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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and D-Wave Quantum Inc. (QBTS). Click either name above to swap in a different company.
D-Wave Quantum Inc. is the larger business by last-quarter revenue ($2.8M vs $1.8M, roughly 1.6× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -1538.0%, a 1454.3% gap on every dollar of revenue. On growth, D-Wave Quantum Inc. posted the faster year-over-year revenue change (19.2% vs -35.2%). Over the past eight quarters, D-Wave Quantum Inc.'s revenue compounded faster (-2.7% CAGR vs -28.7%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
D-Wave Quantum Inc. is a quantum computing company with locations in Palo Alto, California and Burnaby, British Columbia. D-Wave claims to be the world's first company to sell computers that exploit quantum effects in their operation. D-Wave's early customers include Lockheed Martin, the University of Southern California, Google/NASA, and Los Alamos National Laboratory.
OLB vs QBTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $2.8M |
| Net Profit | $-1.5M | $-42.3M |
| Gross Margin | — | 64.8% |
| Operating Margin | -83.7% | -1266.0% |
| Net Margin | -83.7% | -1538.0% |
| Revenue YoY | -35.2% | 19.2% |
| Net Profit YoY | 67.5% | 50.8% |
| EPS (diluted) | $-0.48 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $2.8M | ||
| Q3 25 | $2.3M | $3.7M | ||
| Q2 25 | $2.3M | $3.1M | ||
| Q1 25 | $2.3M | $15.0M | ||
| Q4 24 | $2.7M | $2.3M | ||
| Q3 24 | $3.1M | — | ||
| Q2 24 | $3.5M | $2.2M | ||
| Q1 24 | $3.5M | $2.5M |
| Q4 25 | $-1.5M | $-42.3M | ||
| Q3 25 | $-1.2M | $-140.0M | ||
| Q2 25 | $-2.1M | $-167.3M | ||
| Q1 25 | $-1.1M | $-5.4M | ||
| Q4 24 | $-4.6M | $-86.1M | ||
| Q3 24 | $-1.6M | — | ||
| Q2 24 | $-2.6M | $-17.8M | ||
| Q1 24 | $-2.4M | $-17.3M |
| Q4 25 | — | 64.8% | ||
| Q3 25 | — | 71.4% | ||
| Q2 25 | — | 63.8% | ||
| Q1 25 | — | 92.5% | ||
| Q4 24 | — | 63.8% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 63.6% | ||
| Q1 24 | — | 67.3% |
| Q4 25 | -83.7% | -1266.0% | ||
| Q3 25 | -49.1% | -741.8% | ||
| Q2 25 | -74.8% | -856.3% | ||
| Q1 25 | -36.6% | -75.3% | ||
| Q4 24 | -166.0% | -876.2% | ||
| Q3 24 | -52.9% | — | ||
| Q2 24 | -74.3% | -863.0% | ||
| Q1 24 | -82.6% | -710.6% |
| Q4 25 | -83.7% | -1538.0% | ||
| Q3 25 | -50.8% | -3743.9% | ||
| Q2 25 | -93.7% | -5406.4% | ||
| Q1 25 | -46.9% | -36.1% | ||
| Q4 24 | -167.1% | -3727.9% | ||
| Q3 24 | -52.9% | — | ||
| Q2 24 | -75.2% | -814.4% | ||
| Q1 24 | -67.8% | -702.3% |
| Q4 25 | $-0.48 | $-0.13 | ||
| Q3 25 | $-0.13 | $-0.41 | ||
| Q2 25 | $-0.66 | $-0.55 | ||
| Q1 25 | $-0.47 | $-0.02 | ||
| Q4 24 | $-3.55 | $-0.43 | ||
| Q3 24 | $-0.92 | — | ||
| Q2 24 | $-1.49 | $-0.10 | ||
| Q1 24 | $-0.14 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $884.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.6M | $852.2M |
| Total Assets | $12.3M | $915.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $884.5M | ||
| Q3 25 | — | $836.2M | ||
| Q2 25 | — | $819.3M | ||
| Q1 25 | $29.3K | $304.3M | ||
| Q4 24 | $27.4K | $178.0M | ||
| Q3 24 | $41.3K | — | ||
| Q2 24 | $53.3K | — | ||
| Q1 24 | $3.3K | — |
| Q4 25 | $4.6M | $852.2M | ||
| Q3 25 | $5.3M | $670.6M | ||
| Q2 25 | $6.4M | $694.3M | ||
| Q1 25 | $2.3M | $207.4M | ||
| Q4 24 | $3.2M | $62.6M | ||
| Q3 24 | $6.7M | — | ||
| Q2 24 | $8.3M | $-21.5M | ||
| Q1 24 | $11.0M | $-37.0M |
| Q4 25 | $12.3M | $915.8M | ||
| Q3 25 | $12.2M | $865.8M | ||
| Q2 25 | $12.4M | $843.6M | ||
| Q1 25 | $12.5M | $325.6M | ||
| Q4 24 | $12.7M | $199.9M | ||
| Q3 24 | $15.9M | — | ||
| Q2 24 | $16.6M | $61.8M | ||
| Q1 24 | $18.3M | $48.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-20.0M |
| FCF MarginFCF / Revenue | — | -727.9% |
| Capex IntensityCapex / Revenue | — | 60.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-75.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $-18.4M | ||
| Q3 25 | $-115.5K | $-19.0M | ||
| Q2 25 | $-1.0M | $-15.3M | ||
| Q1 25 | $-155.8K | $-19.3M | ||
| Q4 24 | $-2.6M | $2.0M | ||
| Q3 24 | $-376.7K | — | ||
| Q2 24 | $-785.5K | $-14.5M | ||
| Q1 24 | $-424.7K | $-12.1M |
| Q4 25 | — | $-20.0M | ||
| Q3 25 | — | $-20.1M | ||
| Q2 25 | — | $-16.0M | ||
| Q1 25 | — | $-19.7M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-15.0M | ||
| Q1 24 | — | $-12.4M |
| Q4 25 | — | -727.9% | ||
| Q3 25 | — | -536.5% | ||
| Q2 25 | — | -518.1% | ||
| Q1 25 | — | -131.4% | ||
| Q4 24 | — | 46.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -687.7% | ||
| Q1 24 | — | -504.0% |
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 41.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 25.0% | ||
| Q1 24 | — | 12.4% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
QBTS
| Transferred Over Time | $2.4M | 89% |
| Other | $306.0K | 11% |
