vs

Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Q32 Bio Inc. (QTTB). Click either name above to swap in a different company.

Q32 Bio Inc. is the larger business by last-quarter revenue ($1.9M vs $1.8M, roughly 1.1× OLB GROUP, INC.). Q32 Bio Inc. runs the higher net margin — 2991.2% vs -83.7%, a 3074.9% gap on every dollar of revenue.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Q32 Bio Inc. is a clinical-stage biotechnology company focused on developing targeted antibody-based immunotherapies for autoimmune disorders, inflammatory conditions and rare immunological diseases with unmet medical needs, operating primarily across North America and European markets.

OLB vs QTTB — Head-to-Head

Bigger by revenue
QTTB
QTTB
1.1× larger
QTTB
$1.9M
$1.8M
OLB
Higher net margin
QTTB
QTTB
3074.9% more per $
QTTB
2991.2%
-83.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OLB
OLB
QTTB
QTTB
Revenue
$1.8M
$1.9M
Net Profit
$-1.5M
$57.7M
Gross Margin
Operating Margin
-83.7%
Net Margin
-83.7%
2991.2%
Revenue YoY
-35.2%
Net Profit YoY
67.5%
506.9%
EPS (diluted)
$-0.48
$4.70

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
QTTB
QTTB
Q4 25
$1.8M
$1.9M
Q3 25
$2.3M
$-220.0K
Q2 25
$2.3M
$-284.0K
Q1 25
$2.3M
$-371.0K
Q4 24
$2.7M
$0
Q3 24
$3.1M
$0
Q2 24
$3.5M
$0
Q1 24
$3.5M
$0
Net Profit
OLB
OLB
QTTB
QTTB
Q4 25
$-1.5M
$57.7M
Q3 25
$-1.2M
$-7.4M
Q2 25
$-2.1M
$-9.5M
Q1 25
$-1.1M
$-11.0M
Q4 24
$-4.6M
$-14.2M
Q3 24
$-1.6M
$-17.6M
Q2 24
$-2.6M
$-17.0M
Q1 24
$-2.4M
$1.0M
Operating Margin
OLB
OLB
QTTB
QTTB
Q4 25
-83.7%
Q3 25
-49.1%
3444.1%
Q2 25
-74.8%
3229.2%
Q1 25
-36.6%
3296.0%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
-74.3%
Q1 24
-82.6%
Net Margin
OLB
OLB
QTTB
QTTB
Q4 25
-83.7%
2991.2%
Q3 25
-50.8%
3358.6%
Q2 25
-93.7%
3341.2%
Q1 25
-46.9%
2973.3%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
-75.2%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
QTTB
QTTB
Q4 25
$-0.48
$4.70
Q3 25
$-0.13
$-0.60
Q2 25
$-0.66
$-0.78
Q1 25
$-0.47
$-0.90
Q4 24
$-3.55
$2.63
Q3 24
$-0.92
$-1.46
Q2 24
$-1.49
$-1.42
Q1 24
$-0.14
$-6.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
QTTB
QTTB
Cash + ST InvestmentsLiquidity on hand
$48.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.6M
$42.0M
Total Assets
$12.3M
$61.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
QTTB
QTTB
Q4 25
$48.3M
Q3 25
$49.0M
Q2 25
$54.8M
Q1 25
$29.3K
$65.5M
Q4 24
$27.4K
$78.0M
Q3 24
$41.3K
$89.1M
Q2 24
$53.3K
$97.7M
Q1 24
$3.3K
$115.5M
Stockholders' Equity
OLB
OLB
QTTB
QTTB
Q4 25
$4.6M
$42.0M
Q3 25
$5.3M
$-18.4M
Q2 25
$6.4M
$-12.2M
Q1 25
$2.3M
$-4.0M
Q4 24
$3.2M
$5.7M
Q3 24
$6.7M
$18.3M
Q2 24
$8.3M
$33.5M
Q1 24
$11.0M
$48.8M
Total Assets
OLB
OLB
QTTB
QTTB
Q4 25
$12.3M
$61.8M
Q3 25
$12.2M
$57.8M
Q2 25
$12.4M
$66.1M
Q1 25
$12.5M
$79.1M
Q4 24
$12.7M
$92.3M
Q3 24
$15.9M
$104.5M
Q2 24
$16.6M
$124.2M
Q1 24
$18.3M
$152.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
QTTB
QTTB
Operating Cash FlowLast quarter
$-1.3M
$-6.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
-0.11×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
QTTB
QTTB
Q4 25
$-1.3M
$-6.2M
Q3 25
$-115.5K
$-4.2M
Q2 25
$-1.0M
$-10.7M
Q1 25
$-155.8K
$-12.5M
Q4 24
$-2.6M
$-11.4M
Q3 24
$-376.7K
$-19.5M
Q2 24
$-785.5K
$-22.2M
Q1 24
$-424.7K
$-14.6M
Free Cash Flow
OLB
OLB
QTTB
QTTB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$-11.4M
Q3 24
$-19.6M
Q2 24
$-22.2M
Q1 24
Capex Intensity
OLB
OLB
QTTB
QTTB
Q4 25
Q3 25
0.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
OLB
OLB
QTTB
QTTB
Q4 25
-0.11×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
-14.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

QTTB
QTTB

Segment breakdown not available.

Related Comparisons