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Side-by-side financial comparison of OppFi Inc. (OPFI) and SMITH & WESSON BRANDS, INC. (SWBI). Click either name above to swap in a different company.
SMITH & WESSON BRANDS, INC. is the larger business by last-quarter revenue ($124.7M vs $85.6M, roughly 1.5× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs 1.5%, a 18.1% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs -3.9%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $16.3M). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs -4.8%).
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
OPFI vs SWBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $85.6M | $124.7M |
| Net Profit | $16.8M | $1.9M |
| Gross Margin | — | 24.3% |
| Operating Margin | 36.1% | 3.3% |
| Net Margin | 19.7% | 1.5% |
| Revenue YoY | 5.9% | -3.9% |
| Net Profit YoY | 400.3% | -53.6% |
| EPS (diluted) | $1.48 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $85.6M | $124.7M | ||
| Q3 25 | $104.6M | $85.1M | ||
| Q2 25 | $100.2M | $140.8M | ||
| Q1 25 | $90.8M | $115.9M | ||
| Q4 24 | $80.8M | $129.7M | ||
| Q3 24 | $91.2M | $88.3M | ||
| Q2 24 | $86.3M | $159.1M | ||
| Q1 24 | $63.2M | $137.5M |
| Q4 25 | $16.8M | $1.9M | ||
| Q3 25 | $41.6M | $-3.4M | ||
| Q2 25 | $-20.8M | $8.6M | ||
| Q1 25 | $-11.4M | $2.1M | ||
| Q4 24 | $-5.6M | $4.5M | ||
| Q3 24 | $4.3M | $-1.9M | ||
| Q2 24 | $3.1M | $27.9M | ||
| Q1 24 | $5.5M | $7.9M |
| Q4 25 | — | 24.3% | ||
| Q3 25 | — | 25.9% | ||
| Q2 25 | — | 28.8% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | 27.4% | ||
| Q2 24 | — | 35.5% | ||
| Q1 24 | — | 28.7% |
| Q4 25 | 36.1% | 3.3% | ||
| Q3 25 | 46.3% | -3.5% | ||
| Q2 25 | 44.7% | 9.3% | ||
| Q1 25 | 46.8% | 4.1% | ||
| Q4 24 | 30.5% | 5.8% | ||
| Q3 24 | 38.5% | -1.7% | ||
| Q2 24 | 34.2% | 17.4% | ||
| Q1 24 | 8.4% | 8.2% |
| Q4 25 | 19.7% | 1.5% | ||
| Q3 25 | 39.8% | -4.0% | ||
| Q2 25 | -20.7% | 6.1% | ||
| Q1 25 | -12.5% | 1.8% | ||
| Q4 24 | -6.9% | 3.5% | ||
| Q3 24 | 4.7% | -2.1% | ||
| Q2 24 | 3.6% | 17.5% | ||
| Q1 24 | 8.8% | 5.7% |
| Q4 25 | $1.48 | $0.04 | ||
| Q3 25 | $0.77 | $-0.08 | ||
| Q2 25 | $-0.78 | $0.19 | ||
| Q1 25 | $-0.48 | $0.05 | ||
| Q4 24 | $-0.11 | $0.10 | ||
| Q3 24 | $0.21 | $-0.04 | ||
| Q2 24 | $0.16 | $0.60 | ||
| Q1 24 | $0.10 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.5M | $22.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $58.5M | $363.2M |
| Total Assets | $754.1M | $548.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.5M | $22.4M | ||
| Q3 25 | $45.5M | $18.0M | ||
| Q2 25 | $45.2M | $25.2M | ||
| Q1 25 | $58.0M | $26.7M | ||
| Q4 24 | $61.3M | $39.1M | ||
| Q3 24 | $44.8M | $35.5M | ||
| Q2 24 | $46.6M | $60.8M | ||
| Q1 24 | $47.2M | $47.4M |
| Q4 25 | $58.5M | $363.2M | ||
| Q3 25 | $49.4M | $364.4M | ||
| Q2 25 | $13.4M | $372.5M | ||
| Q1 25 | $22.6M | $366.9M | ||
| Q4 24 | $32.8M | $371.5M | ||
| Q3 24 | $34.9M | $380.0M | ||
| Q2 24 | $18.6M | $399.9M | ||
| Q1 24 | $18.2M | $376.4M |
| Q4 25 | $754.1M | $548.6M | ||
| Q3 25 | $720.6M | $554.6M | ||
| Q2 25 | $673.4M | $559.6M | ||
| Q1 25 | $640.1M | $578.9M | ||
| Q4 24 | $641.2M | $587.4M | ||
| Q3 24 | $619.3M | $571.3M | ||
| Q2 24 | $573.1M | $577.4M | ||
| Q1 24 | $563.2M | $570.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $401.3M | $27.3M |
| Free Cash FlowOCF − Capex | $382.2M | $16.3M |
| FCF MarginFCF / Revenue | 446.6% | 13.1% |
| Capex IntensityCapex / Revenue | 22.3% | 8.8% |
| Cash ConversionOCF / Net Profit | 23.82× | 14.22× |
| TTM Free Cash FlowTrailing 4 quarters | $652.5M | $21.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $401.3M | $27.3M | ||
| Q3 25 | $105.1M | $-8.1M | ||
| Q2 25 | $95.6M | $40.8M | ||
| Q1 25 | $83.7M | $-9.8M | ||
| Q4 24 | $323.8M | $-7.4M | ||
| Q3 24 | $77.6M | $-30.8M | ||
| Q2 24 | $77.3M | $43.7M | ||
| Q1 24 | $74.4M | $25.2M |
| Q4 25 | $382.2M | $16.3M | ||
| Q3 25 | $99.9M | $-12.4M | ||
| Q2 25 | $91.0M | $33.5M | ||
| Q1 25 | $79.3M | $-16.1M | ||
| Q4 24 | $310.8M | $-10.7M | ||
| Q3 24 | $73.7M | $-35.5M | ||
| Q2 24 | $74.7M | $38.2M | ||
| Q1 24 | $72.3M | $7.0M |
| Q4 25 | 446.6% | 13.1% | ||
| Q3 25 | 95.6% | -14.6% | ||
| Q2 25 | 90.8% | 23.8% | ||
| Q1 25 | 87.4% | -13.9% | ||
| Q4 24 | 384.6% | -8.3% | ||
| Q3 24 | 80.8% | -40.2% | ||
| Q2 24 | 86.6% | 24.0% | ||
| Q1 24 | 114.4% | 5.1% |
| Q4 25 | 22.3% | 8.8% | ||
| Q3 25 | 5.0% | 5.0% | ||
| Q2 25 | 4.6% | 5.2% | ||
| Q1 25 | 4.8% | 5.4% | ||
| Q4 24 | 16.1% | 2.5% | ||
| Q3 24 | 4.3% | 5.3% | ||
| Q2 24 | 3.0% | 3.5% | ||
| Q1 24 | 3.4% | 13.2% |
| Q4 25 | 23.82× | 14.22× | ||
| Q3 25 | 2.52× | — | ||
| Q2 25 | — | 4.73× | ||
| Q1 25 | — | -4.68× | ||
| Q4 24 | — | -1.63× | ||
| Q3 24 | 18.19× | — | ||
| Q2 24 | 25.21× | 1.57× | ||
| Q1 24 | 13.44× | 3.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
