UMB FINANCIAL CORPUMBFEarnings & Financial Report
UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
UMBF Q1 FY2026 Key Financial Metrics
Revenue
$739.2M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$261.4M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
35.4%
YoY Growth
31.1%
EPS
$3.35
UMB FINANCIAL CORP Q1 FY2026 Financial Summary
UMB FINANCIAL CORP reported revenue of $739.2M (up 31.1% YoY) for Q1 FY2026, with a net profit of $261.4M (up 221.4% YoY) (35.4% margin).
Key Financial Metrics
| Total Revenue | $739.2M |
|---|---|
| Net Profit | $261.4M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
UMB FINANCIAL CORP Annual Revenue by Year
UMB FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.9B).
UMB FINANCIAL CORP Quarterly Revenue & Net Profit History
UMB FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $739.2M | +31.1% | $261.4M | 35.4% |
| Q4 FY2025 | $522.5M | +94.3% | $215.4M | 41.2% |
| Q3 FY2025 | $475.0M | +92.0% | $188.3M | 39.6% |
| Q2 FY2025 | $467.0M | +90.5% | $217.4M | 46.5% |
| Q1 FY2025 | $397.6M | +66.1% | $81.3M | 20.5% |
| Q4 FY2024 | $269.0M | +16.7% | $120.0M | 44.6% |
| Q3 FY2024 | $247.4M | +11.3% | $109.6M | 44.3% |
| Q2 FY2024 | $245.1M | +8.6% | $101.3M | 41.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $245.1M | $247.4M | $269.0M | $397.6M | $467.0M | $475.0M | $522.5M | $739.2M |
| YoY Growth | 8.6% | 11.3% | 16.7% | 66.1% | 90.5% | 92.0% | 94.3% | 31.1% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $44.47B | $47.50B | $50.41B | $69.35B | $71.76B | $71.88B | $73.09B | $72.67B |
| Liabilities | $41.24B | $43.96B | $46.94B | $62.60B | $64.47B | $64.44B | $65.40B | $64.85B |
| Equity | $3.23B | $3.54B | $3.47B | $6.75B | $7.29B | $7.44B | $7.69B | $7.83B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $112.4M | $123.6M | $-66.9M | $363.0M | $285.4M | $272.2M | $106.1M |