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Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and SIFCO INDUSTRIES INC (SIF). Click either name above to swap in a different company.

SIFCO INDUSTRIES INC is the larger business by last-quarter revenue ($24.0M vs $13.6M, roughly 1.8× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs 7.5%, a 28.2% gap on every dollar of revenue. On growth, OptimumBank Holdings, Inc. posted the faster year-over-year revenue change (32.0% vs 14.8%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $8.0M). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 8.1%).

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

SIFCO Industries, Inc. (SIFCO), is a global metal component manufacturer based in Cleveland, Ohio.

OPHC vs SIF — Head-to-Head

Bigger by revenue
SIF
SIF
1.8× larger
SIF
$24.0M
$13.6M
OPHC
Growing faster (revenue YoY)
OPHC
OPHC
+17.2% gap
OPHC
32.0%
14.8%
SIF
Higher net margin
OPHC
OPHC
28.2% more per $
OPHC
35.7%
7.5%
SIF
More free cash flow
OPHC
OPHC
$9.0M more FCF
OPHC
$16.9M
$8.0M
SIF
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
8.1%
SIF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OPHC
OPHC
SIF
SIF
Revenue
$13.6M
$24.0M
Net Profit
$4.9M
$1.8M
Gross Margin
21.6%
Operating Margin
47.5%
10.7%
Net Margin
35.7%
7.5%
Revenue YoY
32.0%
14.8%
Net Profit YoY
22.9%
177.3%
EPS (diluted)
$-0.08
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
SIF
SIF
Q4 25
$13.6M
$24.0M
Q3 25
$13.0M
$22.8M
Q2 25
$12.1M
$22.1M
Q1 25
$10.7M
$19.0M
Q4 24
$10.3M
$20.9M
Q3 24
$10.1M
$21.7M
Q2 24
$9.9M
$22.0M
Q1 24
$9.0M
$20.5M
Net Profit
OPHC
OPHC
SIF
SIF
Q4 25
$4.9M
$1.8M
Q3 25
$4.3M
$-429.0K
Q2 25
$3.6M
$3.4M
Q1 25
$3.9M
$-1.4M
Q4 24
$3.9M
$-2.3M
Q3 24
$3.3M
$-443.0K
Q2 24
$3.5M
$72.0K
Q1 24
$2.4M
$-1.6M
Gross Margin
OPHC
OPHC
SIF
SIF
Q4 25
21.6%
Q3 25
9.6%
Q2 25
26.7%
Q1 25
8.3%
Q4 24
4.4%
Q3 24
10.7%
Q2 24
12.3%
Q1 24
7.3%
Operating Margin
OPHC
OPHC
SIF
SIF
Q4 25
47.5%
10.7%
Q3 25
43.5%
-1.7%
Q2 25
40.2%
14.8%
Q1 25
48.8%
-4.1%
Q4 24
51.5%
-9.2%
Q3 24
44.0%
-1.5%
Q2 24
46.9%
0.7%
Q1 24
35.9%
-6.5%
Net Margin
OPHC
OPHC
SIF
SIF
Q4 25
35.7%
7.5%
Q3 25
33.2%
-1.9%
Q2 25
29.8%
15.4%
Q1 25
36.3%
-7.3%
Q4 24
38.3%
-11.1%
Q3 24
32.8%
-2.0%
Q2 24
35.2%
0.3%
Q1 24
26.4%
-7.8%
EPS (diluted)
OPHC
OPHC
SIF
SIF
Q4 25
$-0.08
$0.29
Q3 25
$0.18
$-0.07
Q2 25
$0.29
$0.56
Q1 25
$0.32
$-0.23
Q4 24
$-0.17
$-0.38
Q3 24
$0.15
$-0.07
Q2 24
$0.34
$0.01
Q1 24
$0.31
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
SIF
SIF
Cash + ST InvestmentsLiquidity on hand
$1.1M
Total DebtLower is stronger
$39.0K
Stockholders' EquityBook value
$121.9M
$38.7M
Total Assets
$1.1B
$74.9M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPHC
OPHC
SIF
SIF
Q4 25
$1.1M
Q3 25
$491.0K
Q2 25
$2.0M
Q1 25
$1.9M
Q4 24
$3.1M
Q3 24
$1.7M
Q2 24
$3.4M
Q1 24
$2.5M
Total Debt
OPHC
OPHC
SIF
SIF
Q4 25
$39.0K
Q3 25
$51.0K
Q2 25
Q1 25
Q4 24
Q3 24
$0
Q2 24
$3.6M
Q1 24
$4.1M
Stockholders' Equity
OPHC
OPHC
SIF
SIF
Q4 25
$121.9M
$38.7M
Q3 25
$116.9M
$36.9M
Q2 25
$111.3M
$35.8M
Q1 25
$108.0M
$32.4M
Q4 24
$103.2M
$33.7M
Q3 24
$92.7M
$30.4M
Q2 24
$87.0M
$29.8M
Q1 24
$83.0M
$29.7M
Total Assets
OPHC
OPHC
SIF
SIF
Q4 25
$1.1B
$74.9M
Q3 25
$1.1B
$73.4M
Q2 25
$999.1M
$77.3M
Q1 25
$977.5M
$78.8M
Q4 24
$932.9M
$81.0M
Q3 24
$945.2M
$104.6M
Q2 24
$899.8M
$106.3M
Q1 24
$940.6M
$104.2M
Debt / Equity
OPHC
OPHC
SIF
SIF
Q4 25
0.00×
Q3 25
0.00×
Q2 25
Q1 25
Q4 24
Q3 24
0.00×
Q2 24
0.12×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
SIF
SIF
Operating Cash FlowLast quarter
$17.8M
$8.1M
Free Cash FlowOCF − Capex
$16.9M
$8.0M
FCF MarginFCF / Revenue
124.6%
33.3%
Capex IntensityCapex / Revenue
6.6%
0.4%
Cash ConversionOCF / Net Profit
3.68×
4.51×
TTM Free Cash FlowTrailing 4 quarters
$27.6M
$11.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
SIF
SIF
Q4 25
$17.8M
$8.1M
Q3 25
$1.9M
$726.0K
Q2 25
$6.2M
$371.0K
Q1 25
$3.1M
$2.8M
Q4 24
$15.6M
$-3.8M
Q3 24
$4.0M
$857.0K
Q2 24
$3.1M
$382.0K
Q1 24
$2.5M
$-3.2M
Free Cash Flow
OPHC
OPHC
SIF
SIF
Q4 25
$16.9M
$8.0M
Q3 25
$1.9M
$566.0K
Q2 25
$5.9M
$310.0K
Q1 25
$2.9M
$2.7M
Q4 24
$14.6M
$-3.9M
Q3 24
$3.9M
$580.0K
Q2 24
$2.7M
$-175.0K
Q1 24
$2.3M
$-3.9M
FCF Margin
OPHC
OPHC
SIF
SIF
Q4 25
124.6%
33.3%
Q3 25
14.7%
2.5%
Q2 25
48.5%
1.4%
Q1 25
26.8%
14.1%
Q4 24
141.9%
-18.8%
Q3 24
38.3%
2.7%
Q2 24
27.5%
-0.8%
Q1 24
25.4%
-18.9%
Capex Intensity
OPHC
OPHC
SIF
SIF
Q4 25
6.6%
0.4%
Q3 25
0.0%
0.7%
Q2 25
2.5%
0.3%
Q1 25
2.7%
0.8%
Q4 24
9.6%
0.5%
Q3 24
1.5%
1.3%
Q2 24
3.6%
2.5%
Q1 24
2.9%
3.3%
Cash Conversion
OPHC
OPHC
SIF
SIF
Q4 25
3.68×
4.51×
Q3 25
0.44×
Q2 25
1.71×
0.11×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
5.31×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPHC
OPHC

Segment breakdown not available.

SIF
SIF

Fixed Wing Aircraft Revenue$10.5M44%
Commercial Revenue$8.7M36%
Commercial Product And Other Revenue$2.8M12%
Commercial Space$1.1M5%
Other$840.0K4%

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