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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and United Maritime Corp (USEA). Click either name above to swap in a different company.

United Maritime Corp is the larger business by last-quarter revenue ($1.8M vs $1.8M, roughly 1.0× OLB GROUP, INC.). United Maritime Corp runs the higher net margin — 59.6% vs -83.7%, a 143.3% gap on every dollar of revenue.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Navios Maritime Holdings Inc. is a multinational, vertically integrated seaborne shipping and logistics company focused on the transport and transshipment of drybulk commodities including iron ore, coal and grain.

OLB vs USEA — Head-to-Head

Bigger by revenue
USEA
USEA
1.0× larger
USEA
$1.8M
$1.8M
OLB
Higher net margin
USEA
USEA
143.3% more per $
USEA
59.6%
-83.7%
OLB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OLB
OLB
USEA
USEA
Revenue
$1.8M
$1.8M
Net Profit
$-1.5M
$1.1M
Gross Margin
Operating Margin
-83.7%
Net Margin
-83.7%
59.6%
Revenue YoY
-35.2%
Net Profit YoY
67.5%
EPS (diluted)
$-0.48
$0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
USEA
USEA
Q4 25
$1.8M
Q3 25
$2.3M
$1.8M
Q2 25
$2.3M
Q1 25
$2.3M
Q4 24
$2.7M
Q3 24
$3.1M
Q2 24
$3.5M
Q1 24
$3.5M
Net Profit
OLB
OLB
USEA
USEA
Q4 25
$-1.5M
Q3 25
$-1.2M
$1.1M
Q2 25
$-2.1M
Q1 25
$-1.1M
Q4 24
$-4.6M
Q3 24
$-1.6M
Q2 24
$-2.6M
Q1 24
$-2.4M
Operating Margin
OLB
OLB
USEA
USEA
Q4 25
-83.7%
Q3 25
-49.1%
Q2 25
-74.8%
Q1 25
-36.6%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
-74.3%
Q1 24
-82.6%
Net Margin
OLB
OLB
USEA
USEA
Q4 25
-83.7%
Q3 25
-50.8%
59.6%
Q2 25
-93.7%
Q1 25
-46.9%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
-75.2%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
USEA
USEA
Q4 25
$-0.48
Q3 25
$-0.13
$0.13
Q2 25
$-0.66
Q1 25
$-0.47
Q4 24
$-3.55
Q3 24
$-0.92
Q2 24
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
USEA
USEA
Cash + ST InvestmentsLiquidity on hand
$19.7M
Total DebtLower is stronger
$49.5M
Stockholders' EquityBook value
$4.6M
$57.5M
Total Assets
$12.3M
$144.2M
Debt / EquityLower = less leverage
0.86×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
USEA
USEA
Q4 25
Q3 25
$19.7M
Q2 25
Q1 25
$29.3K
Q4 24
$27.4K
Q3 24
$41.3K
Q2 24
$53.3K
Q1 24
$3.3K
Total Debt
OLB
OLB
USEA
USEA
Q4 25
Q3 25
$49.5M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OLB
OLB
USEA
USEA
Q4 25
$4.6M
Q3 25
$5.3M
$57.5M
Q2 25
$6.4M
Q1 25
$2.3M
Q4 24
$3.2M
Q3 24
$6.7M
Q2 24
$8.3M
Q1 24
$11.0M
Total Assets
OLB
OLB
USEA
USEA
Q4 25
$12.3M
Q3 25
$12.2M
$144.2M
Q2 25
$12.4M
Q1 25
$12.5M
Q4 24
$12.7M
Q3 24
$15.9M
Q2 24
$16.6M
Q1 24
$18.3M
Debt / Equity
OLB
OLB
USEA
USEA
Q4 25
Q3 25
0.86×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
USEA
USEA
Operating Cash FlowLast quarter
$-1.3M
$-444.0K
Free Cash FlowOCF − Capex
$-477.0K
FCF MarginFCF / Revenue
-26.1%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
-0.41×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
USEA
USEA
Q4 25
$-1.3M
Q3 25
$-115.5K
$-444.0K
Q2 25
$-1.0M
Q1 25
$-155.8K
Q4 24
$-2.6M
Q3 24
$-376.7K
Q2 24
$-785.5K
Q1 24
$-424.7K
Free Cash Flow
OLB
OLB
USEA
USEA
Q4 25
Q3 25
$-477.0K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
OLB
OLB
USEA
USEA
Q4 25
Q3 25
-26.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
OLB
OLB
USEA
USEA
Q4 25
Q3 25
1.8%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
OLB
OLB
USEA
USEA
Q4 25
Q3 25
-0.41×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

USEA
USEA

Segment breakdown not available.

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