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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Peraso Inc. (PRSO). Click either name above to swap in a different company.
Peraso Inc. is the larger business by last-quarter revenue ($2.9M vs $1.8M, roughly 1.6× OLB GROUP, INC.). Peraso Inc. runs the higher net margin — -43.3% vs -83.7%, a 40.4% gap on every dollar of revenue. On growth, Peraso Inc. posted the faster year-over-year revenue change (-22.0% vs -35.2%). Over the past eight quarters, Peraso Inc.'s revenue compounded faster (1.0% CAGR vs -28.7%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
Peraso Inc. is a semiconductor technology firm specializing in the design and production of high-performance millimeter wave (mmWave) integrated circuits and modules. It delivers 5G and next-generation wireless connectivity solutions for telecom infrastructure, industrial IoT, fixed wireless access and consumer electronics segments, serving customers across North America, Asia Pacific and European markets.
OLB vs PRSO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $2.9M |
| Net Profit | $-1.5M | $-1.2M |
| Gross Margin | — | 52.2% |
| Operating Margin | -83.7% | -44.6% |
| Net Margin | -83.7% | -43.3% |
| Revenue YoY | -35.2% | -22.0% |
| Net Profit YoY | 67.5% | 20.3% |
| EPS (diluted) | $-0.48 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $2.9M | ||
| Q3 25 | $2.3M | $3.2M | ||
| Q2 25 | $2.3M | $2.2M | ||
| Q1 25 | $2.3M | $3.9M | ||
| Q4 24 | $2.7M | $3.7M | ||
| Q3 24 | $3.1M | $3.8M | ||
| Q2 24 | $3.5M | $4.2M | ||
| Q1 24 | $3.5M | $2.8M |
| Q4 25 | $-1.5M | $-1.2M | ||
| Q3 25 | $-1.2M | $-1.2M | ||
| Q2 25 | $-2.1M | $-1.8M | ||
| Q1 25 | $-1.1M | $-471.0K | ||
| Q4 24 | $-4.6M | $-1.6M | ||
| Q3 24 | $-1.6M | $-2.7M | ||
| Q2 24 | $-2.6M | $-4.4M | ||
| Q1 24 | $-2.4M | $-2.0M |
| Q4 25 | — | 52.2% | ||
| Q3 25 | — | 56.2% | ||
| Q2 25 | — | 48.3% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | — | 55.5% | ||
| Q1 24 | — | 46.4% |
| Q4 25 | -83.7% | -44.6% | ||
| Q3 25 | -49.1% | -36.8% | ||
| Q2 25 | -74.8% | -80.0% | ||
| Q1 25 | -36.6% | -13.3% | ||
| Q4 24 | -166.0% | -44.3% | ||
| Q3 24 | -52.9% | -70.3% | ||
| Q2 24 | -74.3% | -105.6% | ||
| Q1 24 | -82.6% | -128.9% |
| Q4 25 | -83.7% | -43.3% | ||
| Q3 25 | -50.8% | -37.4% | ||
| Q2 25 | -93.7% | -82.4% | ||
| Q1 25 | -46.9% | -12.2% | ||
| Q4 24 | -167.1% | -42.4% | ||
| Q3 24 | -52.9% | -70.6% | ||
| Q2 24 | -75.2% | -104.4% | ||
| Q1 24 | -67.8% | -72.1% |
| Q4 25 | $-0.48 | $-0.09 | ||
| Q3 25 | $-0.13 | $-0.17 | ||
| Q2 25 | $-0.66 | $-0.31 | ||
| Q1 25 | $-0.47 | $-0.10 | ||
| Q4 24 | $-3.55 | $0.36 | ||
| Q3 24 | $-0.92 | $-0.98 | ||
| Q2 24 | $-1.49 | $-1.88 | ||
| Q1 24 | $-0.14 | $-1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.6M | $4.6M |
| Total Assets | $12.3M | $6.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $29.3K | — | ||
| Q4 24 | $27.4K | $3.3M | ||
| Q3 24 | $41.3K | $1.3M | ||
| Q2 24 | $53.3K | $1.9M | ||
| Q1 24 | $3.3K | $2.4M |
| Q4 25 | $4.6M | $4.6M | ||
| Q3 25 | $5.3M | $3.6M | ||
| Q2 25 | $6.4M | $3.0M | ||
| Q1 25 | $2.3M | $3.6M | ||
| Q4 24 | $3.2M | $3.5M | ||
| Q3 24 | $6.7M | $2.0M | ||
| Q2 24 | $8.3M | $3.6M | ||
| Q1 24 | $11.0M | $6.7M |
| Q4 25 | $12.3M | $6.1M | ||
| Q3 25 | $12.2M | $6.2M | ||
| Q2 25 | $12.4M | $5.5M | ||
| Q1 25 | $12.5M | $6.7M | ||
| Q4 24 | $12.7M | $7.2M | ||
| Q3 24 | $15.9M | $7.2M | ||
| Q2 24 | $16.6M | $9.8M | ||
| Q1 24 | $18.3M | $11.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-1.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $-1.1M | ||
| Q3 25 | $-115.5K | $-1.5M | ||
| Q2 25 | $-1.0M | $-2.0M | ||
| Q1 25 | $-155.8K | $-966.0K | ||
| Q4 24 | $-2.6M | $-687.0K | ||
| Q3 24 | $-376.7K | $-683.0K | ||
| Q2 24 | $-785.5K | $-659.0K | ||
| Q1 24 | $-424.7K | $-2.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $-1.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | -48.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
PRSO
| Products | $2.8M | 96% |
| Other | $105.0K | 4% |
