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Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and SS Innovations International, Inc. (SSII). Click either name above to swap in a different company.

SS Innovations International, Inc. is the larger business by last-quarter revenue ($14.5M vs $13.6M, roughly 1.1× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -17.0%, a 52.7% gap on every dollar of revenue. On growth, SS Innovations International, Inc. posted the faster year-over-year revenue change (79.1% vs 32.0%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-3.2M). Over the past eight quarters, SS Innovations International, Inc.'s revenue compounded faster (99.9% CAGR vs 23.0%).

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

SS Innovations International, Inc. is a global medical technology enterprise specializing in the research, development and manufacturing of innovative surgical robotic systems. It provides high-precision, accessible robotic platforms for minimally invasive surgery, catering to healthcare facilities across multiple regions to boost surgical outcomes and cut procedural burdens.

OPHC vs SSII — Head-to-Head

Bigger by revenue
SSII
SSII
1.1× larger
SSII
$14.5M
$13.6M
OPHC
Growing faster (revenue YoY)
SSII
SSII
+47.1% gap
SSII
79.1%
32.0%
OPHC
Higher net margin
OPHC
OPHC
52.7% more per $
OPHC
35.7%
-17.0%
SSII
More free cash flow
OPHC
OPHC
$20.2M more FCF
OPHC
$16.9M
$-3.2M
SSII
Faster 2-yr revenue CAGR
SSII
SSII
Annualised
SSII
99.9%
23.0%
OPHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OPHC
OPHC
SSII
SSII
Revenue
$13.6M
$14.5M
Net Profit
$4.9M
$-2.5M
Gross Margin
43.9%
Operating Margin
47.5%
-3.7%
Net Margin
35.7%
-17.0%
Revenue YoY
32.0%
79.1%
Net Profit YoY
22.9%
-28.5%
EPS (diluted)
$-0.08
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
SSII
SSII
Q4 25
$13.6M
$14.5M
Q3 25
$13.0M
$12.8M
Q2 25
$12.1M
$10.0M
Q1 25
$10.7M
$5.1M
Q4 24
$10.3M
$8.1M
Q3 24
$10.1M
$4.4M
Q2 24
$9.9M
$4.5M
Q1 24
$9.0M
$3.6M
Net Profit
OPHC
OPHC
SSII
SSII
Q4 25
$4.9M
$-2.5M
Q3 25
$4.3M
$-3.7M
Q2 25
$3.6M
$-256.7K
Q1 25
$3.9M
$-5.7M
Q4 24
$3.9M
$-1.9M
Q3 24
$3.3M
$-3.2M
Q2 24
$3.5M
$-4.1M
Q1 24
$2.4M
$-9.8M
Gross Margin
OPHC
OPHC
SSII
SSII
Q4 25
43.9%
Q3 25
48.1%
Q2 25
59.1%
Q1 25
21.2%
Q4 24
48.9%
Q3 24
52.8%
Q2 24
31.9%
Q1 24
20.0%
Operating Margin
OPHC
OPHC
SSII
SSII
Q4 25
47.5%
-3.7%
Q3 25
43.5%
-14.3%
Q2 25
40.2%
1.0%
Q1 25
48.8%
-115.6%
Q4 24
51.5%
-22.7%
Q3 24
44.0%
-73.1%
Q2 24
46.9%
-90.9%
Q1 24
35.9%
-270.3%
Net Margin
OPHC
OPHC
SSII
SSII
Q4 25
35.7%
-17.0%
Q3 25
33.2%
-29.0%
Q2 25
29.8%
-2.6%
Q1 25
36.3%
-111.0%
Q4 24
38.3%
-23.7%
Q3 24
32.8%
-74.0%
Q2 24
35.2%
-91.8%
Q1 24
26.4%
-270.5%
EPS (diluted)
OPHC
OPHC
SSII
SSII
Q4 25
$-0.08
$-0.01
Q3 25
$0.18
$-0.02
Q2 25
$0.29
$0.00
Q1 25
$0.32
$-0.03
Q4 24
$-0.17
$-0.01
Q3 24
$0.15
$-0.02
Q2 24
$0.34
$-0.02
Q1 24
$0.31
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
SSII
SSII
Cash + ST InvestmentsLiquidity on hand
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$121.9M
$38.2M
Total Assets
$1.1B
$74.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPHC
OPHC
SSII
SSII
Q4 25
$3.2M
Q3 25
$5.7M
Q2 25
$11.4M
Q1 25
$15.9M
Q4 24
$466.5K
Q3 24
$220.4K
Q2 24
$608.2K
Q1 24
$948.1K
Stockholders' Equity
OPHC
OPHC
SSII
SSII
Q4 25
$121.9M
$38.2M
Q3 25
$116.9M
$39.6M
Q2 25
$111.3M
$42.0M
Q1 25
$108.0M
$40.6M
Q4 24
$103.2M
$13.5M
Q3 24
$92.7M
$13.7M
Q2 24
$87.0M
$14.8M
Q1 24
$83.0M
$16.7M
Total Assets
OPHC
OPHC
SSII
SSII
Q4 25
$1.1B
$74.2M
Q3 25
$1.1B
$69.6M
Q2 25
$999.1M
$70.0M
Q1 25
$977.5M
$63.5M
Q4 24
$932.9M
$42.4M
Q3 24
$945.2M
$39.0M
Q2 24
$899.8M
$35.7M
Q1 24
$940.6M
$35.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
SSII
SSII
Operating Cash FlowLast quarter
$17.8M
$-1.5M
Free Cash FlowOCF − Capex
$16.9M
$-3.2M
FCF MarginFCF / Revenue
124.6%
-22.3%
Capex IntensityCapex / Revenue
6.6%
11.8%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M
$-22.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
SSII
SSII
Q4 25
$17.8M
$-1.5M
Q3 25
$1.9M
$-7.5M
Q2 25
$6.2M
$-3.5M
Q1 25
$3.1M
$-6.1M
Q4 24
$15.6M
$-3.3M
Q3 24
$4.0M
$-2.5M
Q2 24
$3.1M
$-1.0M
Q1 24
$2.5M
$-2.7M
Free Cash Flow
OPHC
OPHC
SSII
SSII
Q4 25
$16.9M
$-3.2M
Q3 25
$1.9M
$-8.2M
Q2 25
$5.9M
$-3.8M
Q1 25
$2.9M
$-7.0M
Q4 24
$14.6M
$-3.4M
Q3 24
$3.9M
$-4.2M
Q2 24
$2.7M
$-3.1M
Q1 24
$2.3M
$-2.8M
FCF Margin
OPHC
OPHC
SSII
SSII
Q4 25
124.6%
-22.3%
Q3 25
14.7%
-64.1%
Q2 25
48.5%
-37.7%
Q1 25
26.8%
-136.2%
Q4 24
141.9%
-41.7%
Q3 24
38.3%
-96.9%
Q2 24
27.5%
-69.5%
Q1 24
25.4%
-76.9%
Capex Intensity
OPHC
OPHC
SSII
SSII
Q4 25
6.6%
11.8%
Q3 25
0.0%
5.9%
Q2 25
2.5%
3.2%
Q1 25
2.7%
17.0%
Q4 24
9.6%
1.5%
Q3 24
1.5%
38.8%
Q2 24
3.6%
46.8%
Q1 24
2.9%
3.5%
Cash Conversion
OPHC
OPHC
SSII
SSII
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPHC
OPHC

Segment breakdown not available.

SSII
SSII

System Sales$13.4M92%
Other$1.2M8%

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