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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and 22nd Century Group, Inc. (XXII). Click either name above to swap in a different company.
22nd Century Group, Inc. is the larger business by last-quarter revenue ($3.5M vs $1.8M, roughly 2.0× OLB GROUP, INC.). 22nd Century Group, Inc. runs the higher net margin — -79.4% vs -83.7%, a 4.3% gap on every dollar of revenue. On growth, 22nd Century Group, Inc. posted the faster year-over-year revenue change (-12.0% vs -35.2%). Over the past eight quarters, 22nd Century Group, Inc.'s revenue compounded faster (-26.1% CAGR vs -28.7%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
22nd Century Media was an American media company based in the suburbs of Chicago. The company was founded in 2005 and at one time published 14 weekly community newspapers. The publications had roughly 160,000 subscribers.
OLB vs XXII — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $3.5M |
| Net Profit | $-1.5M | $-2.8M |
| Gross Margin | — | — |
| Operating Margin | -83.7% | -79.2% |
| Net Margin | -83.7% | -79.4% |
| Revenue YoY | -35.2% | -12.0% |
| Net Profit YoY | 67.5% | 38.4% |
| EPS (diluted) | $-0.48 | $-36.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | $3.5M | ||
| Q3 25 | $2.3M | $4.0M | ||
| Q2 25 | $2.3M | $4.1M | ||
| Q1 25 | $2.3M | $6.0M | ||
| Q4 24 | $2.7M | $4.0M | ||
| Q3 24 | $3.1M | $5.9M | ||
| Q2 24 | $3.5M | $7.9M | ||
| Q1 24 | $3.5M | $6.5M |
| Q4 25 | $-1.5M | $-2.8M | ||
| Q3 25 | $-1.2M | $5.5M | ||
| Q2 25 | $-2.1M | $-3.4M | ||
| Q1 25 | $-1.1M | $-4.3M | ||
| Q4 24 | $-4.6M | $-4.6M | ||
| Q3 24 | $-1.6M | $-3.8M | ||
| Q2 24 | $-2.6M | $-1.1M | ||
| Q1 24 | $-2.4M | $-5.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 36.3% | ||
| Q2 25 | — | 29.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 51.3% | ||
| Q1 24 | — | — |
| Q4 25 | -83.7% | -79.2% | ||
| Q3 25 | -49.1% | -80.1% | ||
| Q2 25 | -74.8% | -73.0% | ||
| Q1 25 | -36.6% | -43.1% | ||
| Q4 24 | -166.0% | -101.8% | ||
| Q3 24 | -52.9% | -56.8% | ||
| Q2 24 | -74.3% | -25.8% | ||
| Q1 24 | -82.6% | -68.5% |
| Q4 25 | -83.7% | -79.4% | ||
| Q3 25 | -50.8% | 136.8% | ||
| Q2 25 | -93.7% | -83.4% | ||
| Q1 25 | -46.9% | -72.7% | ||
| Q4 24 | -167.1% | -113.3% | ||
| Q3 24 | -52.9% | -63.2% | ||
| Q2 24 | -75.2% | -14.0% | ||
| Q1 24 | -67.8% | -88.7% |
| Q4 25 | $-0.48 | $-36.48 | ||
| Q3 25 | $-0.13 | $-0.28 | ||
| Q2 25 | $-0.66 | $-13.61 | ||
| Q1 25 | $-0.47 | $-2.50 | ||
| Q4 24 | $-3.55 | $-42962.00 | ||
| Q3 24 | $-0.92 | $-1760.26 | ||
| Q2 24 | $-1.49 | $-593.72 | ||
| Q1 24 | $-0.14 | $-395.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.1M |
| Total DebtLower is stronger | — | $708.0K |
| Stockholders' EquityBook value | $4.6M | $15.8M |
| Total Assets | $12.3M | $27.0M |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $7.1M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $3.1M | ||
| Q1 25 | $29.3K | $1.1M | ||
| Q4 24 | $27.4K | $4.4M | ||
| Q3 24 | $41.3K | $5.3M | ||
| Q2 24 | $53.3K | $1.3M | ||
| Q1 24 | $3.3K | $1.5M |
| Q4 25 | — | $708.0K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $3.2M | ||
| Q1 25 | — | $3.9M | ||
| Q4 24 | — | $6.7M | ||
| Q3 24 | — | $7.0M | ||
| Q2 24 | — | $7.5M | ||
| Q1 24 | — | $14.7M |
| Q4 25 | $4.6M | $15.8M | ||
| Q3 25 | $5.3M | $18.4M | ||
| Q2 25 | $6.4M | $5.6M | ||
| Q1 25 | $2.3M | $3.6M | ||
| Q4 24 | $3.2M | $4.0M | ||
| Q3 24 | $6.7M | $3.5M | ||
| Q2 24 | $8.3M | $-955.0K | ||
| Q1 24 | $11.0M | $-11.6M |
| Q4 25 | $12.3M | $27.0M | ||
| Q3 25 | $12.2M | $32.4M | ||
| Q2 25 | $12.4M | $22.4M | ||
| Q1 25 | $12.5M | $21.5M | ||
| Q4 24 | $12.7M | $21.7M | ||
| Q3 24 | $15.9M | $26.2M | ||
| Q2 24 | $16.6M | $24.1M | ||
| Q1 24 | $18.3M | $24.6M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 1.08× | ||
| Q4 24 | — | 1.66× | ||
| Q3 24 | — | 2.02× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $2.7M |
| Free Cash FlowOCF − Capex | — | $2.7M |
| FCF MarginFCF / Revenue | — | 77.3% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-7.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | $2.7M | ||
| Q3 25 | $-115.5K | $-4.0M | ||
| Q2 25 | $-1.0M | $-3.5M | ||
| Q1 25 | $-155.8K | $-3.0M | ||
| Q4 24 | $-2.6M | $-4.4M | ||
| Q3 24 | $-376.7K | $-3.0M | ||
| Q2 24 | $-785.5K | $-4.7M | ||
| Q1 24 | $-424.7K | $-2.3M |
| Q4 25 | — | $2.7M | ||
| Q3 25 | — | $-4.0M | ||
| Q2 25 | — | $-3.5M | ||
| Q1 25 | — | $-3.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-3.0M | ||
| Q2 24 | — | $-4.8M | ||
| Q1 24 | — | $-2.3M |
| Q4 25 | — | 77.3% | ||
| Q3 25 | — | -100.3% | ||
| Q2 25 | — | -85.9% | ||
| Q1 25 | — | -50.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -51.2% | ||
| Q2 24 | — | -60.1% | ||
| Q1 24 | — | -35.0% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | -0.73× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
XXII
Segment breakdown not available.
