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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and VirTra, Inc (VTSI). Click either name above to swap in a different company.
VirTra, Inc is the larger business by last-quarter revenue ($2.9M vs $1.8M, roughly 1.6× OLB GROUP, INC.). VirTra, Inc runs the higher net margin — -27.2% vs -83.7%, a 56.5% gap on every dollar of revenue. On growth, OLB GROUP, INC. posted the faster year-over-year revenue change (-35.2% vs -46.5%). Over the past eight quarters, OLB GROUP, INC.'s revenue compounded faster (-28.7% CAGR vs -37.0%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
VirTra, Inc. is a global provider of highly realistic immersive training simulators and supporting curriculum, primarily serving law enforcement agencies, military units, and public safety organizations. Its scenario-based training systems are designed to enhance frontline personnel's decision-making, de-escalation skills, and on-duty operational safety.
OLB vs VTSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $2.9M |
| Net Profit | $-1.5M | $-792.4K |
| Gross Margin | — | 57.5% |
| Operating Margin | -83.7% | -47.9% |
| Net Margin | -83.7% | -27.2% |
| Revenue YoY | -35.2% | -46.5% |
| Net Profit YoY | 67.5% | 10.8% |
| EPS (diluted) | $-0.48 | $-0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $2.9M | ||
| Q3 25 | $2.3M | $5.3M | ||
| Q2 25 | $2.3M | $7.0M | ||
| Q1 25 | $2.3M | $7.2M | ||
| Q4 24 | $2.7M | $5.4M | ||
| Q3 24 | $3.1M | $7.5M | ||
| Q2 24 | $3.5M | $6.1M | ||
| Q1 24 | $3.5M | $7.3M |
| Q4 25 | $-1.5M | $-792.4K | ||
| Q3 25 | $-1.2M | $-388.6K | ||
| Q2 25 | $-2.1M | $175.3K | ||
| Q1 25 | $-1.1M | $1.3M | ||
| Q4 24 | $-4.6M | $-888.3K | ||
| Q3 24 | $-1.6M | $583.1K | ||
| Q2 24 | $-2.6M | $1.2M | ||
| Q1 24 | $-2.4M | $468.2K |
| Q4 25 | — | 57.5% | ||
| Q3 25 | — | 65.8% | ||
| Q2 25 | — | 69.0% | ||
| Q1 25 | — | 72.6% | ||
| Q4 24 | — | 67.5% | ||
| Q3 24 | — | 73.5% | ||
| Q2 24 | — | 90.9% | ||
| Q1 24 | — | 64.2% |
| Q4 25 | -83.7% | -47.9% | ||
| Q3 25 | -49.1% | -8.4% | ||
| Q2 25 | -74.8% | 13.1% | ||
| Q1 25 | -36.6% | 19.1% | ||
| Q4 24 | -166.0% | -9.9% | ||
| Q3 24 | -52.9% | 10.1% | ||
| Q2 24 | -74.3% | 18.6% | ||
| Q1 24 | -82.6% | 8.9% |
| Q4 25 | -83.7% | -27.2% | ||
| Q3 25 | -50.8% | -7.3% | ||
| Q2 25 | -93.7% | 2.5% | ||
| Q1 25 | -46.9% | 17.7% | ||
| Q4 24 | -167.1% | -16.3% | ||
| Q3 24 | -52.9% | 7.8% | ||
| Q2 24 | -75.2% | 19.8% | ||
| Q1 24 | -67.8% | 6.4% |
| Q4 25 | $-0.48 | $-0.08 | ||
| Q3 25 | $-0.13 | $-0.03 | ||
| Q2 25 | $-0.66 | $0.02 | ||
| Q1 25 | $-0.47 | $0.11 | ||
| Q4 24 | $-3.55 | $-0.08 | ||
| Q3 24 | $-0.92 | $0.05 | ||
| Q2 24 | $-1.49 | $0.11 | ||
| Q1 24 | $-0.14 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.6M |
| Total DebtLower is stronger | — | $7.5M |
| Stockholders' EquityBook value | $4.6M | $45.6M |
| Total Assets | $12.3M | $65.1M |
| Debt / EquityLower = less leverage | — | 0.17× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.6M | ||
| Q3 25 | — | $20.8M | ||
| Q2 25 | — | $20.7M | ||
| Q1 25 | $29.3K | $17.6M | ||
| Q4 24 | $27.4K | $18.0M | ||
| Q3 24 | $41.3K | $19.7M | ||
| Q2 24 | $53.3K | $18.4M | ||
| Q1 24 | $3.3K | $22.4M |
| Q4 25 | — | $7.5M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $4.6M | $45.6M | ||
| Q3 25 | $5.3M | $46.3M | ||
| Q2 25 | $6.4M | $46.8M | ||
| Q1 25 | $2.3M | $46.5M | ||
| Q4 24 | $3.2M | $45.2M | ||
| Q3 24 | $6.7M | $45.7M | ||
| Q2 24 | $8.3M | $44.9M | ||
| Q1 24 | $11.0M | $43.5M |
| Q4 25 | $12.3M | $65.1M | ||
| Q3 25 | $12.2M | $66.2M | ||
| Q2 25 | $12.4M | $67.4M | ||
| Q1 25 | $12.5M | $66.8M | ||
| Q4 24 | $12.7M | $65.0M | ||
| Q3 24 | $15.9M | $66.1M | ||
| Q2 24 | $16.6M | $66.0M | ||
| Q1 24 | $18.3M | $69.4M |
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-1.5M |
| Free Cash FlowOCF − Capex | — | $-2.1M |
| FCF MarginFCF / Revenue | — | -72.5% |
| Capex IntensityCapex / Revenue | — | 21.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $-1.5M | ||
| Q3 25 | $-115.5K | $36.3K | ||
| Q2 25 | $-1.0M | $6.0M | ||
| Q1 25 | $-155.8K | $65.7K | ||
| Q4 24 | $-2.6M | $-908.7K | ||
| Q3 24 | $-376.7K | $897.7K | ||
| Q2 24 | $-785.5K | $-3.9M | ||
| Q1 24 | $-424.7K | $5.1M |
| Q4 25 | — | $-2.1M | ||
| Q3 25 | — | $-61.2K | ||
| Q2 25 | — | $5.4M | ||
| Q1 25 | — | $-362.7K | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | — | $814.2K | ||
| Q2 24 | — | $-3.9M | ||
| Q1 24 | — | $3.6M |
| Q4 25 | — | -72.5% | ||
| Q3 25 | — | -1.1% | ||
| Q2 25 | — | 77.6% | ||
| Q1 25 | — | -5.1% | ||
| Q4 24 | — | -19.5% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | -64.7% | ||
| Q1 24 | — | 48.9% |
| Q4 25 | — | 21.2% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 2.8% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 21.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 34.12× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.54× | ||
| Q2 24 | — | -3.22× | ||
| Q1 24 | — | 10.97× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
VTSI
Segment breakdown not available.
