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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and YXT.COM GROUP HOLDING Ltd (YXT). Click either name above to swap in a different company.

YXT.COM GROUP HOLDING Ltd is the larger business by last-quarter revenue ($3.1M vs $1.8M, roughly 1.8× OLB GROUP, INC.). YXT.COM GROUP HOLDING Ltd runs the higher net margin — 12.9% vs -83.7%, a 96.6% gap on every dollar of revenue.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

YXT.COM GROUP HOLDING Ltd is a leading digital learning solution provider operating primarily in the Chinese market. It offers corporate learning management systems, customized training content, and integrated talent development services for enterprise, educational institution and public sector clients across industries.

OLB vs YXT — Head-to-Head

Bigger by revenue
YXT
YXT
1.8× larger
YXT
$3.1M
$1.8M
OLB
Higher net margin
YXT
YXT
96.6% more per $
YXT
12.9%
-83.7%
OLB

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
OLB
OLB
YXT
YXT
Revenue
$1.8M
$3.1M
Net Profit
$-1.5M
$405.6K
Gross Margin
61.1%
Operating Margin
-83.7%
-44.3%
Net Margin
-83.7%
12.9%
Revenue YoY
-35.2%
Net Profit YoY
67.5%
EPS (diluted)
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
YXT
YXT
Q4 25
$1.8M
Q3 25
$2.3M
Q2 25
$2.3M
Q1 25
$2.3M
Q4 24
$2.7M
Q3 24
$3.1M
Q2 24
$3.5M
$3.1M
Q1 24
$3.5M
Net Profit
OLB
OLB
YXT
YXT
Q4 25
$-1.5M
Q3 25
$-1.2M
Q2 25
$-2.1M
Q1 25
$-1.1M
Q4 24
$-4.6M
Q3 24
$-1.6M
Q2 24
$-2.6M
$405.6K
Q1 24
$-2.4M
Gross Margin
OLB
OLB
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
61.1%
Q1 24
Operating Margin
OLB
OLB
YXT
YXT
Q4 25
-83.7%
Q3 25
-49.1%
Q2 25
-74.8%
Q1 25
-36.6%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
-74.3%
-44.3%
Q1 24
-82.6%
Net Margin
OLB
OLB
YXT
YXT
Q4 25
-83.7%
Q3 25
-50.8%
Q2 25
-93.7%
Q1 25
-46.9%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
-75.2%
12.9%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
YXT
YXT
Q4 25
$-0.48
Q3 25
$-0.13
Q2 25
$-0.66
Q1 25
$-0.47
Q4 24
$-3.55
Q3 24
$-0.92
Q2 24
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
YXT
YXT
Cash + ST InvestmentsLiquidity on hand
$8.5M
Total DebtLower is stronger
$2.3M
Stockholders' EquityBook value
$4.6M
Total Assets
$12.3M
$15.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
$29.3K
Q4 24
$27.4K
Q3 24
$41.3K
Q2 24
$53.3K
$8.5M
Q1 24
$3.3K
Total Debt
OLB
OLB
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$2.3M
Q1 24
Stockholders' Equity
OLB
OLB
YXT
YXT
Q4 25
$4.6M
Q3 25
$5.3M
Q2 25
$6.4M
Q1 25
$2.3M
Q4 24
$3.2M
Q3 24
$6.7M
Q2 24
$8.3M
Q1 24
$11.0M
Total Assets
OLB
OLB
YXT
YXT
Q4 25
$12.3M
Q3 25
$12.2M
Q2 25
$12.4M
Q1 25
$12.5M
Q4 24
$12.7M
Q3 24
$15.9M
Q2 24
$16.6M
$15.9M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
YXT
YXT
Operating Cash FlowLast quarter
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
YXT
YXT
Q4 25
$-1.3M
Q3 25
$-115.5K
Q2 25
$-1.0M
Q1 25
$-155.8K
Q4 24
$-2.6M
Q3 24
$-376.7K
Q2 24
$-785.5K
Q1 24
$-424.7K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

YXT
YXT

Segment breakdown not available.

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