vs
Side-by-side financial comparison of OLD NATIONAL BANCORP (ONB) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.
UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $702.8M, roughly 1.1× OLD NATIONAL BANCORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 33.3%, a 2.1% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (321.6% vs 0.6%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 34.5%).
Old National Bank is an American regional bank with nearly 200 retail branches operated by Old National Bancorp and based in Chicago and Evansville, Indiana. With assets at $48.5 billion and 250 banking centers, Old National Bancorp is the largest financial services bank holding company headquartered in Indiana and one of the top 30 banking companies in the U.S. Old National Bank has locations in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Tennessee, and Wisconsin.
UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
ONB vs UMBF — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $702.8M | $739.2M |
| Net Profit | $233.7M | $261.4M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.3% | 35.4% |
| Revenue YoY | 0.6% | 321.6% |
| Net Profit YoY | 61.5% | 221.4% |
| EPS (diluted) | — | $3.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $702.8M | $739.2M | ||
| Q4 25 | $580.8M | $522.5M | ||
| Q3 25 | $574.6M | $475.0M | ||
| Q2 25 | $514.8M | $467.0M | ||
| Q1 25 | $387.6M | $397.6M | ||
| Q4 24 | $394.2M | $269.0M | ||
| Q3 24 | $391.7M | $247.4M | ||
| Q2 24 | $388.4M | $245.1M |
| Q1 26 | $233.7M | $261.4M | ||
| Q4 25 | $216.6M | $215.4M | ||
| Q3 25 | $182.6M | $188.3M | ||
| Q2 25 | $125.4M | $217.4M | ||
| Q1 25 | $144.7M | $81.3M | ||
| Q4 24 | $153.9M | $120.0M | ||
| Q3 24 | $143.8M | $109.6M | ||
| Q2 24 | $121.2M | $101.3M |
| Q1 26 | — | — | ||
| Q4 25 | 46.7% | 51.7% | ||
| Q3 25 | 40.5% | 49.8% | ||
| Q2 25 | 30.2% | 58.9% | ||
| Q1 25 | 46.8% | 23.4% | ||
| Q4 24 | 47.2% | 53.8% | ||
| Q3 24 | 47.2% | 54.8% | ||
| Q2 24 | 40.3% | 51.8% |
| Q1 26 | 33.3% | 35.4% | ||
| Q4 25 | 37.3% | 41.2% | ||
| Q3 25 | 31.8% | 39.6% | ||
| Q2 25 | 24.4% | 46.5% | ||
| Q1 25 | 37.3% | 20.5% | ||
| Q4 24 | 39.0% | 44.6% | ||
| Q3 24 | 36.7% | 44.3% | ||
| Q2 24 | 31.2% | 41.3% |
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.55 | $2.90 | ||
| Q3 25 | $0.46 | $2.36 | ||
| Q2 25 | $0.34 | $2.82 | ||
| Q1 25 | $0.44 | $1.21 | ||
| Q4 24 | $0.47 | $2.44 | ||
| Q3 24 | $0.44 | $2.23 | ||
| Q2 24 | $0.37 | $2.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $477.2M |
| Stockholders' EquityBook value | $8.5B | $7.8B |
| Total Assets | $73.0B | $72.7B |
| Debt / EquityLower = less leverage | — | 0.06× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | $7.8B | ||
| Q3 25 | $1.7B | $8.8B | ||
| Q2 25 | $1.8B | $11.0B | ||
| Q1 25 | $1.2B | $10.6B | ||
| Q4 24 | $1.2B | $8.4B | ||
| Q3 24 | $1.2B | $7.3B | ||
| Q2 24 | $1.2B | $5.0B |
| Q1 26 | — | $477.2M | ||
| Q4 25 | — | $474.2M | ||
| Q3 25 | — | $471.3M | ||
| Q2 25 | — | $657.3M | ||
| Q1 25 | — | $654.4M | ||
| Q4 24 | — | $385.3M | ||
| Q3 24 | — | $384.8M | ||
| Q2 24 | — | $384.2M |
| Q1 26 | $8.5B | $7.8B | ||
| Q4 25 | $8.5B | $7.7B | ||
| Q3 25 | $8.3B | $7.4B | ||
| Q2 25 | $8.1B | $7.3B | ||
| Q1 25 | $6.5B | $6.7B | ||
| Q4 24 | $6.3B | $3.5B | ||
| Q3 24 | $6.4B | $3.5B | ||
| Q2 24 | $6.1B | $3.2B |
| Q1 26 | $73.0B | $72.7B | ||
| Q4 25 | $72.2B | $73.1B | ||
| Q3 25 | $71.2B | $71.9B | ||
| Q2 25 | $71.0B | $71.8B | ||
| Q1 25 | $53.9B | $69.3B | ||
| Q4 24 | $53.6B | $50.4B | ||
| Q3 24 | $53.6B | $47.5B | ||
| Q2 24 | $53.1B | $44.5B |
| Q1 26 | — | 0.06× | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | — | 0.09× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.11× | ||
| Q2 24 | — | 0.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
