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Side-by-side financial comparison of OppFi Inc. (OPFI) and IMPINJ INC (PI). Click either name above to swap in a different company.

OppFi Inc. is the larger business by last-quarter revenue ($85.6M vs $74.3M, roughly 1.2× IMPINJ INC). OppFi Inc. runs the higher net margin — 19.7% vs 11.2%, a 8.5% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs -0.0%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $2.2M). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs -14.9%).

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

Impinj, Inc. is an American manufacturer of radio-frequency identification (RFID) devices and software. The company was founded in 2000 and is headquartered in Seattle, Washington. The company was started based on the research done at the California Institute of Technology by Carver Mead and Chris Diorio. Impinj currently produces EPC Class 1, Gen 2 passive UHF RFID chips, RFID readers, RFID reader chips, and RFID antennas, and software applications for encoding chips, and gathering business ...

OPFI vs PI — Head-to-Head

Bigger by revenue
OPFI
OPFI
1.2× larger
OPFI
$85.6M
$74.3M
PI
Growing faster (revenue YoY)
OPFI
OPFI
+5.9% gap
OPFI
5.9%
-0.0%
PI
Higher net margin
OPFI
OPFI
8.5% more per $
OPFI
19.7%
11.2%
PI
More free cash flow
OPFI
OPFI
$380.0M more FCF
OPFI
$382.2M
$2.2M
PI
Faster 2-yr revenue CAGR
OPFI
OPFI
Annualised
OPFI
16.3%
-14.9%
PI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OPFI
OPFI
PI
PI
Revenue
$85.6M
$74.3M
Net Profit
$16.8M
$8.3M
Gross Margin
49.1%
Operating Margin
36.1%
30.5%
Net Margin
19.7%
11.2%
Revenue YoY
5.9%
-0.0%
Net Profit YoY
400.3%
EPS (diluted)
$1.48
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPFI
OPFI
PI
PI
Q1 26
$74.3M
Q4 25
$85.6M
$92.8M
Q3 25
$104.6M
$96.1M
Q2 25
$100.2M
$97.9M
Q1 25
$90.8M
$74.3M
Q4 24
$80.8M
$91.6M
Q3 24
$91.2M
$95.2M
Q2 24
$86.3M
$102.5M
Net Profit
OPFI
OPFI
PI
PI
Q1 26
$8.3M
Q4 25
$16.8M
$-1.1M
Q3 25
$41.6M
$-12.8M
Q2 25
$-20.8M
$11.6M
Q1 25
$-11.4M
$-8.5M
Q4 24
$-5.6M
$-2.7M
Q3 24
$4.3M
$221.0K
Q2 24
$3.1M
$10.0M
Gross Margin
OPFI
OPFI
PI
PI
Q1 26
49.1%
Q4 25
51.8%
Q3 25
50.3%
Q2 25
57.8%
Q1 25
49.4%
Q4 24
50.5%
Q3 24
50.0%
Q2 24
56.1%
Operating Margin
OPFI
OPFI
PI
PI
Q1 26
30.5%
Q4 25
36.1%
-2.9%
Q3 25
46.3%
0.7%
Q2 25
44.7%
11.1%
Q1 25
46.8%
-12.9%
Q4 24
30.5%
-3.9%
Q3 24
38.5%
-0.8%
Q2 24
34.2%
8.8%
Net Margin
OPFI
OPFI
PI
PI
Q1 26
11.2%
Q4 25
19.7%
-1.2%
Q3 25
39.8%
-13.3%
Q2 25
-20.7%
11.8%
Q1 25
-12.5%
-11.4%
Q4 24
-6.9%
-2.9%
Q3 24
4.7%
0.2%
Q2 24
3.6%
9.7%
EPS (diluted)
OPFI
OPFI
PI
PI
Q1 26
$0.14
Q4 25
$1.48
$-0.02
Q3 25
$0.77
$-0.44
Q2 25
$-0.78
$0.39
Q1 25
$-0.48
$-0.30
Q4 24
$-0.11
$-0.06
Q3 24
$0.21
$0.01
Q2 24
$0.16
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPFI
OPFI
PI
PI
Cash + ST InvestmentsLiquidity on hand
$49.5M
$131.8M
Total DebtLower is stronger
$241.5M
Stockholders' EquityBook value
$58.5M
Total Assets
$754.1M
$502.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPFI
OPFI
PI
PI
Q1 26
$131.8M
Q4 25
$49.5M
$175.3M
Q3 25
$45.5M
$190.1M
Q2 25
$45.2M
$193.2M
Q1 25
$58.0M
$147.9M
Q4 24
$61.3M
$164.7M
Q3 24
$44.8M
$170.3M
Q2 24
$46.6M
$220.2M
Total Debt
OPFI
OPFI
PI
PI
Q1 26
$241.5M
Q4 25
$280.9M
Q3 25
$280.4M
Q2 25
Q1 25
Q4 24
$283.5M
Q3 24
Q2 24
Stockholders' Equity
OPFI
OPFI
PI
PI
Q1 26
Q4 25
$58.5M
$209.2M
Q3 25
$49.4M
$195.0M
Q2 25
$13.4M
$187.7M
Q1 25
$22.6M
$160.6M
Q4 24
$32.8M
$149.9M
Q3 24
$34.9M
$136.1M
Q2 24
$18.6M
$117.0M
Total Assets
OPFI
OPFI
PI
PI
Q1 26
$502.5M
Q4 25
$754.1M
$545.2M
Q3 25
$720.6M
$516.5M
Q2 25
$673.4M
$508.8M
Q1 25
$640.1M
$479.8M
Q4 24
$641.2M
$489.1M
Q3 24
$619.3M
$476.4M
Q2 24
$573.1M
$446.1M
Debt / Equity
OPFI
OPFI
PI
PI
Q1 26
Q4 25
1.34×
Q3 25
1.44×
Q2 25
Q1 25
Q4 24
1.89×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPFI
OPFI
PI
PI
Operating Cash FlowLast quarter
$401.3M
Free Cash FlowOCF − Capex
$382.2M
$2.2M
FCF MarginFCF / Revenue
446.6%
3.0%
Capex IntensityCapex / Revenue
22.3%
Cash ConversionOCF / Net Profit
23.82×
TTM Free Cash FlowTrailing 4 quarters
$652.5M
$61.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPFI
OPFI
PI
PI
Q1 26
Q4 25
$401.3M
$15.1M
Q3 25
$105.1M
$20.9M
Q2 25
$95.6M
$33.9M
Q1 25
$83.7M
$-11.1M
Q4 24
$323.8M
$12.6M
Q3 24
$77.6M
$10.1M
Q2 24
$77.3M
$45.5M
Free Cash Flow
OPFI
OPFI
PI
PI
Q1 26
$2.2M
Q4 25
$382.2M
$13.6M
Q3 25
$99.9M
$18.0M
Q2 25
$91.0M
$27.3M
Q1 25
$79.3M
$-13.0M
Q4 24
$310.8M
$8.5M
Q3 24
$73.7M
$4.7M
Q2 24
$74.7M
$44.1M
FCF Margin
OPFI
OPFI
PI
PI
Q1 26
3.0%
Q4 25
446.6%
14.7%
Q3 25
95.6%
18.7%
Q2 25
90.8%
27.9%
Q1 25
87.4%
-17.5%
Q4 24
384.6%
9.3%
Q3 24
80.8%
4.9%
Q2 24
86.6%
43.0%
Capex Intensity
OPFI
OPFI
PI
PI
Q1 26
Q4 25
22.3%
1.6%
Q3 25
5.0%
3.1%
Q2 25
4.6%
6.7%
Q1 25
4.8%
2.5%
Q4 24
16.1%
4.5%
Q3 24
4.3%
5.7%
Q2 24
3.0%
1.3%
Cash Conversion
OPFI
OPFI
PI
PI
Q1 26
Q4 25
23.82×
Q3 25
2.52×
Q2 25
2.93×
Q1 25
Q4 24
Q3 24
18.19×
45.56×
Q2 24
25.21×
4.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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