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Side-by-side financial comparison of OFG BANCORP (OFG) and Tecnoglass Inc. (TGLS). Click either name above to swap in a different company.
Tecnoglass Inc. is the larger business by last-quarter revenue ($245.3M vs $184.3M, roughly 1.3× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 10.6%, a 19.7% gap on every dollar of revenue. On growth, Tecnoglass Inc. posted the faster year-over-year revenue change (2.4% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $11.4M). Over the past eight quarters, Tecnoglass Inc.'s revenue compounded faster (12.8% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Tecnoglass Inc. is a leading manufacturer of high-performance architectural glass, aluminum windows, doors, and associated building components. It primarily caters to residential and commercial construction sectors across North America and Latin America, offering custom, energy-efficient solutions for new construction and renovation projects.
OFG vs TGLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $245.3M |
| Net Profit | $55.9M | $26.1M |
| Gross Margin | — | 40.0% |
| Operating Margin | 25.7% | 18.3% |
| Net Margin | 30.3% | 10.6% |
| Revenue YoY | 0.9% | 2.4% |
| Net Profit YoY | 11.0% | -44.5% |
| EPS (diluted) | $1.27 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $245.3M | ||
| Q3 25 | $186.2M | $260.5M | ||
| Q2 25 | $182.4M | $255.5M | ||
| Q1 25 | $178.6M | $222.3M | ||
| Q4 24 | $182.7M | $239.6M | ||
| Q3 24 | $174.7M | $238.3M | ||
| Q2 24 | $179.8M | $219.7M | ||
| Q1 24 | $174.4M | $192.6M |
| Q4 25 | $55.9M | $26.1M | ||
| Q3 25 | $51.8M | $47.2M | ||
| Q2 25 | $51.8M | $44.1M | ||
| Q1 25 | $45.6M | $42.2M | ||
| Q4 24 | $50.3M | $47.0M | ||
| Q3 24 | $47.0M | $49.5M | ||
| Q2 24 | $51.1M | $35.0M | ||
| Q1 24 | $49.7M | $29.7M |
| Q4 25 | — | 40.0% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 43.9% | ||
| Q4 24 | — | 44.5% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 38.8% |
| Q4 25 | 25.7% | 18.3% | ||
| Q3 25 | 33.0% | 25.1% | ||
| Q2 25 | 36.1% | 24.0% | ||
| Q1 25 | 33.3% | 26.7% | ||
| Q4 24 | 28.9% | 28.0% | ||
| Q3 24 | 35.4% | 28.4% | ||
| Q2 24 | 39.6% | 23.3% | ||
| Q1 24 | 38.9% | 21.3% |
| Q4 25 | 30.3% | 10.6% | ||
| Q3 25 | 27.8% | 18.1% | ||
| Q2 25 | 28.4% | 17.3% | ||
| Q1 25 | 25.5% | 19.0% | ||
| Q4 24 | 27.6% | 19.6% | ||
| Q3 24 | 26.9% | 20.8% | ||
| Q2 24 | 28.4% | 15.9% | ||
| Q1 24 | 28.5% | 15.4% |
| Q4 25 | $1.27 | $0.57 | ||
| Q3 25 | $1.16 | $1.01 | ||
| Q2 25 | $1.15 | $0.94 | ||
| Q1 25 | $1.00 | $0.90 | ||
| Q4 24 | $1.10 | $1.00 | ||
| Q3 24 | $1.00 | $1.05 | ||
| Q2 24 | $1.08 | $0.75 | ||
| Q1 24 | $1.05 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $104.1M |
| Total DebtLower is stronger | — | $174.4M |
| Stockholders' EquityBook value | $1.4B | $713.1M |
| Total Assets | $12.5B | $1.3B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $104.1M | ||
| Q3 25 | $740.3M | $127.1M | ||
| Q2 25 | $851.8M | $140.9M | ||
| Q1 25 | $710.6M | $160.2M | ||
| Q4 24 | $591.1M | $137.5M | ||
| Q3 24 | $680.6M | $124.8M | ||
| Q2 24 | $740.4M | $129.5M | ||
| Q1 24 | $754.4M | $138.8M |
| Q4 25 | — | $174.4M | ||
| Q3 25 | — | $114.7M | ||
| Q2 25 | — | $110.6M | ||
| Q1 25 | — | $110.6M | ||
| Q4 24 | — | $111.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $144.7M | ||
| Q1 24 | — | $160.9M |
| Q4 25 | $1.4B | $713.1M | ||
| Q3 25 | $1.4B | $764.0M | ||
| Q2 25 | $1.3B | $736.0M | ||
| Q1 25 | $1.3B | $685.1M | ||
| Q4 24 | $1.3B | $631.2M | ||
| Q3 24 | $1.3B | $613.3M | ||
| Q2 24 | $1.2B | $574.8M | ||
| Q1 24 | $1.2B | $573.6M |
| Q4 25 | $12.5B | $1.3B | ||
| Q3 25 | $12.2B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.0B | ||
| Q3 24 | $11.5B | $996.3M | ||
| Q2 24 | $11.3B | $942.5M | ||
| Q1 24 | $11.2B | $981.6M |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $31.0M |
| Free Cash FlowOCF − Capex | $199.3M | $11.4M |
| FCF MarginFCF / Revenue | 108.1% | 4.7% |
| Capex IntensityCapex / Revenue | 10.0% | 8.0% |
| Cash ConversionOCF / Net Profit | 3.90× | 1.19× |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $31.0M | ||
| Q3 25 | $39.5M | $40.0M | ||
| Q2 25 | $35.9M | $17.9M | ||
| Q1 25 | $83.1M | $46.9M | ||
| Q4 24 | $252.5M | $61.1M | ||
| Q3 24 | $58.1M | $41.5M | ||
| Q2 24 | $95.1M | $34.5M | ||
| Q1 24 | $61.0M | $33.4M |
| Q4 25 | $199.3M | $11.4M | ||
| Q3 25 | $35.5M | $21.2M | ||
| Q2 25 | $31.8M | $-14.7M | ||
| Q1 25 | $78.7M | $16.5M | ||
| Q4 24 | $231.2M | $35.4M | ||
| Q3 24 | $51.8M | $17.8M | ||
| Q2 24 | $90.4M | $14.2M | ||
| Q1 24 | $54.8M | $23.6M |
| Q4 25 | 108.1% | 4.7% | ||
| Q3 25 | 19.1% | 8.2% | ||
| Q2 25 | 17.4% | -5.7% | ||
| Q1 25 | 44.1% | 7.4% | ||
| Q4 24 | 126.5% | 14.8% | ||
| Q3 24 | 29.6% | 7.5% | ||
| Q2 24 | 50.3% | 6.5% | ||
| Q1 24 | 31.4% | 12.2% |
| Q4 25 | 10.0% | 8.0% | ||
| Q3 25 | 2.1% | 7.2% | ||
| Q2 25 | 2.3% | 12.7% | ||
| Q1 25 | 2.4% | 13.7% | ||
| Q4 24 | 11.7% | 10.7% | ||
| Q3 24 | 3.6% | 9.9% | ||
| Q2 24 | 2.6% | 9.2% | ||
| Q1 24 | 3.5% | 5.1% |
| Q4 25 | 3.90× | 1.19× | ||
| Q3 25 | 0.76× | 0.85× | ||
| Q2 25 | 0.69× | 0.41× | ||
| Q1 25 | 1.82× | 1.11× | ||
| Q4 24 | 5.02× | 1.30× | ||
| Q3 24 | 1.24× | 0.84× | ||
| Q2 24 | 1.86× | 0.98× | ||
| Q1 24 | 1.23× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
