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Side-by-side financial comparison of OppFi Inc. (OPFI) and RHYTHM PHARMACEUTICALS, INC. (RYTM). Click either name above to swap in a different company.

OppFi Inc. is the larger business by last-quarter revenue ($85.6M vs $57.3M, roughly 1.5× RHYTHM PHARMACEUTICALS, INC.). OppFi Inc. runs the higher net margin — 19.7% vs -83.0%, a 102.7% gap on every dollar of revenue. On growth, RHYTHM PHARMACEUTICALS, INC. posted the faster year-over-year revenue change (36.9% vs 5.9%). Over the past eight quarters, RHYTHM PHARMACEUTICALS, INC.'s revenue compounded faster (48.5% CAGR vs 16.3%).

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

Rhythm Pharmaceuticals is a biopharmaceutical firm focused on developing and commercializing targeted therapies for rare genetic disorders causing severe unmanageable obesity, including POMC deficiency, LEPR deficiency, and Bardet-Biedl syndrome. It serves patients in North America and Europe who lack effective standard treatments for their chronic life-altering conditions.

OPFI vs RYTM — Head-to-Head

Bigger by revenue
OPFI
OPFI
1.5× larger
OPFI
$85.6M
$57.3M
RYTM
Growing faster (revenue YoY)
RYTM
RYTM
+31.0% gap
RYTM
36.9%
5.9%
OPFI
Higher net margin
OPFI
OPFI
102.7% more per $
OPFI
19.7%
-83.0%
RYTM
Faster 2-yr revenue CAGR
RYTM
RYTM
Annualised
RYTM
48.5%
16.3%
OPFI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPFI
OPFI
RYTM
RYTM
Revenue
$85.6M
$57.3M
Net Profit
$16.8M
$-47.5M
Gross Margin
91.6%
Operating Margin
36.1%
-82.2%
Net Margin
19.7%
-83.0%
Revenue YoY
5.9%
36.9%
Net Profit YoY
400.3%
-9.6%
EPS (diluted)
$1.48
$-0.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPFI
OPFI
RYTM
RYTM
Q4 25
$85.6M
$57.3M
Q3 25
$104.6M
$51.3M
Q2 25
$100.2M
$48.5M
Q1 25
$90.8M
$32.7M
Q4 24
$80.8M
$41.8M
Q3 24
$91.2M
$33.3M
Q2 24
$86.3M
$29.1M
Q1 24
$63.2M
$26.0M
Net Profit
OPFI
OPFI
RYTM
RYTM
Q4 25
$16.8M
$-47.5M
Q3 25
$41.6M
$-52.9M
Q2 25
$-20.8M
$-46.6M
Q1 25
$-11.4M
$-49.5M
Q4 24
$-5.6M
$-43.3M
Q3 24
$4.3M
$-43.6M
Q2 24
$3.1M
$-32.3M
Q1 24
$5.5M
$-141.4M
Gross Margin
OPFI
OPFI
RYTM
RYTM
Q4 25
91.6%
Q3 25
89.3%
Q2 25
88.6%
Q1 25
88.8%
Q4 24
90.9%
Q3 24
88.5%
Q2 24
89.9%
Q1 24
89.2%
Operating Margin
OPFI
OPFI
RYTM
RYTM
Q4 25
36.1%
-82.2%
Q3 25
46.3%
-102.6%
Q2 25
44.7%
-93.4%
Q1 25
46.8%
-143.7%
Q4 24
30.5%
-98.6%
Q3 24
38.5%
-132.0%
Q2 24
34.2%
-139.2%
Q1 24
8.4%
-538.7%
Net Margin
OPFI
OPFI
RYTM
RYTM
Q4 25
19.7%
-83.0%
Q3 25
39.8%
-103.1%
Q2 25
-20.7%
-96.1%
Q1 25
-12.5%
-151.4%
Q4 24
-6.9%
-103.6%
Q3 24
4.7%
-131.2%
Q2 24
3.6%
-110.9%
Q1 24
8.8%
-544.4%
EPS (diluted)
OPFI
OPFI
RYTM
RYTM
Q4 25
$1.48
$-0.73
Q3 25
$0.77
$-0.82
Q2 25
$-0.78
$-0.75
Q1 25
$-0.48
$-0.81
Q4 24
$-0.11
$-0.71
Q3 24
$0.21
$-0.73
Q2 24
$0.16
$-0.55
Q1 24
$0.10
$-2.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPFI
OPFI
RYTM
RYTM
Cash + ST InvestmentsLiquidity on hand
$49.5M
$388.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$58.5M
$139.1M
Total Assets
$754.1M
$480.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPFI
OPFI
RYTM
RYTM
Q4 25
$49.5M
$388.9M
Q3 25
$45.5M
$416.1M
Q2 25
$45.2M
$291.0M
Q1 25
$58.0M
$314.5M
Q4 24
$61.3M
$320.6M
Q3 24
$44.8M
$298.4M
Q2 24
$46.6M
$319.1M
Q1 24
$47.2M
$201.2M
Stockholders' Equity
OPFI
OPFI
RYTM
RYTM
Q4 25
$58.5M
$139.1M
Q3 25
$49.4M
$148.8M
Q2 25
$13.4M
$-11.9M
Q1 25
$22.6M
$18.9M
Q4 24
$32.8M
$21.7M
Q3 24
$34.9M
$11.2M
Q2 24
$18.6M
$39.3M
Q1 24
$18.2M
$61.6M
Total Assets
OPFI
OPFI
RYTM
RYTM
Q4 25
$754.1M
$480.2M
Q3 25
$720.6M
$506.9M
Q2 25
$673.4M
$372.7M
Q1 25
$640.1M
$386.7M
Q4 24
$641.2M
$392.3M
Q3 24
$619.3M
$363.6M
Q2 24
$573.1M
$381.8M
Q1 24
$563.2M
$258.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPFI
OPFI
RYTM
RYTM
Operating Cash FlowLast quarter
$401.3M
$-25.4M
Free Cash FlowOCF − Capex
$382.2M
FCF MarginFCF / Revenue
446.6%
Capex IntensityCapex / Revenue
22.3%
Cash ConversionOCF / Net Profit
23.82×
TTM Free Cash FlowTrailing 4 quarters
$652.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPFI
OPFI
RYTM
RYTM
Q4 25
$401.3M
$-25.4M
Q3 25
$105.1M
$-26.6M
Q2 25
$95.6M
$-23.3M
Q1 25
$83.7M
$-40.4M
Q4 24
$323.8M
$-18.8M
Q3 24
$77.6M
$-25.2M
Q2 24
$77.3M
$-29.1M
Q1 24
$74.4M
$-40.7M
Free Cash Flow
OPFI
OPFI
RYTM
RYTM
Q4 25
$382.2M
Q3 25
$99.9M
Q2 25
$91.0M
Q1 25
$79.3M
Q4 24
$310.8M
Q3 24
$73.7M
Q2 24
$74.7M
Q1 24
$72.3M
FCF Margin
OPFI
OPFI
RYTM
RYTM
Q4 25
446.6%
Q3 25
95.6%
Q2 25
90.8%
Q1 25
87.4%
Q4 24
384.6%
Q3 24
80.8%
Q2 24
86.6%
Q1 24
114.4%
Capex Intensity
OPFI
OPFI
RYTM
RYTM
Q4 25
22.3%
Q3 25
5.0%
Q2 25
4.6%
Q1 25
4.8%
Q4 24
16.1%
Q3 24
4.3%
Q2 24
3.0%
Q1 24
3.4%
Cash Conversion
OPFI
OPFI
RYTM
RYTM
Q4 25
23.82×
Q3 25
2.52×
Q2 25
Q1 25
Q4 24
Q3 24
18.19×
Q2 24
25.21×
Q1 24
13.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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