vs
Side-by-side financial comparison of OFG BANCORP (OFG) and SILVERCORP METALS INC (SVM). Click either name above to swap in a different company.
SILVERCORP METALS INC is the larger business by last-quarter revenue ($223.8M vs $184.3M, roughly 1.2× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs -1.3%, a 31.6% gap on every dollar of revenue. Over the past eight quarters, SILVERCORP METALS INC's revenue compounded faster (87.6% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Silvercorp Metals Inc. (Silvercorp) is a Canadian-based, China-focused precious metals company engaged in the acquisition, exploration, and development of silver-containing properties.
OFG vs SVM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $223.8M |
| Net Profit | $55.9M | $-2.9M |
| Gross Margin | — | — |
| Operating Margin | 25.7% | — |
| Net Margin | 30.3% | -1.3% |
| Revenue YoY | 0.9% | — |
| Net Profit YoY | 11.0% | — |
| EPS (diluted) | $1.27 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $223.8M | ||
| Q3 25 | $186.2M | — | ||
| Q2 25 | $182.4M | $72.2M | ||
| Q1 25 | $178.6M | — | ||
| Q4 24 | $182.7M | $172.5M | ||
| Q3 24 | $174.7M | $114.0M | ||
| Q2 24 | $179.8M | $60.0M | ||
| Q1 24 | $174.4M | — |
| Q4 25 | $55.9M | $-2.9M | ||
| Q3 25 | $51.8M | — | ||
| Q2 25 | $51.8M | $28.1M | ||
| Q1 25 | $45.6M | — | ||
| Q4 24 | $50.3M | $42.1M | ||
| Q3 24 | $47.0M | $28.0M | ||
| Q2 24 | $51.1M | $13.2M | ||
| Q1 24 | $49.7M | — |
| Q4 25 | 25.7% | — | ||
| Q3 25 | 33.0% | — | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 33.3% | — | ||
| Q4 24 | 28.9% | 30.5% | ||
| Q3 24 | 35.4% | 30.7% | ||
| Q2 24 | 39.6% | 30.0% | ||
| Q1 24 | 38.9% | — |
| Q4 25 | 30.3% | -1.3% | ||
| Q3 25 | 27.8% | — | ||
| Q2 25 | 28.4% | 39.0% | ||
| Q1 25 | 25.5% | — | ||
| Q4 24 | 27.6% | 24.4% | ||
| Q3 24 | 26.9% | 24.5% | ||
| Q2 24 | 28.4% | 22.0% | ||
| Q1 24 | 28.5% | — |
| Q4 25 | $1.27 | — | ||
| Q3 25 | $1.16 | — | ||
| Q2 25 | $1.15 | — | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $1.10 | — | ||
| Q3 24 | $1.00 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.05 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | — |
| Total Assets | $12.5B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | — | ||
| Q3 25 | $740.3M | — | ||
| Q2 25 | $851.8M | — | ||
| Q1 25 | $710.6M | — | ||
| Q4 24 | $591.1M | — | ||
| Q3 24 | $680.6M | — | ||
| Q2 24 | $740.4M | — | ||
| Q1 24 | $754.4M | — |
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | $12.5B | — | ||
| Q3 25 | $12.2B | — | ||
| Q2 25 | $12.2B | — | ||
| Q1 25 | $11.7B | — | ||
| Q4 24 | $11.5B | — | ||
| Q3 24 | $11.5B | — | ||
| Q2 24 | $11.3B | — | ||
| Q1 24 | $11.2B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $107.9M |
| Free Cash FlowOCF − Capex | $199.3M | — |
| FCF MarginFCF / Revenue | 108.1% | — |
| Capex IntensityCapex / Revenue | 10.0% | — |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $107.9M | ||
| Q3 25 | $39.5M | — | ||
| Q2 25 | $35.9M | $40.0M | ||
| Q1 25 | $83.1M | — | ||
| Q4 24 | $252.5M | $81.3M | ||
| Q3 24 | $58.1M | $57.7M | ||
| Q2 24 | $95.1M | $28.9M | ||
| Q1 24 | $61.0M | — |
| Q4 25 | $199.3M | — | ||
| Q3 25 | $35.5M | — | ||
| Q2 25 | $31.8M | — | ||
| Q1 25 | $78.7M | — | ||
| Q4 24 | $231.2M | — | ||
| Q3 24 | $51.8M | $33.8M | ||
| Q2 24 | $90.4M | $17.0M | ||
| Q1 24 | $54.8M | — |
| Q4 25 | 108.1% | — | ||
| Q3 25 | 19.1% | — | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 126.5% | — | ||
| Q3 24 | 29.6% | 29.6% | ||
| Q2 24 | 50.3% | 28.3% | ||
| Q1 24 | 31.4% | — |
| Q4 25 | 10.0% | — | ||
| Q3 25 | 2.1% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.6% | 21.0% | ||
| Q2 24 | 2.6% | 19.8% | ||
| Q1 24 | 3.5% | — |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | 1.42× | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | 1.93× | ||
| Q3 24 | 1.24× | 2.06× | ||
| Q2 24 | 1.86× | 2.19× | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
