vs

Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and NUSCALE POWER Corp (SMR). Click either name above to swap in a different company.

OptimumBank Holdings, Inc. is the larger business by last-quarter revenue ($13.6M vs $8.2M, roughly 1.6× NUSCALE POWER Corp). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -3316.2%, a 3351.9% gap on every dollar of revenue. On growth, NUSCALE POWER Corp posted the faster year-over-year revenue change (1635.2% vs 32.0%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-199.9M). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 22.4%).

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

NuScale Power Corporation is a publicly traded American company that designs and markets small modular reactors (SMRs). It is headquartered in Tigard, Oregon. The company's VOYGR power plant, which uses 50 MWe modules and scales to 12 modules, was the first SMR to be certified by the US Nuclear Regulatory Commission (NRC) (2022). The newer 77 MWe module designs, known as the VOYGR-4 and VOYGR-6, were submitted for NRC review on January 1, 2023, and approved May 29, 2025. NuScale is now seekin...

OPHC vs SMR — Head-to-Head

Bigger by revenue
OPHC
OPHC
1.6× larger
OPHC
$13.6M
$8.2M
SMR
Growing faster (revenue YoY)
SMR
SMR
+1603.2% gap
SMR
1635.2%
32.0%
OPHC
Higher net margin
OPHC
OPHC
3351.9% more per $
OPHC
35.7%
-3316.2%
SMR
More free cash flow
OPHC
OPHC
$216.8M more FCF
OPHC
$16.9M
$-199.9M
SMR
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
22.4%
SMR

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OPHC
OPHC
SMR
SMR
Revenue
$13.6M
$8.2M
Net Profit
$4.9M
$-273.3M
Gross Margin
32.9%
Operating Margin
47.5%
-6532.9%
Net Margin
35.7%
-3316.2%
Revenue YoY
32.0%
1635.2%
Net Profit YoY
22.9%
-1465.5%
EPS (diluted)
$-0.08
$-1.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
SMR
SMR
Q4 25
$13.6M
Q3 25
$13.0M
$8.2M
Q2 25
$12.1M
$8.1M
Q1 25
$10.7M
$13.4M
Q4 24
$10.3M
$34.2M
Q3 24
$10.1M
Q2 24
$9.9M
Q1 24
$9.0M
Net Profit
OPHC
OPHC
SMR
SMR
Q4 25
$4.9M
Q3 25
$4.3M
$-273.3M
Q2 25
$3.6M
$-17.6M
Q1 25
$3.9M
$-14.0M
Q4 24
$3.9M
$-75.0M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
OPHC
OPHC
SMR
SMR
Q4 25
Q3 25
32.9%
Q2 25
22.1%
Q1 25
52.4%
Q4 24
91.1%
Q3 24
Q2 24
Q1 24
Operating Margin
OPHC
OPHC
SMR
SMR
Q4 25
47.5%
Q3 25
43.5%
-6532.9%
Q2 25
40.2%
-534.9%
Q1 25
48.8%
-264.1%
Q4 24
51.5%
-34.6%
Q3 24
44.0%
Q2 24
46.9%
Q1 24
35.9%
Net Margin
OPHC
OPHC
SMR
SMR
Q4 25
35.7%
Q3 25
33.2%
-3316.2%
Q2 25
29.8%
-219.0%
Q1 25
36.3%
-104.7%
Q4 24
38.3%
-219.1%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
OPHC
OPHC
SMR
SMR
Q4 25
$-0.08
Q3 25
$0.18
$-1.85
Q2 25
$0.29
$-0.13
Q1 25
$0.32
$-0.11
Q4 24
$-0.17
$-0.77
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
SMR
SMR
Cash + ST InvestmentsLiquidity on hand
$691.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$121.9M
$828.7M
Total Assets
$1.1B
$883.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPHC
OPHC
SMR
SMR
Q4 25
Q3 25
$691.8M
Q2 25
$420.7M
Q1 25
$521.4M
Q4 24
$441.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OPHC
OPHC
SMR
SMR
Q4 25
$121.9M
Q3 25
$116.9M
$828.7M
Q2 25
$111.3M
$692.9M
Q1 25
$108.0M
$704.0M
Q4 24
$103.2M
$618.7M
Q3 24
$92.7M
Q2 24
$87.0M
Q1 24
$83.0M
Total Assets
OPHC
OPHC
SMR
SMR
Q4 25
$1.1B
Q3 25
$1.1B
$883.1M
Q2 25
$999.1M
$606.5M
Q1 25
$977.5M
$618.1M
Q4 24
$932.9M
$544.7M
Q3 24
$945.2M
Q2 24
$899.8M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
SMR
SMR
Operating Cash FlowLast quarter
$17.8M
$-199.8M
Free Cash FlowOCF − Capex
$16.9M
$-199.9M
FCF MarginFCF / Revenue
124.6%
-2425.1%
Capex IntensityCapex / Revenue
6.6%
0.9%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
SMR
SMR
Q4 25
$17.8M
Q3 25
$1.9M
$-199.8M
Q2 25
$6.2M
$-33.3M
Q1 25
$3.1M
$-22.8M
Q4 24
$15.6M
$-26.4M
Q3 24
$4.0M
Q2 24
$3.1M
Q1 24
$2.5M
Free Cash Flow
OPHC
OPHC
SMR
SMR
Q4 25
$16.9M
Q3 25
$1.9M
$-199.9M
Q2 25
$5.9M
Q1 25
$2.9M
$-22.9M
Q4 24
$14.6M
$-26.5M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
OPHC
OPHC
SMR
SMR
Q4 25
124.6%
Q3 25
14.7%
-2425.1%
Q2 25
48.5%
Q1 25
26.8%
-170.9%
Q4 24
141.9%
-77.3%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
OPHC
OPHC
SMR
SMR
Q4 25
6.6%
Q3 25
0.0%
0.9%
Q2 25
2.5%
Q1 25
2.7%
0.5%
Q4 24
9.6%
0.1%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
OPHC
OPHC
SMR
SMR
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPHC
OPHC

Segment breakdown not available.

SMR
SMR

Power Plant And NPM Engineering Design And Licensing Services And Fees$8.0M97%
Other$208.0K3%

Related Comparisons