vs
Side-by-side financial comparison of OLB GROUP, INC. (OLB) and PAVmed Inc. (PAVM). Click either name above to swap in a different company.
OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $996.0K, roughly 1.8× PAVmed Inc.). PAVmed Inc. runs the higher net margin — 6465.8% vs -83.7%, a 6549.5% gap on every dollar of revenue. On growth, PAVmed Inc. posted the faster year-over-year revenue change (25.9% vs -35.2%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
PAVmed Inc. is a commercial-stage medical technology company that designs, develops and commercializes innovative diagnostic and therapeutic medical products. Its portfolio covers point-of-care diagnostics, interventional oncology and gastroenterology solutions, primarily serving healthcare providers and patients across the United States.
OLB vs PAVM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2024
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $996.0K |
| Net Profit | $-1.5M | $64.4M |
| Gross Margin | — | -38.7% |
| Operating Margin | -83.7% | -1162.4% |
| Net Margin | -83.7% | 6465.8% |
| Revenue YoY | -35.2% | 25.9% |
| Net Profit YoY | 67.5% | 464.4% |
| EPS (diluted) | $-0.48 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | — | ||
| Q3 25 | $2.3M | — | ||
| Q2 25 | $2.3M | — | ||
| Q1 25 | $2.3M | — | ||
| Q4 24 | $2.7M | — | ||
| Q3 24 | $3.1M | $996.0K | ||
| Q2 24 | $3.5M | $979.0K | ||
| Q1 24 | $3.5M | $1.0M |
| Q4 25 | $-1.5M | — | ||
| Q3 25 | $-1.2M | — | ||
| Q2 25 | $-2.1M | — | ||
| Q1 25 | $-1.1M | — | ||
| Q4 24 | $-4.6M | — | ||
| Q3 24 | $-1.6M | $64.4M | ||
| Q2 24 | $-2.6M | $-10.8M | ||
| Q1 24 | $-2.4M | $-15.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -38.7% | ||
| Q2 24 | — | -70.2% | ||
| Q1 24 | — | -72.7% |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -49.1% | — | ||
| Q2 25 | -74.8% | — | ||
| Q1 25 | -36.6% | — | ||
| Q4 24 | -166.0% | — | ||
| Q3 24 | -52.9% | -1162.4% | ||
| Q2 24 | -74.3% | -1397.8% | ||
| Q1 24 | -82.6% | -1389.7% |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -50.8% | — | ||
| Q2 25 | -93.7% | — | ||
| Q1 25 | -46.9% | — | ||
| Q4 24 | -167.1% | — | ||
| Q3 24 | -52.9% | 6465.8% | ||
| Q2 24 | -75.2% | -1105.9% | ||
| Q1 24 | -67.8% | -1506.1% |
| Q4 25 | $-0.48 | — | ||
| Q3 25 | $-0.13 | — | ||
| Q2 25 | $-0.66 | — | ||
| Q1 25 | $-0.47 | — | ||
| Q4 24 | $-3.55 | — | ||
| Q3 24 | $-0.92 | $1.44 | ||
| Q2 24 | $-1.49 | $-1.19 | ||
| Q1 24 | $-0.14 | $-2.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $765.0K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.6M | $-4.9M |
| Total Assets | $12.3M | $30.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $29.3K | — | ||
| Q4 24 | $27.4K | — | ||
| Q3 24 | $41.3K | $765.0K | ||
| Q2 24 | $53.3K | $25.5M | ||
| Q1 24 | $3.3K | $25.5M |
| Q4 25 | $4.6M | — | ||
| Q3 25 | $5.3M | — | ||
| Q2 25 | $6.4M | — | ||
| Q1 25 | $2.3M | — | ||
| Q4 24 | $3.2M | — | ||
| Q3 24 | $6.7M | $-4.9M | ||
| Q2 24 | $8.3M | $-73.9M | ||
| Q1 24 | $11.0M | $-68.8M |
| Q4 25 | $12.3M | — | ||
| Q3 25 | $12.2M | — | ||
| Q2 25 | $12.4M | — | ||
| Q1 25 | $12.5M | — | ||
| Q4 24 | $12.7M | — | ||
| Q3 24 | $15.9M | $30.6M | ||
| Q2 24 | $16.6M | $39.4M | ||
| Q1 24 | $18.3M | $37.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-8.9M |
| Free Cash FlowOCF − Capex | — | $-8.9M |
| FCF MarginFCF / Revenue | — | -892.5% |
| Capex IntensityCapex / Revenue | — | 0.6% |
| Cash ConversionOCF / Net Profit | — | -0.14× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-45.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | — | ||
| Q3 25 | $-115.5K | — | ||
| Q2 25 | $-1.0M | — | ||
| Q1 25 | $-155.8K | — | ||
| Q4 24 | $-2.6M | — | ||
| Q3 24 | $-376.7K | $-8.9M | ||
| Q2 24 | $-785.5K | $-11.7M | ||
| Q1 24 | $-424.7K | $-13.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-8.9M | ||
| Q2 24 | — | $-11.7M | ||
| Q1 24 | — | $-13.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -892.5% | ||
| Q2 24 | — | -1190.9% | ||
| Q1 24 | — | -1302.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 4.2% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.14× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
PAVM
Segment breakdown not available.
