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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and XMax Inc. (XWIN). Click either name above to swap in a different company.
OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.8M, roughly 1.0× XMax Inc.). On growth, XMax Inc. posted the faster year-over-year revenue change (-11.8% vs -35.2%). Over the past eight quarters, XMax Inc.'s revenue compounded faster (-13.7% CAGR vs -28.7%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
XMax Inc. is a global tech firm focused on Web3 gaming infrastructure and interactive entertainment solutions. It builds custom game development toolkits, decentralized asset systems and cross-platform gaming products for developers and consumers in North America, APAC and Europe.
OLB vs XWIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $1.8M |
| Net Profit | $-1.5M | — |
| Gross Margin | — | 40.3% |
| Operating Margin | -83.7% | -59.3% |
| Net Margin | -83.7% | — |
| Revenue YoY | -35.2% | -11.8% |
| Net Profit YoY | 67.5% | — |
| EPS (diluted) | $-0.48 | $-0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $1.8M | ||
| Q3 25 | $2.3M | $9.8M | ||
| Q2 25 | $2.3M | $2.6M | ||
| Q1 25 | $2.3M | $2.6M | ||
| Q4 24 | $2.7M | $2.0M | ||
| Q3 24 | $3.1M | $2.6M | ||
| Q2 24 | $3.5M | $2.7M | ||
| Q1 24 | $3.5M | $2.4M |
| Q4 25 | $-1.5M | — | ||
| Q3 25 | $-1.2M | $-1.1M | ||
| Q2 25 | $-2.1M | $-289.9K | ||
| Q1 25 | $-1.1M | $-338.9K | ||
| Q4 24 | $-4.6M | — | ||
| Q3 24 | $-1.6M | $-2.5M | ||
| Q2 24 | $-2.6M | $-563.5K | ||
| Q1 24 | $-2.4M | $-1.5M |
| Q4 25 | — | 40.3% | ||
| Q3 25 | — | 10.1% | ||
| Q2 25 | — | 50.2% | ||
| Q1 25 | — | 45.7% | ||
| Q4 24 | — | 42.8% | ||
| Q3 24 | — | 45.1% | ||
| Q2 24 | — | 44.4% | ||
| Q1 24 | — | 42.8% |
| Q4 25 | -83.7% | -59.3% | ||
| Q3 25 | -49.1% | -5.0% | ||
| Q2 25 | -74.8% | -7.7% | ||
| Q1 25 | -36.6% | -7.3% | ||
| Q4 24 | -166.0% | -48.4% | ||
| Q3 24 | -52.9% | -92.0% | ||
| Q2 24 | -74.3% | -18.5% | ||
| Q1 24 | -82.6% | -62.6% |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -50.8% | -11.5% | ||
| Q2 25 | -93.7% | -11.3% | ||
| Q1 25 | -46.9% | -12.9% | ||
| Q4 24 | -167.1% | — | ||
| Q3 24 | -52.9% | -94.3% | ||
| Q2 24 | -75.2% | -21.0% | ||
| Q1 24 | -67.8% | -61.6% |
| Q4 25 | $-0.48 | $-0.06 | ||
| Q3 25 | $-0.13 | $-0.06 | ||
| Q2 25 | $-0.66 | $-0.02 | ||
| Q1 25 | $-0.47 | $-0.03 | ||
| Q4 24 | $-3.55 | $0.11 | ||
| Q3 24 | $-0.92 | $-0.72 | ||
| Q2 24 | $-1.49 | $-0.22 | ||
| Q1 24 | $-0.14 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $6.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.6M | $28.0M |
| Total Assets | $12.3M | $35.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $6.7M | ||
| Q3 25 | — | $1.7M | ||
| Q2 25 | — | $468.8K | ||
| Q1 25 | $29.3K | $147.3K | ||
| Q4 24 | $27.4K | $161.9K | ||
| Q3 24 | $41.3K | $162.3K | ||
| Q2 24 | $53.3K | $363.4K | ||
| Q1 24 | $3.3K | $273.1K |
| Q4 25 | $4.6M | $28.0M | ||
| Q3 25 | $5.3M | $13.6M | ||
| Q2 25 | $6.4M | $6.5M | ||
| Q1 25 | $2.3M | $6.8M | ||
| Q4 24 | $3.2M | $3.1M | ||
| Q3 24 | $6.7M | $-895.9K | ||
| Q2 24 | $8.3M | $48.2K | ||
| Q1 24 | $11.0M | $-42.7K |
| Q4 25 | $12.3M | $35.5M | ||
| Q3 25 | $12.2M | $18.3M | ||
| Q2 25 | $12.4M | $11.6M | ||
| Q1 25 | $12.5M | $11.9M | ||
| Q4 24 | $12.7M | $9.9M | ||
| Q3 24 | $15.9M | $5.1M | ||
| Q2 24 | $16.6M | $5.8M | ||
| Q1 24 | $18.3M | $6.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $1.7M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $1.7M | ||
| Q3 25 | $-115.5K | $-1.9M | ||
| Q2 25 | $-1.0M | $92.5K | ||
| Q1 25 | $-155.8K | $-322.6K | ||
| Q4 24 | $-2.6M | $-263.4K | ||
| Q3 24 | $-376.7K | $-437.9K | ||
| Q2 24 | $-785.5K | $-468.7K | ||
| Q1 24 | $-424.7K | $-221.7K |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
XWIN
| North America | $1.7M | 97% |
| Other | $50.4K | 3% |
