Q3 25 | $740.3M | $101.3M | ||
| Q2 25 | $851.8M | — | ||
| Q1 25 | $710.6M | $81.8M | ||
| Q4 24 | $591.1M | $57.8M | ||
| Q3 24 | $680.6M | $25.0M | ||
| Q2 24 | $740.4M | $50.5M | ||
| Q1 24 | $754.4M | $39.6M |
| Q4 25 | $1.4B | $294.4M | ||
| Q3 25 | $1.4B | $246.7M | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | $235.5M | ||
| Q4 24 | $1.3B | $224.3M | ||
| Q3 24 | $1.3B | $219.8M | ||
| Q2 24 | $1.2B | $216.8M | ||
| Q1 24 | $1.2B | $215.0M |
| Q4 25 | $12.5B | $493.0M | ||
| Q3 25 | $12.2B | $442.6M | ||
| Q2 25 | $12.2B | — | ||
| Q1 25 | $11.7B | $417.2M | ||
| Q4 24 | $11.5B | $409.6M | ||
| Q3 24 | $11.5B | $401.2M | ||
| Q2 24 | $11.3B | $368.5M | ||
| Q1 24 | $11.2B | $349.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $21.6M |
| Free Cash FlowOCF − Capex | $199.3M | $20.7M |
| FCF MarginFCF / Revenue | 108.1% | 7.2% |
| Capex IntensityCapex / Revenue | 10.0% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.90× | 0.43× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $106.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $21.6M | ||
| Q3 25 | $39.5M | $19.6M | ||
| Q2 25 | $35.9M | — | ||
| Q1 25 | $83.1M | $30.1M | ||
| Q4 24 | $252.5M | $38.7M | ||
| Q3 24 | $58.1M | $-13.7M | ||
| Q2 24 | $95.1M | $16.6M | ||
| Q1 24 | $61.0M | $4.1M |
| Q4 25 | $199.3M | $20.7M | ||
| Q3 25 | $35.5M | $18.4M | ||
| Q2 25 | $31.8M | — | ||
| Q1 25 | $78.7M | $29.5M | ||
| Q4 24 | $231.2M | $38.2M | ||
| Q3 24 | $51.8M | $-14.1M | ||
| Q2 24 | $90.4M | $15.4M | ||
| Q1 24 | $54.8M | $2.9M |
| Q4 25 | 108.1% | 7.2% | ||
| Q3 25 | 19.1% | 6.4% | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 44.1% | 10.9% | ||
| Q4 24 | 126.5% | 13.5% | ||
| Q3 24 | 29.6% | -5.1% | ||
| Q2 24 | 50.3% | 7.8% | ||
| Q1 24 | 31.4% | 1.7% |
| Q4 25 | 10.0% | 0.3% | ||
| Q3 25 | 2.1% | 0.4% | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | 2.4% | 0.2% | ||
| Q4 24 | 11.7% | 0.2% | ||
| Q3 24 | 3.6% | 0.2% | ||
| Q2 24 | 2.6% | 0.6% | ||
| Q1 24 | 3.5% | 0.7% |
| Q4 25 | 3.90× | 0.43× | ||
| Q3 25 | 0.76× | 4.32× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | 6.82× | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
QNST
| Financial Service | $216.8M | 75% |
| Home Services And Other Revenue | $71.0M | 25% |
