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Side-by-side financial comparison of OFG BANCORP (OFG) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $151.1M, roughly 1.2× STURM RUGER & CO INC). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $12.3M). Over the past eight quarters, STURM RUGER & CO INC's revenue compounded faster (5.1% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
OFG vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $151.1M |
| Net Profit | $55.9M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | 25.7% | 2.3% |
| Net Margin | 30.3% | — |
| Revenue YoY | 0.9% | 3.6% |
| Net Profit YoY | 11.0% | — |
| EPS (diluted) | $1.27 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $151.1M | ||
| Q3 25 | $186.2M | $126.8M | ||
| Q2 25 | $182.4M | $132.5M | ||
| Q1 25 | $178.6M | $135.7M | ||
| Q4 24 | $182.7M | $145.8M | ||
| Q3 24 | $174.7M | $122.3M | ||
| Q2 24 | $179.8M | $130.8M | ||
| Q1 24 | $174.4M | $136.8M |
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $1.6M | ||
| Q2 25 | $51.8M | $-17.2M | ||
| Q1 25 | $45.6M | $7.8M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $4.7M | ||
| Q2 24 | $51.1M | $8.3M | ||
| Q1 24 | $49.7M | $7.1M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
| Q4 25 | 25.7% | 2.3% | ||
| Q3 25 | 33.0% | -2.7% | ||
| Q2 25 | 36.1% | -15.6% | ||
| Q1 25 | 33.3% | 6.2% | ||
| Q4 24 | 28.9% | 7.8% | ||
| Q3 24 | 35.4% | 3.1% | ||
| Q2 24 | 39.6% | 6.9% | ||
| Q1 24 | 38.9% | 5.5% |
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | 1.2% | ||
| Q2 25 | 28.4% | -13.0% | ||
| Q1 25 | 25.5% | 5.7% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | 3.9% | ||
| Q2 24 | 28.4% | 6.3% | ||
| Q1 24 | 28.5% | 5.2% |
| Q4 25 | $1.27 | $0.22 | ||
| Q3 25 | $1.16 | $0.10 | ||
| Q2 25 | $1.15 | $-1.05 | ||
| Q1 25 | $1.00 | $0.46 | ||
| Q4 24 | $1.10 | $0.62 | ||
| Q3 24 | $1.00 | $0.28 | ||
| Q2 24 | $1.08 | $0.47 | ||
| Q1 24 | $1.05 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $283.8M |
| Total Assets | $12.5B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $92.5M | ||
| Q3 25 | $740.3M | $80.8M | ||
| Q2 25 | $851.8M | $101.4M | ||
| Q1 25 | $710.6M | $108.3M | ||
| Q4 24 | $591.1M | $105.5M | ||
| Q3 24 | $680.6M | $96.0M | ||
| Q2 24 | $740.4M | $105.6M | ||
| Q1 24 | $754.4M | $115.3M |
| Q4 25 | $1.4B | $283.8M | ||
| Q3 25 | $1.4B | $279.6M | ||
| Q2 25 | $1.3B | $289.3M | ||
| Q1 25 | $1.3B | $321.5M | ||
| Q4 24 | $1.3B | $319.6M | ||
| Q3 24 | $1.3B | $314.9M | ||
| Q2 24 | $1.2B | $321.5M | ||
| Q1 24 | $1.2B | $332.0M |
| Q4 25 | $12.5B | $342.0M | ||
| Q3 25 | $12.2B | $342.3M | ||
| Q2 25 | $12.2B | $349.5M | ||
| Q1 25 | $11.7B | $379.0M | ||
| Q4 24 | $11.5B | $384.0M | ||
| Q3 24 | $11.5B | $373.5M | ||
| Q2 24 | $11.3B | $376.7M | ||
| Q1 24 | $11.2B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $15.5M |
| Free Cash FlowOCF − Capex | $199.3M | $12.3M |
| FCF MarginFCF / Revenue | 108.1% | 8.2% |
| Capex IntensityCapex / Revenue | 10.0% | 2.1% |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $15.5M | ||
| Q3 25 | $39.5M | $12.9M | ||
| Q2 25 | $35.9M | $14.7M | ||
| Q1 25 | $83.1M | $11.1M | ||
| Q4 24 | $252.5M | $20.0M | ||
| Q3 24 | $58.1M | $9.4M | ||
| Q2 24 | $95.1M | $18.7M | ||
| Q1 24 | $61.0M | $7.3M |
| Q4 25 | $199.3M | $12.3M | ||
| Q3 25 | $35.5M | $7.0M | ||
| Q2 25 | $31.8M | $9.1M | ||
| Q1 25 | $78.7M | $10.0M | ||
| Q4 24 | $231.2M | $16.4M | ||
| Q3 24 | $51.8M | $2.6M | ||
| Q2 24 | $90.4M | $10.1M | ||
| Q1 24 | $54.8M | $5.6M |
| Q4 25 | 108.1% | 8.2% | ||
| Q3 25 | 19.1% | 5.5% | ||
| Q2 25 | 17.4% | 6.9% | ||
| Q1 25 | 44.1% | 7.4% | ||
| Q4 24 | 126.5% | 11.2% | ||
| Q3 24 | 29.6% | 2.1% | ||
| Q2 24 | 50.3% | 7.7% | ||
| Q1 24 | 31.4% | 4.1% |
| Q4 25 | 10.0% | 2.1% | ||
| Q3 25 | 2.1% | 4.6% | ||
| Q2 25 | 2.3% | 4.2% | ||
| Q1 25 | 2.4% | 0.8% | ||
| Q4 24 | 11.7% | 2.5% | ||
| Q3 24 | 3.6% | 5.5% | ||
| Q2 24 | 2.6% | 6.6% | ||
| Q1 24 | 3.5% | 1.3% |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | 8.15× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | 1.43× | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | 1.98× | ||
| Q2 24 | 1.86× | 2.27× | ||
| Q1 24 | 1.23× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
