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Side-by-side financial comparison of Omega Flex, Inc. (OFLX) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Omega Flex, Inc. is the larger business by last-quarter revenue ($25.2M vs $25.0M, roughly 1.0× Pioneer Bancorp, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 13.5%, a 68.6% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs -0.0%).

Smart Omega Esports, formerly known as PLDT–Smart Omega, is a Philippine franchise-based professional esports team which competes in The Nationals, the top esports league in the Philippines sanctioned by the eSports National Association of the Philippines, and MPL Philippines. It was formed as a result of a partnership between esports team Sterling Global Dragons and corporate firms, PLDT Inc. and its mobile arm, Smart Communications.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

OFLX vs PBFS — Head-to-Head

Bigger by revenue
OFLX
OFLX
1.0× larger
OFLX
$25.2M
$25.0M
PBFS
Higher net margin
PBFS
PBFS
68.6% more per $
PBFS
82.1%
13.5%
OFLX
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
-0.0%
OFLX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OFLX
OFLX
PBFS
PBFS
Revenue
$25.2M
$25.0M
Net Profit
$3.4M
$3.7M
Gross Margin
59.2%
Operating Margin
15.8%
21.3%
Net Margin
13.5%
82.1%
Revenue YoY
-6.5%
Net Profit YoY
-27.1%
EPS (diluted)
$0.34
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OFLX
OFLX
PBFS
PBFS
Q4 25
$25.2M
$25.0M
Q3 25
$24.2M
$24.0M
Q2 25
$25.5M
$24.4M
Q1 25
$23.3M
$22.8M
Q4 24
$27.0M
Q3 24
$24.9M
$22.0M
Q2 24
$24.6M
$20.9M
Q1 24
$25.2M
$21.6M
Net Profit
OFLX
OFLX
PBFS
PBFS
Q4 25
$3.4M
$3.7M
Q3 25
$3.7M
$4.3M
Q2 25
$4.2M
$6.5M
Q1 25
$3.6M
$5.8M
Q4 24
$4.7M
Q3 24
$4.6M
$6.3M
Q2 24
$4.5M
$3.9M
Q1 24
$4.2M
$4.7M
Gross Margin
OFLX
OFLX
PBFS
PBFS
Q4 25
59.2%
Q3 25
60.2%
Q2 25
60.4%
Q1 25
60.3%
Q4 24
61.5%
Q3 24
61.7%
Q2 24
61.8%
Q1 24
59.9%
Operating Margin
OFLX
OFLX
PBFS
PBFS
Q4 25
15.8%
21.3%
Q3 25
17.3%
23.4%
Q2 25
18.5%
33.3%
Q1 25
17.4%
32.5%
Q4 24
21.4%
Q3 24
22.0%
37.2%
Q2 24
21.5%
24.1%
Q1 24
20.1%
28.1%
Net Margin
OFLX
OFLX
PBFS
PBFS
Q4 25
13.5%
82.1%
Q3 25
15.2%
18.0%
Q2 25
16.3%
26.4%
Q1 25
15.3%
25.3%
Q4 24
17.4%
Q3 24
18.6%
28.7%
Q2 24
18.3%
107.4%
Q1 24
16.7%
21.9%
EPS (diluted)
OFLX
OFLX
PBFS
PBFS
Q4 25
$0.34
$0.16
Q3 25
$0.37
$0.18
Q2 25
$0.41
$0.26
Q1 25
$0.35
$0.23
Q4 24
$0.45
Q3 24
$0.46
$0.25
Q2 24
$0.45
$0.15
Q1 24
$0.42
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OFLX
OFLX
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$53.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$84.2M
$323.9M
Total Assets
$105.0M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OFLX
OFLX
PBFS
PBFS
Q4 25
$53.2M
Q3 25
$49.4M
Q2 25
$50.7M
Q1 25
$49.2M
Q4 24
$51.7M
Q3 24
$45.9M
Q2 24
$45.7M
Q1 24
$45.3M
Stockholders' Equity
OFLX
OFLX
PBFS
PBFS
Q4 25
$84.2M
$323.9M
Q3 25
$84.2M
$314.2M
Q2 25
$84.0M
$314.2M
Q1 25
$83.3M
$310.7M
Q4 24
$83.1M
Q3 24
$82.0M
$303.8M
Q2 24
$80.6M
$296.5M
Q1 24
$79.6M
$289.0M
Total Assets
OFLX
OFLX
PBFS
PBFS
Q4 25
$105.0M
$2.2B
Q3 25
$103.8M
$2.2B
Q2 25
$102.8M
$2.1B
Q1 25
$102.8M
$2.1B
Q4 24
$105.9M
Q3 24
$102.9M
$2.0B
Q2 24
$99.6M
Q1 24
$99.2M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OFLX
OFLX
PBFS
PBFS
Operating Cash FlowLast quarter
$7.5M
$11.1M
Free Cash FlowOCF − Capex
$7.3M
FCF MarginFCF / Revenue
28.9%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
2.20×
2.97×
TTM Free Cash FlowTrailing 4 quarters
$15.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OFLX
OFLX
PBFS
PBFS
Q4 25
$7.5M
$11.1M
Q3 25
$2.7M
$3.9M
Q2 25
$5.5M
$5.1M
Q1 25
$1.6M
$-3.5M
Q4 24
$9.8M
Q3 24
$4.0M
$1.9M
Q2 24
$4.4M
$9.0M
Q1 24
$2.7M
$3.3M
Free Cash Flow
OFLX
OFLX
PBFS
PBFS
Q4 25
$7.3M
Q3 25
$2.0M
Q2 25
$5.0M
Q1 25
$1.0M
Q4 24
$9.2M
Q3 24
$3.6M
Q2 24
$3.8M
Q1 24
$2.2M
FCF Margin
OFLX
OFLX
PBFS
PBFS
Q4 25
28.9%
Q3 25
8.4%
Q2 25
19.6%
Q1 25
4.3%
Q4 24
34.1%
Q3 24
14.7%
Q2 24
15.3%
Q1 24
8.9%
Capex Intensity
OFLX
OFLX
PBFS
PBFS
Q4 25
0.8%
Q3 25
2.5%
Q2 25
1.7%
Q1 25
2.4%
Q4 24
2.1%
Q3 24
1.4%
Q2 24
2.6%
Q1 24
1.8%
Cash Conversion
OFLX
OFLX
PBFS
PBFS
Q4 25
2.20×
2.97×
Q3 25
0.72×
0.90×
Q2 25
1.31×
0.78×
Q1 25
0.44×
-0.61×
Q4 24
2.08×
Q3 24
0.86×
0.30×
Q2 24
0.98×
2.30×
Q1 24
0.64×
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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